Deferred Policy Acquisition Costs (Tables)

12 Months Ended

Dec. 31, 2025

Insurance [Abstract]

Schedule of Major Categories of the Deferred Policy Acquisition Costs

Major categories of the Company’s deferred policy acquisition costs are summarized as follows:

	December 31,
	2025		2024
	(in thousands)
Agents’ commissions	$	14,733	$	13,466
Premium taxes		3,074		2,828
Deferred underwriting expenses		3,278		2,857
Total deferred policy acquisition costs	$	21,085	$	19,151

Schedule of the Activity in the Deferred Policy Acquisition Costs

The following table summarizes the activity in the deferred policy acquisition costs:

	Year Ended December 31,
	2025			2024			2023
	(in thousands)
Balance, beginning of year	$	19,151		$	17,975		$	17,401
Policy acquisition costs deferred		46,158			43,348			41,433
Amortization expense during the year		(44,224	)		(42,172	)		(40,859	)
Balance, end of year	$	21,085		$	19,151		$	17,975