Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 44,745	$ 27,655
Securities available-for-sale	183,646	171,440
Restricted securities	10,098	9,116
Loans held for sale	0	735
Loans, net of allowance for loan loss: 2016 - $9,021; 2015 - $8,591	657,774	624,956
Branch assets held for sale	0	16,673
Bank-owned life insurance	35,768	35,103
Mortgage servicing rights	2,052	2,129
Premises and equipment, net	16,500	16,852
Intangible assets, net	166	880
Other real estate owned, net	5,541	8,401
Deferred tax assets, net	35,432	38,180
Other assets	8,361	9,098
Total assets	1,000,083	961,218
Deposits:
Non-interest-bearing	149,537	164,137
Interest-bearing	611,414	554,367
Total deposits	760,951	718,504
Federal funds purchased and securities sold under agreements to repurchase	13,093	18,730
Federal Home Loan Bank advances	75,000	76,000
Series B mandatory redeemable preferred stock	209	268
Subordinated debentures	20,620	20,620
Other liabilities	4,328	5,815
Total liabilities	874,201	839,937
Commitments and contingent liabilities	0	0
Series D Fixed Rate, Non-Cumulative Perpetual Preferred Stock, 2,636 shares authorized and issued at September 30, 2016 and December 31, 2015; aggregate liquidation preference of $2,636	2,636	2,636
Common stock, $0.01 par value; 215,000,000 shares authorized; 6,581,544 shares issued at September 30, 2016 and December 31, 2015	66	66
Surplus	140,687	140,609
Retained earnings (accumulated deficit)	896	(2,958)
Accumulated other comprehensive loss	(2,277)	(2,946)
Stockholders' equity before treasury stock	142,008	137,407
Treasury stock, at cost, 67,850 shares at September 30, 2016 and December 31, 2015	(16,126)	(16,126)
Total stockholders' equity	125,882	121,281
Total liabilities and stockholders' equity	$ 1,000,083	$ 961,218