Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Revenues
Gross premiums written	$ 83,784	$ 80,074
Ceded premiums written	(4,179)	(3,926)
Net premiums written	79,605	76,148
Net premiums earned	68,885	68,446
Net investment income	6,652	7,366
Net realized gains (losses) on investments	2	(222)
Net unrealized gains (losses) on equity securities	(3,152)	4,776
Fee and other income	210	123
Total revenues	72,597	80,489
Expenses
Loss and loss adjustment expenses incurred	40,159	39,991
Underwriting and certain other operating costs	6,260	5,311
Commissions	6,055	5,882
Salaries and benefits	8,284	7,505
Policyholder dividends	634	1,072
Provision for investment related credit loss benefit	(16)	(17)
Total expenses	61,376	59,744
Income before income taxes	11,221	20,745
Income tax expense	2,272	3,820
Net income	$ 8,949	$ 16,925
Earnings per share
Basic	$ 0.47	$ 0.89
Diluted	$ 0.47	$ 0.88
Shares used in computing earnings per share
Basic	19,036,309	19,122,168
Diluted	19,154,426	19,211,282
Cash dividends declared per common share	$ 0.39	$ 0.37