Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Revenues
Gross premiums written	$ 77,791	$ 81,514
Ceded premiums written	(2,559)	(2,517)
Net premiums written	75,232	78,997
Net premiums earned	67,556	70,746
Net investment income	6,113	6,583
Net realized gains on investments	738	319
Net unrealized gains on equity securities	1,040	5,511
Fee and other income	113	192
Total revenues	75,560	83,351
Expenses
Loss and loss adjustment expenses incurred	37,741	39,517
Underwriting and certain other operating costs	3,990	6,927
Commissions	5,208	5,474
Salaries and benefits	5,915	6,566
Policyholder dividends	1,189	1,350
Provision for investment related credit loss expense (benefit)	95	(108)
Total expenses	54,138	59,726
Income before income taxes	21,422	23,625
Income tax expense	4,091	4,313
Net income	$ 17,331	$ 19,312
Earnings per share
Basic	$ 0.90	$ 1.00
Diluted	$ 0.89	$ 0.99
Shares used in computing earnings per share
Basic	19,332,006	19,311,710
Diluted	19,430,824	19,408,804
Cash dividends declared per common share	$ 0.31	$ 0.29