The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM Common Stock 00206R102 4,389 145,098 SH   DFND 3,8,24,25 145,098 0 0
ABBOTT LABORATORIES Common Stock 002824100 10,407 135,098 SH   DFND 3 135,098 0 0
ABBVIE INC COM USD0.01 Common Stock 00287Y109 42,247 550,497 SH   DFND 3,8,23,24,25 550,497 0 0
ADOBE INC COM Common Stock 00724F101 12,379 35,868 SH   DFND 3 35,868 0 0
AIR PRODUCTS & CHEMICALS INC Common Stock 009158106 4,639 23,236 SH   DFND 23 23,236 0 0
AKAMAI TECHNOLOGIES INC COM STK Common Stock 00971T101 1,228 13,415 SH   DFND 24,25 13,415 0 0
ALEXION PHARM INC. Common Stock 015351109 3,522 37,460 SH   DFND 3 37,460 0 0
ALLSTATE CORP COM Common Stock 020002101 10,096 98,413 SH   DFND 3,24,25 98,413 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 26,060 19,459 SH   DFND 3 19,459 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 28,016 723,020 SH   DFND 3,8,23,25 723,020 0 0
AMAZON.COM INC Common Stock 023135106 24,613 13,066 SH   DFND 3 13,066 0 0
AMEREN CORP COM Common Stock 023608102 11,111 143,891 SH   DFND 2,3,8,25 143,891 0 0
AMERICAN ELEC PWR INC COM Common Stock 025537101 11,974 136,155 SH   DFND 2,3,8,24,25 136,155 0 0
AMERICAN EXPRESS CO COM USD0.20 Common Stock 025816109 2,116 19,252 SH   DFND 3 19,252 0 0
AMERICAN FINANCIAL GROUP INC Common Stock 025932104 1,413 20,164 SH   DFND 23, 20,164 0 0
AMERICAN TOWER CORPORATION Common Stock 03027X100 3,769 17,611 SH   DFND 2 17,611 0 0
AMERIPRISE FINL INC COM Common Stock 03076C106 6,174 51,574 SH   DFND 3,23,24,25 51,574 0 0
AMGEN INC COM Common Stock 031162100 29,059 143,564 SH   DFND 3,8,23,24,25 143,564 0 0
APPLE INC COM USD0.00001 Common Stock 037833100 49,771 185,083 SH   DFND 2,3,24,25 185,083 0 0
APPLIED MATLS INC COM Common Stock 038222105 6,692 118,340 SH   DFND 2,3,24,25 118,340 0 0
ADR ASTRAZENECA PLC SPONSORED ADR UNITEDKINGDOM Common Stock 046353108 1,809 40,502 SH   DFND 8 40,502 0 0
BCE INC COM NPV Common Stock 05534B760 2,526 62,279 SH   DFND 8,25 62,279 0 0
BK OF AMERICA CORP COM Common Stock 060505104 18,223 616,008 SH   DFND 2,3,25 616,008 0 0
BK OF NOVA SCOTIA COM NPV Common Stock 064149107 478 11,820 SH   DFND 24,25 11,820 0 0
IPATH BLOOMBERG COMMODITY IN Common Stock 06738C778 2,258 136,986 SH   DFND   136,986 0 0
BARRICK GOLD CORPORATION COM Common Stock 067901108 9,065 492,154 SH   DFND 2,3 492,154 0 0
BAXTER INTL INC COM Common Stock 071813109 13,799 165,996 SH   DFND 2,3 165,996 0 0
BEST BUY INC COM STK Common Stock 086516101 5,588 87,563 SH   DFND 3,23,24,25 87,563 0 0
BIOMARIN PHARMACEUTICAL INC COM Common Stock 09061G101 4,609 52,491 SH   DFND 2,3 52,491 0 0
BLACKROCK INC Common Stock 09247X101 9,466 21,551 SH   DFND 23 21,551 0 0
H&R BLOCK INC Common Stock 093671105 550 39,124 SH   DFND 23 39,124 0 0
BOEING CO/THE Common Stock 097023105 4,138 27,749 SH   DFND 23 27,749 0 0
BRISTOL-MYERS SQUIBB CO COM Common Stock 110122108 26,409 463,482 SH   DFND 2,3,23,24,25 463,482 0 0
ADR BRIT AMERN TOB PLC SPONSORED Common Stock 110448107 744 21,763 SH   DFND 8 21,763 0 0
BROADCOM INC COM Common Stock 11135F101 14,098 49,606 SH   DFND 2,3 49,606 0 0
CIGNA CORP NEW USD Common Stock 125523100 12,961 68,838 SH   DFND 2,3 68,838 0 0
CME GROUP INC Common Stock 12572Q105 6,295 36,398 SH   DFND 23 36,398 0 0
CVS HEALTH CORP COM Common Stock 126650100 692 11,670 SH   DFND 24,25 11,670 0 0
CARDINAL HEALTH INC COM NPV Common Stock 14149Y108 3,560 67,707 SH   DFND 2,3 67,707 0 0
CARNIVAL CORP Common Stock 143658300 444 33,770 SH   DFND 23 33,770 0 0
CATERPILLAR INC Common Stock 149123101 9,864 85,011 SH   DFND 23 85,011 0 0
CELANESE CORP DEL COM Common Stock 150870103 1,470 15,679 SH   DFND 3 15,679 0 0
CENTERPOINT ENERGY INC COM Common Stock 15189T107 1,862 120,507 SH   DFND 8,25 120,507 0 0
CHEMOURS CO/THE Common Stock 163851108 288 32,420 SH   DFND 23 32,420 0 0
CHEVRON CORP NEW COM Common Stock 166764100 18,676 194,163 SH   DFND 2,3,8,25 194,163 0 0
CISCO SYSTEMS INC Common Stock 17275R102 50,055 1,248,465 SH   DFND 2,3,8,23,25 1,248,465 0 0
CITIGROUP INC COM NEW Common Stock 172967424 13,716 204,274 SH   DFND 2,3 204,274 0 0
CLOROX COMPANY Common Stock 189054109 2,826 16,326 SH   DFND 23 16,326 0 0
COCA-COLA CO/THE Common Stock 191216100 18,152 410,473 SH   DFND 8,23,25 410,473 0 0
COLGATE PALMOLIVE CO COM Common Stock 194162103 10,421 156,184 SH   DFND 2,23,24,25 156,184 0 0
COMCAST CORP NEW-CL A Common Stock 20030N101 12,078 305,641 SH   DFND 3,8,25 305,641 0 0
COMERICA INC Common Stock 200340107 540 18,414 SH   DFND 23 18,414 0 0
CUMMINS INC Common Stock 231021106 3,057 22,587 SH   DFND 23 22,587 0 0
DARDEN RESTAURANTS INC COM Common Stock 237194105 1,467 26,969 SH   DFND 23,24,25 26,969 0 0
DELTA AIR LINES INC DEL COM NEW Common Stock 247361702 5,931 122,090 SH   DFND 2,3,23 122,090 0 0
DENTSPLY SIRONA INC COM Common Stock 24906P109 5,264 106,900 SH   DFND 3 106,900 0 0
DISNEY WALT CO COM Common Stock 254687106 15,299 118,630 SH   DFND 2,3 118,630 0 0
DISCOVER FINL SVCS Common Stock 254709108 2,829 43,145 SH   DFND 3 43,145 0 0
DISCOVERY INC NEW COM SER A Common Stock 25470F104 9,283 331,205 SH   DFND 2,3 331,205 0 0
DISH NETWORK CORPORATION CL A Common Stock 25470M109 3,861 114,603 SH   DFND 2,3 114,603 0 0
DOMINION ENERGY INC COM STK NPV Common Stock 25746U109 4,709 63,972 SH   DFND 3,8,25 63,972 0 0
DOVER CORP COM USD1.00 Common Stock 260003108 1,965 19,130 SH   DFND 3 19,130 0 0
DOW INC COM USD0.01 WI Common Stock 260557103 1,227 41,982 SH   DFND 8,25 41,982 0 0
DUKE ENERGY CORP NEW COM NEW COM NEW Common Stock 26441C204 3,452 42,679 SH   DFND 8,25 42,679 0 0
EOG RESOURCES INC Common Stock 26875P101 4,147 63,491 SH   DFND 2,3 63,491 0 0
EASTMAN CHEMICAL CO Common Stock 277432100 1,078 23,181 SH   DFND 23 23,181 0 0
EATON VANCE CORP Common Stock 278265103 619 19,171 SH   DFND 23 19,171 0 0
ELECTRONIC ARTS INC COM Common Stock 285512109 9,991 98,677 SH   DFND 2,3 98,677 0 0
EMERSON ELECTRIC CO COM Common Stock 291011104 6,019 126,331 SH   DFND 8,23,25 126,331 0 0
ENTERGY CORP NEW COM Common Stock 29364G103 2,212 23,543 SH   DFND 8,25 23,543 0 0
MLP ENTERPRISE PRODS PARTNERS L P COM UNIT Common Stock 293792107 1,518 106,161 SH   DFND 8 106,161 0 0
EQUITY LIFESTYLE PPTYS INC COM Common Stock 29472R108 2,820 38,067 SH   DFND 2 38,067 0 0
EXACT SCIENCES CORP Common Stock 30063P105 2,593 32,038 SH   DFND 3 32,038 0 0
EXXON MOBIL CORP COM Common Stock 30231G102 5,250 105,810 SH   DFND 2,3,8,25 105,810 0 0
FACEBOOK INC COM USD0.000006 CL 'A' Common Stock 30303M102 4,436 26,594 SH   DFND 24,25 26,594 0 0
FASTENAL CO COM Common Stock 311900104 2,677 85,747 SH   DFND 23,25 85,747 0 0
FIDELITY NATL INFORMATION SERVICES COM USD0.01 Common Stock 31620M106 9,282 66,431 SH   DFND 3 66,431 0 0
FIDELITY NATIONAL FINANCIAL Common Stock 31620R303 1,075 43,201 SH   DFND 23 43,201 0 0
FIFTH THIRD BANCORP COM Common Stock 316773100 3,037 120,228 SH   DFND 2,3 120,228 0 0
FIRSTENERGY CORP COM Common Stock 337932107 2,585 64,530 SH   DFND 8,25 64,530 0 0
FORD MTR CO DEL COM PAR $0.01 Common Stock 345370860 478 52,731 SH   DFND 2 52,731 0 0
FORTIS INC COM NPV Common Stock 349553107 1,606 42,131 SH   DFND 8,25 42,131 0 0
FOX CORP CL A COM Common Stock 35137L105 4,034 131,230 SH   DFND 3 131,230 0 0
FRANKLIN RESOURCES INC Common Stock 354613101 957 57,355 SH   DFND 23 57,355 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 4,317 32,663 SH   DFND 23 32,663 0 0
GENERAL MILLS INC Common Stock 370334104 6,063 114,839 SH   DFND 23 114,839 0 0
GENERAL MTRS CO COM Common Stock 37045V100 8,867 277,102 SH   DFND 2,3 277,102 0 0
GENUINE PARTS CO COM USD1.00 Common Stock 372460105 3,555 45,639 SH   DFND 3,23 45,639 0 0
GILEAD SCIENCES INC Common Stock 375558103 5,353 75,272 SH   DFND 3,24,25 75,272 0 0
GLOBAL X SCIENTIFIC BETA ETF Common Stock 37954Y103 10,980 409,245 SH   DFND 23 409,245 0 0
GOLDMAN SACHS ACTIVEBETA INT Common Stock 381430107 12,946 561,138 SH   DFND 23 561,138 0 0
MFC GOLDMAN SACHS ETF TR ACTIVEBETA EMERGING MKTS EQUITY ETF Common Stock 381430206 42,801 1,638,710 SH   DFND 23,25 1,638,710 0 0
GOLDMAN ACTIVEBETA US LC ETF Common Stock 381430503 110,257 2,112,605 SH   DFND 23 2,112,605 0 0
HSBC HLDGS PLC SPON ADR NEW Common Stock 404280406 456 13,594 SH   DFND 3 13,594 0 0
HP INC COM Common Stock 40434L105 3,992 195,480 SH   DFND 2,3,25 195,480 0 0
HANESBRANDS INC COM STK Common Stock 410345102 1,207 153,418 SH   DFND 8,23 153,418 0 0
HERSHEY CO/THE Common Stock 427866108 2,916 22,014 SH   DFND 23 22,014 0 0
HOME DEPOT INC COM Common Stock 437076102 51,069 256,895 SH   DFND 2,3,8,23,24,25 256,895 0 0
HORMEL FOODS CORP COM Common Stock 440452100 487 10,438 SH   DFND 24,25 10,438 0 0
ADR ICICI BK LTD Common Stock 45104G104 268 31,543 SH   DFND 24 31,543 0 0
ILLINOIS TOOL WORKS INC COM USD0.01 Common Stock 452308109 8,117 54,360 SH   DFND 3,23 54,360 0 0
INFOSYS LIMITED ADR Common Stock 456788108 226 27,551 SH   DFND 24 27,551 0 0
INTEL CORP COM Common Stock 458140100 39,644 730,726 SH   DFND 3,8,23,24,25 730,726 0 0
INTL BUSINESS MACHINES CORP Common Stock 459200101 48,484 411,552 SH   DFND 2,3,8,23,24,25 411,552 0 0
INTERNATIONAL PAPER CO COM USD1.00 Common Stock 460146103 1,386 37,511 SH   DFND 3 37,511 0 0
INVESCO FTSE RAFI US 1000 ET Common Stock 46137V613 73,096 790,728 SH   DFND 23 790,728 0 0
IRON MTN INC NEW COM Common Stock 46284V101 1,864 78,339 SH   DFND 8,25 78,339 0 0
ISHARES CORE S&P TOTAL US STOCK MARKET ETF Common Stock 464287150 2,854 42,764 SH   DFND 3 42,764 0 0
ISHARES TIPS BOND ETF Common Stock 464287176 7,921 67,094 SH   DFND   67,094 0 0
ISHARES CORE S&P 500 ETF Common Stock 464287200 522,960 1,758,777 SH   DFND 2,3,23 1,758,777 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF Common Stock 464287226 237,054 2,046,299 SH   DFND 2,3 2,046,299 0 0
ISHARES S&P 500 GROWTH ETF Common Stock 464287309 6,175 37,478 SH   DFND   37,478 0 0
ISHARES TR BARCLAYS 7 10 YR Common Stock 464287440 98,287 846,170 SH   DFND 2,3 846,170 0 0
ISHARES CORE S&P MID-CAP ETF Common Stock 464287507 70,766 386,127 SH   DFND 2,3 386,127 0 0
ISHARES CORE S&P US VALUE ETF Common Stock 464287663 83,912 1,497,310 SH   DFND 2,3 1,497,310 0 0
ISHARES CORE S&P SMALL-CAP ETF Common Stock 464287804 112,111 1,459,882 SH   DFND 2,3 1,459,882 0 0
ISHARES TR JP MOR EM MK ETF Common Stock 464288281 70,625 622,341 SH   DFND 2,3 622,341 0 0
ISHARES NATIONAL MUNI BOND ETF Common Stock 464288414 41,902 361,030 SH   DFND 2,3 361,030 0 0
ISHARES IBOXX $ HIGH YIELD Common Stock 464288513 5,015 57,686 SH   DFND 2 57,686 0 0
ISHARES EDGE MSCI USA QUALIT Common Stock 46432F339 72,588 896,268 SH   DFND 23 896,268 0 0
ISHARES EDGE MSCI USA VALUE Common Stock 46432F388 39,466 628,147 SH   DFND 23 628,147 0 0
ISHARES EDGE MSCI USA MOMENT Common Stock 46432F396 53,334 500,892 SH   DFND 23 500,892 0 0
ISHARES TR CORE MSCI TOTAL Common Stock 46432F834 1,806 32,402 SH   DFND 3 32,402 0 0
ISHARES TRUST CORE MSCI EAFE ETF Common Stock 46432F842 465,175 8,052,755 SH   DFND 2,3,23 8,052,755 0 0
ISHARES INC CORE MSCI EMKT Common Stock 46434G103 65,340 1,335,604 SH   DFND 2,3 1,335,604 0 0
ISHARES EDGE MSCI INTL MOMEN Common Stock 46434V449 11,733 443,303 SH   DFND 23 443,303 0 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 22,198 189,540 SH   DFND 2,3,24,25 189,540 0 0
JOHNSON &JOHNSON COM USD1.00 Common Stock 478160104 59,108 450,613 SH   DFND 3,8,23,24,25 450,613 0 0
JUNIPER NETWORKS INC Common Stock 48203R104 949 49,583 SH   DFND 23 49,583 0 0
KLA CORPORATION COM USD0.001 Common Stock 482480100 4,815 33,504 SH   DFND 8,23,25 33,504 0 0
KELLOGG CO Common Stock 487836108 4,130 68,964 SH   DFND 23 68,964 0 0
KEYCORP COM Common Stock 493267108 9,537 553,386 SH   DFND 2,3 553,386 0 0
KIMBERLY-CLARK CORP COM Common Stock 494368103 17,152 130,067 SH   DFND 2,3,8,24,25 130,067 0 0
KOHLS CORP Common Stock 500255104 561 38,497 SH   DFND 23 38,497 0 0
KROGER CO COM Common Stock 501044101 4,822 166,194 SH   DFND 3,24,25 166,194 0 0
L3HARRIS TECHNOLOGIES INC COM Common Stock 502431109 9,016 45,395 SH   DFND 2,3 45,395 0 0
LAM RESEARCH CORP COM USD0.001 Common Stock 512807108 9,061 33,399 SH   DFND 3,23 33,399 0 0
LAS VEGAS SANDS CORP Common Stock 517834107 3,603 84,902 SH   DFND 8,23,25 84,902 0 0
ESTEE LAUDER COMPANIES INC CL A USD0.01 Common Stock 518439104 2,481 15,570 SH   DFND 24,25 15,570 0 0
LEGGETT & PLATT INC COM Common Stock 524660107 1,517 56,857 SH   DFND 8,23,25 56,857 0 0
ELI LILLY AND CO COM Common Stock 532457108 23,531 176,967 SH   DFND 3,23,24,25 176,967 0 0
LINCOLN NATIONAL CORP COM NPV Common Stock 534187109 8,387 172,908 SH   DFND 2,3 172,908 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR Common Stock 539439109 445 174,703 SH   DFND 3 174,703 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 11,990 35,370 SH   DFND 23 35,370 0 0
LOWE'S COS INC Common Stock 548661107 6,536 68,224 SH   DFND 3,23 68,224 0 0
M &T BANK CORP COM USD0.50 Common Stock 55261F104 2,071 14,752 SH   DFND 3 14,752 0 0
MLP MAGELLAN MIDSTREAM PARTNERS LP COM UNIT REPSTG LTD PARTNER INT Common Stock 559080106 1,303 35,706 SH   DFND 8 35,706 0 0
MAGNA INTL INC COM NPV Common Stock 559222401 1,996 62,894 SH   DFND 23,24,25 62,894 0 0
MANPOWERGROUP INC Common Stock 56418H100 678 12,779 SH   DFND 24,25 12,779 0 0
MASCO CORP COM USD1.00 Common Stock 574599106 9,685 227,617 SH   DFND 2,3 227,617 0 0
MASTERCARD INC CL A Common Stock 57636Q104 19,648 67,556 SH   DFND 2,3 67,556 0 0
MAXIM INTEGRATED PRODUCTS Common Stock 57772K101 2,268 46,640 SH   DFND 23 46,640 0 0
MCDONALD'S CORP Common Stock 580135101 18,017 109,005 SH   DFND 8,23,24,25 109,005 0 0
MERCK & CO. INC. Common Stock 58933Y105 26,519 344,740 SH   DFND 3,8,23,24,25 344,740 0 0
METLIFE INC COM STK USD0.01 Common Stock 59156R108 1,806 59,091 SH   DFND 8,24,25 59,091 0 0
MICROSOFT CORP COM Common Stock 594918104 58,685 369,626 SH   DFND 2,3,8,24,25 369,626 0 0
MICRON TECH INC COM Common Stock 595112103 1,047 24,900 SH   DFND 24,25 24,900 0 0
MONDELEZ INTL INC COM NPV Common Stock 609207105 10,950 207,674 SH   DFND 2,3 207,674 0 0
NETAPP INC Common Stock 64110D104 1,989 47,684 SH   DFND 23 47,684 0 0
NORFOLK SOUTHERN CORP COM USD1 Common Stock 655844108 9,811 52,937 SH   DFND 2,3 52,937 0 0
NORTHERN TRUST CORP Common Stock 665859104 1,878 24,890 SH   DFND 23 24,890 0 0
NORTHROP GRUMMAN CORP COM USD1 Common Stock 666807102 13,459 40,185 SH   DFND 2,3 40,185 0 0
NUCOR CORP Common Stock 670346105 1,696 47,209 SH   DFND 23 47,209 0 0
NVIDIA CORP Common Stock 67066G104 6,081 22,518 SH   DFND 3 22,518 0 0
NUTRIEN LTD COM NPV Common Stock 67077M108 2,034 57,942 SH   DFND 3,8 57,942 0 0
OCCIDENTAL PETE CORP COM Common Stock 674599105 771 23,537 SH   DFND 3 23,537 0 0
OMNICOM GROUP INC COM USD0.15 Common Stock 681919106 8,612 129,414 SH   DFND 2,3,23 129,414 0 0
ORACLE CORP Common Stock 68389X105 9,786 197,274 SH   DFND 2,3,23,24,25 197,274 0 0
PPL CORP COM ISIN US69351T1060 Common Stock 69351T106 1,934 78,369 SH   DFND 8,25 78,369 0 0
PARKER-HANNIFIN CORP COM USD0.50 Common Stock 701094104 3,467 18,764 SH   DFND 3 18,764 0 0
PAYCHEX INC Common Stock 704326107 2,992 47,503 SH   DFND 23 47,503 0 0
PEMBINA PIPELINE CORPORATION COMMON STOCK Common Stock 706327103 907 48,907 SH   DFND 8,25 48,907 0 0
PEOPLES UTD FINL INC COM Common Stock 712704105 1,196 108,237 SH   DFND 8,25 108,237 0 0
PEPSICO INC COM Common Stock 713448108 42,920 345,143 SH   DFND 2,3,8,23,24,25 345,143 0 0
PFIZER INC COM Common Stock 717081103 40,385 1,230,484 SH   DFND 2,3,8,23,24,25 1,230,484 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 48,473 645,843 SH   DFND 2,3,8,23,25 645,843 0 0
PHILLIPS 66 COM Common Stock 718546104 7,699 133,396 SH   DFND 3,8,23,25 133,396 0 0
POPULAR INC COM NEW Common Stock 733174700 4,241 84,867 SH   DFND 2,3 84,867 0 0
T ROWE PRICE GROUP INC Common Stock 74144T108 6,920 64,527 SH   DFND 3,23 64,527 0 0
PRINCIPAL FINANCIAL GROUP Common Stock 74251V102 3,219 88,996 SH   DFND 3,23 88,996 0 0
PROCTER & GAMBLE COM NPV Common Stock 742718109 33,895 307,548 SH   DFND 3,8,23,24,25 307,548 0 0
PROGRESSIVE CORP Common Stock 743315103 3,156 42,732 SH   DFND 23 42,732 0 0
QORVO INC COM Common Stock 74736K101 5,291 52,109 SH   DFND 2,3 52,109 0 0
QUALCOMM INC Common Stock 747525103 10,205 150,857 SH   DFND 23 150,857 0 0
QUEST DIAGNOSTICS INC COM USD0.01 Common Stock 74834L100 3,750 38,758 SH   DFND 3,23 38,758 0 0
RAYTHEON CO COM NEW Common Stock 755111507 3,073 16,296 SH   DFND 3 16,296 0 0
REGIONS FINL CORP NEW COM Common Stock 7591EP100 572 34,398 SH   DFND 2 34,398 0 0
REPUBLIC SVCS INC COM Common Stock 760759100 805 10,731 SH   DFND 24,25 10,731 0 0
ROGERS COMMUNICATIONS INC-B Common Stock 775109200 5,544 134,083 SH   DFND 8,23,24,25 134,083 0 0
ROSS STORES INC COM Common Stock 778296103 1,175 13,505 SH   DFND 24,25 13,505 0 0
ROYAL BANK OF CANADA Common Stock 780087102 12,652 206,273 SH   DFND 8,23,24,25 206,273 0 0
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF Common Stock 78464A375 524,315 14,602,380 SH   DFND 2,3 14,602,380 0 0
SPDR SER TR NUVEEN BLMBRG SR Common Stock 78468R739 14,303 289,883 SH   DFND 2,3 289,883 0 0
SCHWAB FUNDAMENTAL EM L/C Common Stock 808524730 25,335 1,232,201 SH   DFND 23 1,232,201 0 0
SCHWAB FUNDAMENTAL INTL L/C Common Stock 808524755 109,154 5,187,968 SH   DFND 23 5,187,968 0 0
SKYWORKS SOLUTIONS INC COM Common Stock 83088M102 1,249 13,971 SH   DFND 24,25 13,971 0 0
SMITH & NEPHEW ADR EACH REPR 2 ORD Common Stock 83175M205 491 10,892 SH   DFND 3 10,892 0 0
SOUTHWEST AIRLNS CO Common Stock 844741108 1,965 42,551 SH   DFND 3 42,551 0 0
SPIRIT AEROSYSTEMS HLDGS INC CL A Common Stock 848574109 1,768 20,324 SH   DFND 2 20,324 0 0
STANLEY BLACK & DECKER INC COM USD2.50 Common Stock 854502101 7,395 51,461 SH   DFND 3 51,461 0 0
STARBUCKS CORP Common Stock 855244109 4,690 65,986 SH   DFND 3,23 65,986 0 0
STATE STR CORP COM Common Stock 857477103 2,017 29,609 SH   DFND 3 29,609 0 0
SYNCHRONY FINL COM Common Stock 87165B103 2,134 70,218 SH   DFND 2,3 70,218 0 0
SYSCO CORP Common Stock 871829107 2,349 51,458 SH   DFND 23 51,458 0 0
TD AMERITRADE HOLDING CORP Common Stock 87236Y108 1,803 52,036 SH   DFND 23 52,036 0 0
TJX COMPANIES INC Common Stock 872540109 2,403 50,264 SH   DFND 23,24,25 50,264 0 0
T MOBILE US INC COM USD0.00001 Common Stock 872590104 9,217 105,938 SH   DFND 2,3 105,938 0 0
ADR TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 Common Stock 874039100 2,112 44,198 SH   DFND 8,24 44,198 0 0
TARGET CORP COM STK Common Stock 87612E106 22,306 229,269 SH   DFND 3,8,23,24,25 229,269 0 0
TELUS CORP Common Stock 87971M103 931 59,096 SH   DFND 23 59,096 0 0
TEXAS INSTRUMENTS INC COM Common Stock 882508104 23,597 231,418 SH   DFND 3,8,23,24,25 231,418 0 0
3M CO Common Stock 88579Y101 12,306 90,151 SH   DFND 23 90,151 0 0
TORONTO-DOMINION BANK Common Stock 891160509 11,417 269,541 SH   DFND 23,24,25 269,541 0 0
TRUECAR INC Common Stock 89785L107 21,794 9,042,992 SH   DFND   9,042,992 0 0
TYSON FOODS INC CL A COM (DELAWARE) Common Stock 902494103 1,012 17,501 SH   DFND 24,25 17,501 0 0
US BANCORP Common Stock 902973304 3,787 93,574 SH   DFND 3,23 93,574 0 0
UNION PACIFIC CORP Common Stock 907818108 20,952 136,959 SH   DFND 2,3,23 136,959 0 0
UNITED AIRLINES HOLDINGS INC COM USD0.01 Common Stock 910047109 531 16,826 SH   DFND 24,25 16,826 0 0
UNITED PARCEL SVC INC CL B Common Stock 911312106 14,969 160,229 SH   DFND 8,23,25 160,229 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 16,763 67,240 SH   DFND 23 67,240 0 0
UNUM GROUP Common Stock 91529Y106 481 32,068 SH   DFND 23 32,068 0 0
VF CORP Common Stock 918204108 594 10,972 SH   DFND 23 10,972 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF Common Stock 92189H409 5,391 82,519 SH   DFND 2,3 82,519 0 0
MFC VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF Common Stock 921908844 14,661 141,799 SH   DFND   141,799 0 0
VANGUARD TOTAL INTL STOCK Common Stock 921909768 25,031 594,700 SH   DFND   594,700 0 0
VANGUARD SHORT-TERM BOND ETF Common Stock 921937827 80,411 978,241 SH   DFND   978,241 0 0
VANGUARD TOTAL BOND MARKET Common Stock 921937835 52,015 605,108 SH   DFND   605,108 0 0
VANGUARD FTSE DEVELOPED ETF Common Stock 921943858 752,931 22,583,489 SH   DFND 23 22,583,489 0 0
VANGUARD HIGH DVD YIELD ETF Common Stock 921946406 671,150 9,486,211 SH   DFND   9,486,211 0 0
VANGUARD INTL EQUITY INDEX FDS Common Stock 922042742 5,642 71,528 SH   DFND 2 71,528 0 0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF Common Stock 922042775 49,584 1,208,766 SH   DFND   1,208,766 0 0
VANGUARD FTSE EMERGING MARKE Common Stock 922042858 44,223 1,316,975 SH   DFND 23 1,316,975 0 0
VANGUARD S/T CORP BOND ETF Common Stock 92206C409 21,827 275,938 SH   DFND   275,938 0 0
VANGUARD LONG-TERM CORP BOND Common Stock 92206C813 22,607 233,037 SH   DFND   233,037 0 0
VANGUARD INT-TERM CORPORATE Common Stock 92206C870 21,838 250,604 SH   DFND   250,604 0 0
VANGUARD S&P 500 ETF Common Stock 922908363 156,884 662,632 SH   DFND 23 662,632 0 0
VANGUARD EXTENDED MARKET ETF Common Stock 922908652 26,231 289,756 SH   DFND   289,756 0 0
MFC VANGUARD INDEX FDS TOTAL STOCK MARKET ETF Common Stock 922908769 9,808 76,083 SH   DFND   76,083 0 0
VERIZON COMMUNICATIONS INC COM Common Stock 92343V104 32,938 609,293 SH   DFND 2,3,8,23,24,25 609,293 0 0
VERTEX PHARMACEUTCLS INC Common Stock 92532F100 4,445 19,843 SH   DFND 3 19,843 0 0
MFC VICTORY PORTFOLIOS II SHARES USAA CORE INTERMEDIATE TERM BOND Common Stock 92647N527 355,196 6,749,347 SH   DFND 3 6,749,347 0 0
VICTORYSHARES USAA CORE SHOR Common Stock 92647N535 76,831 1,540,842 SH   DFND 3 1,540,842 0 0
VICTORYSHARES USAA MSCI EMER Common Stock 92647N543 59,034 1,695,346 SH   DFND 3,23 1,695,346 0 0
VICTORYSHARES USAA MSCI INTE Common Stock 92647N550 112,344 3,016,137 SH   DFND 3,23 3,016,137 0 0
VICTORYSHARES USAA MSCI USA Common Stock 92647N568 44,269 1,028,339 SH   DFND 3,23 1,028,339 0 0
VICTORYSHARES USAA MSCI USA Common Stock 92647N576 160,836 3,757,161 SH   DFND 3,23 3,757,161 0 0
VISA INC COM CL A STK Common Stock 92826C839 1,864 11,570 SH   DFND 24,25 11,570 0 0
VISTRA ENERGY CORP COM Common Stock 92840M102 309 19,388 SH   DFND 25 19,388 0 0
WEC ENERGY GROUP INC COM Common Stock 92939U106 4,137 45,533 SH   DFND 3,8,25 45,533 0 0
WALMART INC Common Stock 931142103 8,904 79,429 SH   DFND 3,23,24,25 79,429 0 0
WALGREENS BOOTS ALLIANCE INC Common Stock 931427108 3,396 74,287 SH   DFND 23 74,287 0 0
WASTE MGMT INC DEL COM STK Common Stock 94106L109 2,068 22,347 SH   DFND 24,25 22,347 0 0
WELLS FARGO & CO Common Stock 949746101 25,431 886,644 SH   DFND 8,23,25 886,644 0 0
WELLTOWER INC COM REIT Common Stock 95040Q104 1,684 36,800 SH   DFND 8,24,25 36,800 0 0