Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Investments:
Fixed maturity securities-held-to-maturity, at amortized cost net of allowance for credit losses of $73 and $116 in 2025 and 2024, respectively, (fair value $344,576 and $399,721 in 2025 and 2024, respectively)	$ 350,087	$ 413,061
Fixed maturity securities-available-for-sale, at fair value	313,038	307,750
Equity securities, at fair value (cost $31,165 and $36,020 in 2025 and 2024, respectively)	57,493	58,629
Short-term investments	14,237	9,338
Total investments	734,855	788,778
Cash and cash equivalents	61,926	44,045
Amounts recoverable from reinsurers (net of allowance for credit losses of $264 and $300 in 2025 and 2024, respectively)	108,098	117,019
Premiums receivable (net of allowance for credit losses of $4,172 and $4,238 in 2025 and 2024, respectively)	160,944	142,659
Deferred income taxes	17,572	19,448
Accrued interest receivable	6,963	7,327
Property and equipment, net	7,293	5,887
Deferred policy acquisition costs	21,085	19,151
Federal income tax recoverable	3,088	2,180
Other assets	8,720	11,297
Total assets	1,130,544	1,157,791
Liabilities:
Reserves for loss and loss adjustment expenses	613,583	651,309
Unearned premiums	135,503	121,926
Amounts held for others	39,139	38,657
Policyholder deposits	33,532	33,867
Insurance-related assessments	15,979	14,852
Accounts payable and other liabilities	39,178	38,409
Payable for investments purchased	2,032	1,430
Total liabilities	878,946	900,450
Shareholders’ equity:
Common stock: voting- $0.01 par value authorized shares-50,000,000 in 2025 and 2024; 20,769,021 and 20,733,166 shares issued; and 18,794,881 and 19,050,315 shares outstanding in 2025 and 2024, respectively	208	207
Additional paid-in capital	225,912	223,956
Treasury stock, at cost (1,974,140 and 1,682,851 shares in 2025 and 2024, respectively)	(54,155)	(42,052)
Accumulated earnings	82,850	84,105
Accumulated other comprehensive loss, net	(3,217)	(8,875)
Total shareholders’ equity	251,598	257,341
Total liabilities and shareholders’ equity	$ 1,130,544	$ 1,157,791