Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenues
Gross premiums written	$ 76,428	$ 71,704	$ 156,502	$ 154,191
Ceded premiums written	(4,027)	(3,965)	(7,953)	(8,144)
Net premiums written	72,401	67,739	148,549	146,047
Net premiums earned	68,633	65,598	137,079	134,779
Net investment income	7,447	7,724	14,813	15,157
Net realized gains (losses) on investments	(117)	75	(339)	333
Net unrealized gains (losses) on equity securities	(58)	2,048	4,718	3,417
Fee and other income (losses)	(75)	214	48	411
Total revenues	75,830	75,659	156,319	154,097
Expenses
Loss and loss adjustment expenses incurred	40,624	35,645	80,615	74,654
Underwriting and certain other operating costs	7,273	7,427	12,584	12,583
Commissions	5,917	5,845	11,799	11,648
Salaries and benefits	7,239	6,700	14,744	12,723
Policyholder dividends	1,049	490	2,121	1,421
Provision for investment related credit loss benefit	(16)	(16)	(33)	(35)
Total expenses	62,086	56,091	121,830	112,994
Income before income taxes	13,744	19,568	34,489	41,103
Income tax expense	2,751	3,941	6,571	8,137
Net income	$ 10,993	$ 15,627	$ 27,918	$ 32,966
Earnings per share
Basic	$ 0.58	$ 0.82	$ 1.46	$ 1.72
Diluted	$ 0.57	$ 0.81	$ 1.46	$ 1.72
Shares used in computing earnings per share
Basic	19,083,232	19,139,735	19,102,700	19,135,564
Diluted	19,146,294	19,196,755	19,171,206	19,200,377
Cash dividends declared per common share	$ 0.37	$ 0.34	$ 0.74	$ 0.68