The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 62,137 352,208 SH   DFND   0 0 352,208
A H BELO CORP COM CL A 001282102 85 30,000 SH   DFND   0 0 30,000
ABBOTT LABS COM 002824100 8,870 102,118 SH   DFND   0 0 102,118
ABBVIE INC COM 00287Y109 6,360 71,827 SH   DFND   0 0 71,827
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,805 22,821 SH   DFND   0 0 22,821
ADOBE INC COM 00724F101 1,226 3,716 SH   DFND   0 0 3,716
AFLAC INC COM 001055102 2,676 50,586 SH   DFND   0 0 50,586
AGNICO EAGLE MINES LTD COM 008474108 1,237 20,073 SH   DFND   0 0 20,073
AIR PRODS & CHEMS INC COM 009158106 241 1,025 SH   DFND   0 0 1,025
AKAMAI TECHNOLOGIES INC COM 00971T101 479 5,550 SH   DFND   0 0 5,550
ALEXCO RESOURCE CORP COM 01535P106 104 45,000 SH   DFND   0 0 45,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,891 13,632 SH   DFND   0 0 13,632
ALIGN TECHNOLOGY INC COM 016255101 1,288 4,617 SH   DFND   0 0 4,617
ALLEGION PUB LTD CO ORD SHS G0176J109 370 2,973 SH   DFND   0 0 2,973
ALLIANCEBERNSTEIN HOLDING LP UNIT LTD PARTN 01881G106 209 6,900 SH   DFND   0 0 6,900
ALLSTATE CORP COM 020002101 696 6,188 SH   DFND   0 0 6,188
ALPHABET INC CAP STK CL C 02079K107 3,739 2,796 SH   DFND   0 0 2,796
ALPHABET INC CAP STK CL A 02079K305 9,111 6,802 SH   DFND   0 0 6,802
AMAZON COM INC COM 023135106 23,985 12,980 SH   DFND   0 0 12,980
AMERICAN ELEC PWR CO INC COM 025537101 581 6,149 SH   DFND   0 0 6,149
AMERICAN TOWER CORP NEW COM 03027X100 12,832 55,837 SH   DFND   0 0 55,837
AMERICAN WTR WKS CO INC NEW COM 030420103 3,413 27,783 SH   DFND   0 0 27,783
AMERISOURCEBERGEN CORP COM 03073E105 1,400 16,463 SH   DFND   0 0 16,463
AMGEN INC COM 031162100 5,218 21,646 SH   DFND   0 0 21,646
ANALOG DEVICES INC COM 032654105 391 3,293 SH   DFND   0 0 3,293
APPLE INC COM 037833100 90,686 308,825 SH   DFND   0 0 308,825
APPLE INC COM 037833100 208 710 SH   SOLE   0 0 695
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,154 3,900 SH   DFND   0 0 3,900
AT&T INC COM 00206R102 4,964 127,033 SH   DFND   0 0 127,033
AUTOMATIC DATA PROCESSING IN COM 053015103 4,913 28,816 SH   DFND   0 0 28,816
AZURRX BIOPHARMA INC COM 05502L105 328 315,644 SH   DFND   0 0 315,644
BANK AMER CORP COM 060505104 2,264 64,268 SH   DFND   0 0 64,268
BANK NEW YORK MELLON CORP COM 064058100 1,209 24,026 SH   DFND   0 0 24,026
BAXTER INTL INC COM 071813109 2,579 30,846 SH   DFND   0 0 30,846
BECTON DICKINSON & CO COM 075887109 1,822 6,701 SH   DFND   0 0 6,701
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,358 4 SH   DFND   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 33,842 149,411 SH   DFND   0 0 149,411
BEST BUY INC COM 086516101 334 3,800 SH   DFND   0 0 3,800
BIO TECHNE CORP COM 09073M104 282 1,286 SH   DFND   0 0 1,286
BLACKROCK INC COM 09247X101 6,946 13,817 SH   DFND   0 0 13,817
BLACKSTONE GROUP INC COM CL A 09260D107 2,728 48,770 SH   DFND   0 0 48,770
BOEING CO COM 097023105 8,649 26,551 SH   DFND   0 0 26,551
BOOKING HLDGS INC COM 09857L108 2,386 1,162 SH   DFND   0 0 1,162
BP PLC SPONSORED ADR 055622104 1,403 37,169 SH   DFND   0 0 37,169
BRISTOL MYERS SQUIBB CO COM 110122108 7,251 112,965 SH   DFND   0 0 112,965
BRISTOL MYERS SQUIBB CO RIGHT 99/99/9999 110122157 325 107,835 SH   DFND   0 0 107,835
BROADCOM INC COM 11135F101 546 1,728 SH   DFND   0 0 1,728
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 3,261 26,396 SH   DFND   0 0 26,396
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,376 23,809 SH   DFND   0 0 23,809
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,175 23,500 SH   DFND   0 0 23,500
BROOKLINE BANCORP INC DEL COM 11373M107 238 14,451 SH   DFND   0 0 14,451
CANADIAN NATL RY CO COM 136375102 2,491 27,541 SH   DFND   0 0 27,541
CAPITAL ONE FINL CORP COM 14040H105 594 5,773 SH   DFND   0 0 5,773
CARLISLE COS INC COM 142339100 1,219 7,535 SH   DFND   0 0 7,535
CATERPILLAR INC DEL COM 149123101 5,397 36,543 SH   DFND   0 0 36,543
CERNER CORP COM 156782104 508 6,921 SH   DFND   0 0 6,921
CHARTER COMMUNICATIONS INC N CL A 16119P108 609 1,256 SH   DFND   0 0 1,256
CHESAPEAKE ENERGY CORP COM 165167107 9 10,625 SH   DFND   0 0 10,625
CHEVRON CORP NEW COM 166764100 10,083 83,669 SH   DFND   0 0 83,669
CHINA PHARMA HLDGS INC COM 16941T104 2 10,000 SH   DFND   0 0 10,000
CHUBB LIMITED COM H1467J104 658 4,227 SH   DFND   0 0 4,227
CIGNA CORP NEW COM 125523100 480 2,345 SH   DFND   0 0 2,345
CISCO SYS INC COM 17275R102 6,728 140,278 SH   DFND   0 0 140,278
CITIGROUP INC COM NEW 172967424 4,464 55,876 SH   DFND   0 0 55,876
CITIZENS FINL GROUP INC COM 174610105 264 6,511 SH   DFND   0 0 6,511
CLOROX CO DEL COM 189054109 1,414 9,207 SH   DFND   0 0 9,207
CME GROUP INC COM 12572Q105 2,158 10,749 SH   DFND   0 0 10,749
COCA COLA CO COM 191216100 1,007 18,194 SH   DFND   0 0 18,194
COLGATE PALMOLIVE CO COM 194162103 1,055 15,329 SH   DFND   0 0 15,329
COMCAST CORP NEW CL A 20030N101 14,536 323,239 SH   DFND   0 0 323,239
CONFORMIS INC COM 20717E101 17 11,000 SH   DFND   0 0 11,000
CONOCOPHILLIPS COM 20825C104 4,203 64,628 SH   DFND   0 0 64,628
CONSOLIDATED EDISON INC COM 209115104 327 3,610 SH   DFND   0 0 3,610
CONSTELLATION BRANDS INC CL A 21036P108 735 3,875 SH   DFND   0 0 3,875
CORNING INC COM 219350105 545 18,725 SH   DFND   0 0 18,725
CORTEVA INC COM 22052L104 743 25,146 SH   DFND   0 0 25,146
COSTCO WHSL CORP NEW COM 22160K105 1,079 3,670 SH   DFND   0 0 3,670
CROWN CASTLE INTL CORP NEW COM 22822V101 2,946 20,723 SH   DFND   0 0 20,723
CSX CORP COM 126408103 3,914 54,097 SH   DFND   0 0 54,097
CUMMINS INC COM 231021106 1,763 9,852 SH   DFND   0 0 9,852
CVS HEALTH CORP COM 126650100 2,246 30,232 SH   DFND   0 0 30,232
D R HORTON INC COM 23331A109 219 4,158 SH   DFND   0 0 4,158
DANAHER CORPORATION COM 235851102 8,558 55,761 SH   DFND   0 0 55,761
DEERE & CO COM 244199105 804 4,639 SH   DFND   0 0 4,639
DIAGEO P L C SPON ADR NEW 25243Q205 1,015 6,027 SH   DFND   0 0 6,027
DISNEY WALT CO COM DISNEY 254687106 11,719 81,029 SH   DFND   0 0 81,029
DOLLAR TREE INC COM 256746108 221 2,349 SH   DFND   0 0 2,349
DOMINION ENERGY INC COM 25746U109 616 7,440 SH   DFND   0 0 7,440
DONALDSON INC COM 257651109 285 4,950 SH   DFND   0 0 4,950
DOW INC COM 260557103 442 8,068 SH   DFND   0 0 8,068
DUKE ENERGY CORP NEW COM NEW 26441C204 899 9,858 SH   DFND   0 0 9,858
DUKE REALTY CORP COM NEW 264411505 821 23,666 SH   DFND   0 0 23,666
DUNKIN BRANDS GROUP INC COM 265504100 3,159 41,825 SH   DFND   0 0 41,825
DUPONT DE NEMOURS INC COM 26614N102 492 7,658 SH   DFND   0 0 7,658
EAST WEST BANCORP INC COM 27579R104 2,056 42,225 SH   DFND   0 0 42,225
EATON CORP PLC SHS G29183103 335 3,541 SH   DFND   0 0 3,541
EATON VANCE TX MGD DIV EQ IN COM 27828N102 2,701 215,723 SH   DFND   0 0 215,723
EBAY INC COM 278642103 631 17,479 SH   DFND   0 0 17,479
ECOLAB INC COM 278865100 462 2,393 SH   DFND   0 0 2,393
EDWARDS LIFESCIENCES CORP COM 28176E108 350 1,501 SH   DFND   0 0 1,501
ELANCO ANIMAL HEALTH INC COM 28414H103 450 15,297 SH   DFND   0 0 15,297
EMERSON ELEC CO COM 291011104 2,736 35,875 SH   DFND   0 0 35,875
ENBRIDGE INC COM 29250N105 2,877 72,348 SH   DFND   0 0 72,348
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 154 12,024 SH   DFND   0 0 12,024
ENSTAR GROUP LIMITED SHS G3075P101 910 4,400 SH   DFND   0 0 4,400
EOG RES INC COM 26875P101 263 3,142 SH   DFND   0 0 3,142
EVERSOURCE ENERGY COM 30040W108 430 5,049 SH   DFND   0 0 5,049
EXPEDITORS INTL WASH INC COM 302130109 326 4,175 SH   DFND   0 0 4,175
EXXON MOBIL CORP COM 30231G102 19,996 286,559 SH   DFND   0 0 286,559
FACEBOOK INC CL A 30303M102 789 3,842 SH   DFND   0 0 3,842
FACTSET RESH SYS INC COM 303075105 201 750 SH   DFND   0 0 750
FEDEX CORP COM 31428X106 328 2,169 SH   DFND   0 0 2,169
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 1,582 98,800 SH   DFND   0 0 98,800
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 241 6,389 SH   DFND   0 0 6,389
FISERV INC COM 337738108 739 6,395 SH   DFND   0 0 6,395
FLIR SYS INC COM 302445101 2,834 54,430 SH   DFND   0 0 54,430
FORD MTR CO DEL COM 345370860 388 41,749 SH   DFND   0 0 41,749
FORTINET INC COM 34959E109 2,673 25,040 SH   DFND   0 0 25,040
FORTIVE CORP COM 34959J108 3,231 42,301 SH   DFND   0 0 42,301
FORTUNE BRANDS HOME & SEC IN COM 34964C106 570 8,719 SH   DFND   0 0 8,719
FREEPORT-MCMORAN INC CL B 35671D857 149 11,387 SH   DFND   0 0 11,387
GENERAL ELECTRIC CO COM 369604103 605 54,228 SH   DFND   0 0 54,228
GENERAL MLS INC COM 370334104 1,110 20,723 SH   DFND   0 0 20,723
GENTEX CORP COM 371901109 949 32,755 SH   DFND   0 0 32,755
GILEAD SCIENCES INC COM 375558103 519 7,988 SH   DFND   0 0 7,988
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 218 4,647 SH   DFND   0 0 4,647
GLOBE LIFE INC COM 37959E102 2,631 24,997 SH   DFND   0 0 24,997
GOLDMAN SACHS GROUP INC COM 38141G104 835 3,633 SH   DFND   0 0 3,633
GRACO INC COM 384109104 1,798 34,572 SH   DFND   0 0 34,572
HALLIBURTON CO COM 406216101 598 24,440 SH   DFND   0 0 24,440
HANCOCK JOHN PFD INCOME FD I COM 41013X106 215 9,648 SH   DFND   0 0 9,648
HASBRO INC COM 418056107 209 1,975 SH   DFND   0 0 1,975
HOME DEPOT INC COM 437076102 10,454 47,869 SH   DFND   0 0 47,869
HONEYWELL INTL INC COM 438516106 10,858 61,344 SH   DFND   0 0 61,344
IDEXX LABS INC COM 45168D104 261 1,000 SH   DFND   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,238 6,894 SH   DFND   0 0 6,894
INGERSOLL-RAND PLC SHS G47791101 964 7,255 SH   DFND   0 0 7,255
INTEL CORP COM 458140100 12,685 211,945 SH   DFND   0 0 211,945
INTERNATIONAL BUSINESS MACHS COM 459200101 4,277 31,907 SH   DFND   0 0 31,907
INTUIT COM 461202103 3,377 12,893 SH   DFND   0 0 12,893
INTUITIVE SURGICAL INC COM NEW 46120E602 323 546 SH   DFND   0 0 546
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 366 7,267 SH   DFND   0 0 7,267
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,160 30,028 SH   DFND   0 0 30,028
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,169 27,388 SH   DFND   0 0 27,388
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 848 19,269 SH   DFND   0 0 19,269
INVESCO EXCHNG TRADED FD TR KBW BK ETF 46138E628 1,287 22,100 SH   DFND   0 0 22,100
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 357 18,537 SH   DFND   0 0 18,537
INVESCO INDIA EXCHG TRED FD INDIA ETF 46137R109 347 17,500 SH   DFND   0 0 17,500
INVESCO QQQ TR UNIT SER 1 46090E103 1,111 5,225 SH   DFND   0 0 5,225
IQVIA HLDGS INC COM 46266C105 2,956 19,131 SH   DFND   0 0 19,131
ISHARES INC MIN VOL EMRG MKT 464286533 592 10,092 SH   DFND   0 0 10,092
ISHARES INC MSCI JPN ETF NEW 46434G822 304 5,125 SH   DFND   0 0 5,125
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 357 22,000 SH   DFND   0 0 22,000
ISHARES TR S&P 100 ETF 464287101 519 3,604 SH   DFND   0 0 3,604
ISHARES TR SELECT DIVID ETF 464287168 335 3,167 SH   DFND   0 0 3,167
ISHARES TR TIPS BD ETF 464287176 360 3,091 SH   DFND   0 0 3,091
ISHARES TR CORE S&P500 ETF 464287200 8,786 27,180 SH   DFND   0 0 27,180
ISHARES TR MSCI EMG MKT ETF 464287234 2,423 54,006 SH   DFND   0 0 54,006
ISHARES TR IBOXX INV CP ETF 464287242 874 6,828 SH   DFND   0 0 6,828
ISHARES TR MSCI EAFE ETF 464287465 683 9,840 SH   DFND   0 0 9,840
ISHARES TR RUS MD CP GR ETF 464287481 223 1,462 SH   DFND   0 0 1,462
ISHARES TR CORE S&P MCP ETF 464287507 3,321 16,137 SH   DFND   0 0 16,137
ISHARES TR EXPANDED TECH 464287515 1,383 5,935 SH   DFND   0 0 5,935
ISHARES TR CORE S&P US GWT 464287671 1,517 22,434 SH   DFND   0 0 22,434
ISHARES TR U.S. TECH ETF 464287721 1,566 6,733 SH   DFND   0 0 6,733
ISHARES TR CORE S&P SCP ETF 464287804 3,564 42,501 SH   DFND   0 0 42,501
ISHARES TR MRGSTR MD CP ETF 464288208 1,141 5,447 SH   DFND   0 0 5,447
ISHARES TR MSCI ACWI EX US 464288240 1,722 35,050 SH   DFND   0 0 35,050
ISHARES TR JPMORGAN USD EMG 464288281 421 3,678 SH   DFND   0 0 3,678
ISHARES TR NATIONAL MUN ETF 464288414 934 8,202 SH   DFND   0 0 8,202
ISHARES TR MRGSTR SM CP ETF 464288505 430 2,275 SH   DFND   0 0 2,275
ISHARES TR MSCI KLD400 SOC 464288570 289 2,402 SH   DFND   0 0 2,402
ISHARES TR INTRM TR CRP ETF 464288638 1,547 26,680 SH   DFND   0 0 26,680
ISHARES TR SH TR CRPORT ETF 464288646 366 6,818 SH   DFND   0 0 6,818
ISHARES TR PFD AND INCM SEC 464288687 1,214 32,304 SH   DFND   0 0 32,304
ISHARES TR US HOME CONS ETF 464288752 1,116 25,117 SH   DFND   0 0 25,117
ISHARES TR MSCI USA ESG SLC 464288802 473 3,527 SH   DFND   0 0 3,527
ISHARES TR FLTG RATE NT ETF 46429B655 1,364 26,785 SH   DFND   0 0 26,610
ISHARES TR CORE HIGH DV ETF 46429B663 645 6,573 SH   DFND   0 0 6,573
ISHARES TR MSCI MIN VOL ETF 46429B697 1,302 19,847 SH   DFND   0 0 19,847
ISHARES TR USA QUALITY FCTR 46432F339 265 2,620 SH   DFND   0 0 2,620
ISHARES TR USA MOMENTUM FCT 46432F396 678 5,399 SH   DFND   0 0 5,399
ISHARES TR CORE MSCI TOTAL 46432F834 637 10,297 SH   DFND   0 0 10,297
ISHARES TR CORE MSCI EAFE 46432F842 680 10,426 SH   DFND   0 0 10,426
ISHARES TR CORE TOTAL USD 46434V613 929 17,823 SH   DFND   0 0 17,823
ISHARES TR CORE DIV GRWTH 46434V621 2,080 49,452 SH   DFND   0 0 49,452
JD COM INC SPON ADR CL A 47215P106 797 22,613 SH   DFND   0 0 22,613
JEFFERIES FINL GROUP INC COM 47233W109 1,058 49,486 SH   DFND   0 0 49,486
JOHN HANCOCK ETF TRUST MLTFCTR LRG CAP 47804J107 2,631 63,837 SH   DFND   0 0 63,429
JOHN HANCOCK ETF TRUST MULTIFACTOR MI 47804J206 3,290 84,022 SH   DFND   0 0 84,022
JOHN HANCOCK ETF TRUST MULTI INTL ETF 47804J859 899 30,385 SH   DFND   0 0 30,385
JOHNSON & JOHNSON COM 478160104 18,259 125,172 SH   DFND   0 0 125,172
JOUNCE THERAPEUTICS INC COM 481116101 94 10,816 SH   DFND   0 0 10,816
JPMORGAN CHASE & CO COM 46625H100 20,105 144,222 SH   DFND   0 0 144,222
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 822 37,700 SH   DFND   0 0 37,700
KIMBERLY CLARK CORP COM 494368103 605 4,400 SH   DFND   0 0 4,400
KRAFT HEINZ CO COM 500754106 206 6,424 SH   DFND   0 0 6,424
LIFE STORAGE INC COM 53223X107 222 2,050 SH   DFND   0 0 2,050
LIGAND PHARMACEUTICALS INC COM NEW 53220K504 402 3,850 SH   DFND   0 0 3,850
LILLY ELI & CO COM 532457108 3,933 29,922 SH   DFND   0 0 29,922
LINDE PLC SHS G5494J103 872 4,095 SH   DFND   0 0 4,095
LIQTECH INTL INC COM 53632A201 70 12,000 SH   DFND   0 0 12,000
LOCKHEED MARTIN CORP COM 539830109 2,263 5,812 SH   DFND   0 0 5,812
LOWES COS INC COM 548661107 3,062 25,566 SH   DFND   0 0 25,566
MARATHON PETE CORP COM 56585A102 960 15,930 SH   DFND   0 0 15,930
MARKEL CORP COM 570535104 240 210 SH   DFND   0 0 210
MARRIOTT INTL INC NEW CL A 571903202 227 1,498 SH   DFND   0 0 1,498
MASTERCARD INC CL A 57636Q104 6,165 20,646 SH   DFND   0 0 20,646
MCCORMICK & CO INC COM NON VTG 579780206 3,828 22,551 SH   DFND   0 0 22,551
MCDONALDS CORP COM 580135101 3,964 20,060 SH   DFND   0 0 20,060
MEDTRONIC PLC SHS G5960L103 3,498 30,832 SH   DFND   0 0 30,832
MERCK & CO INC COM 58933Y105 9,233 101,512 SH   DFND   0 0 101,512
METLIFE INC COM 59156R108 756 14,829 SH   DFND   0 0 14,829
METTLER TOLEDO INTERNATIONAL COM 592688105 4,445 5,603 SH   DFND   0 0 5,603
MICROSOFT CORP COM 594918104 23,712 150,359 SH   DFND   0 0 150,359
MONDELEZ INTL INC CL A 609207105 3,917 71,106 SH   DFND   0 0 71,106
MRI INTERVENTIONS INC COM NEW 55347P209 128 26,623 SH   DFND   0 0 26,623
MTS SYS CORP COM 553777103 245 5,100 SH   DFND   0 0 5,100
NETFLIX INC COM 64110L106 1,174 3,627 SH   DFND   0 0 3,627
NEXTERA ENERGY INC COM 65339F101 8,804 36,358 SH   DFND   0 0 36,358
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 950 18,035 SH   DFND   0 0 18,035
NIKE INC CL B 654106103 6,252 61,714 SH   DFND   0 0 61,714
NORFOLK SOUTHERN CORP COM 655844108 433 2,228 SH   DFND   0 0 2,228
NORTHROP GRUMMAN CORP COM 666807102 293 852 SH   DFND   0 0 852
NOVARTIS A G SPONSORED ADR 66987V109 2,689 28,395 SH   DFND   0 0 28,395
NUCOR CORP COM 670346105 765 13,589 SH   DFND   0 0 13,589
NVIDIA CORP COM 67066G104 1,187 5,043 SH   DFND   0 0 5,043
NXP SEMICONDUCTORS N V COM N6596X109 394 3,095 SH   DFND   0 0 3,095
OMNICOM GROUP INC COM 681919106 2,125 26,225 SH   DFND   0 0 26,225
ONEOK INC NEW COM 682680103 280 3,700 SH   DFND   0 0 3,700
ORACLE CORP COM 68389X105 5,730 108,149 SH   DFND   0 0 108,149
PARK CITY GROUP INC COM NEW 700215304 535 105,762 SH   DFND   0 0 105,762
PAYCHEX INC COM 704326107 2,696 31,699 SH   DFND   0 0 31,699
PAYPAL HLDGS INC COM 70450Y103 3,879 35,859 SH   DFND   0 0 35,859
PEPSICO INC COM 713448108 6,785 49,647 SH   DFND   0 0 49,647
PERKINELMER INC COM 714046109 291 3,000 SH   DFND   0 0 3,000
PFIZER INC COM 717081103 6,308 161,004 SH   DFND   0 0 161,004
PHILIP MORRIS INTL INC COM 718172109 424 4,988 SH   DFND   0 0 4,988
PHILLIPS 66 COM 718546104 3,768 33,822 SH   DFND   0 0 33,822
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,475 83,427 SH   DFND   0 0 83,427
PNC FINL SVCS GROUP INC COM 693475105 742 4,650 SH   DFND   0 0 4,650
PROCTER & GAMBLE CO COM 742718109 14,305 114,528 SH   DFND   0 0 114,528
PROCTER & GAMBLE CO COM 742718109 222 1,780 SH   SOLE   0 0 1,760
PROGRESSIVE CORP OHIO COM 743315103 2,607 36,009 SH   DFND   0 0 36,009
QUALCOMM INC COM 747525103 254 2,884 SH   DFND   0 0 2,884
QUEST DIAGNOSTICS INC COM 74834L100 1,213 11,362 SH   DFND   0 0 11,362
RAYTHEON CO COM NEW 755111507 913 4,156 SH   DFND   0 0 4,156
RELMADA THERAPEUTICS INC COM 75955J402 14,310 366,933 SH   DFND   0 0 366,933
ROCKWELL AUTOMATION INC COM 773903109 208 1,025 SH   DFND   0 0 1,025
ROPER TECHNOLOGIES INC COM 776696106 5,655 15,963 SH   DFND   0 0 15,963
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 581 9,691 SH   DFND   0 0 9,691
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,295 21,949 SH   DFND   0 0 21,949
S&P GLOBAL INC COM 78409V104 1,247 4,566 SH   DFND   0 0 4,566
SALESFORCE COM INC COM 79466L302 6,132 37,700 SH   DFND   0 0 37,700
SANOFI SPONSORED ADR 80105N105 1,673 33,334 SH   DFND   0 0 33,334
SCHLUMBERGER LTD COM 806857108 1,498 37,261 SH   DFND   0 0 37,261
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 325 4,230 SH   DFND   0 0 4,230
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,091 18,144 SH   DFND   0 0 18,144
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 434 5,742 SH   DFND   0 0 5,742
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 996 33,381 SH   DFND   0 0 33,381
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 436 4,283 SH   DFND   0 0 4,283
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 273 4,330 SH   DFND   0 0 4,330
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 417 3,323 SH   DFND   0 0 3,323
SELECT SECTOR SPDR TR ENERGY 81369Y506 332 5,533 SH   DFND   0 0 5,533
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 272 8,840 SH   DFND   0 0 8,840
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 447 5,482 SH   DFND   0 0 5,482
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,075 33,545 SH   DFND   0 0 33,545
SHERWIN WILLIAMS CO COM 824348106 449 770 SH   DFND   0 0 770
SIGNATURE BK NEW YORK N Y COM 82669G104 223 1,635 SH   DFND   0 0 1,635
SOUTHERN CO COM 842587107 1,784 28,013 SH   DFND   0 0 28,013
SOUTHERN COPPER CORP COM 84265V105 578 13,600 SH   DFND   0 0 13,600
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 357 1,252 SH   DFND   0 0 1,252
SPDR GOLD TRUST GOLD SHS 78463V107 2,375 16,617 SH   DFND   0 0 16,617
SPDR S&P 500 ETF TR TR UNIT 78462F103 922 2,864 SH   DFND   0 0 2,864
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 861 2,293 SH   DFND   0 0 2,293
SPDR SERIES TRUST NYSE TECH ETF 78464A102 2,560 31,377 SH   DFND   0 0 31,377
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 1,479 47,967 SH   DFND   0 0 47,967
SPDR SERIES TRUST S&P REGL BKG 78464A698 227 3,890 SH   DFND   0 0 3,890
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 1,287 41,885 SH   DFND   0 0 41,885
SPRING BK PHARMACEUTICALS IN COM 849431101 147 92,738 SH   DFND   0 0 92,738
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 351 7,526 SH   DFND   0 0 7,526
STANLEY BLACK & DECKER INC COM 854502101 383 2,313 SH   DFND   0 0 2,313
STARBUCKS CORP COM 855244109 2,095 23,823 SH   DFND   0 0 23,823
STATE STR CORP COM 857477103 245 3,099 SH   DFND   0 0 3,099
STRYKER CORP COM 863667101 1,438 6,849 SH   DFND   0 0 6,849
SUMMIT WIRELESS TECHNLGIES I COM 86633R104 6 10,000 SH   DFND   0 0 10,000
SUN LIFE FINL INC COM 866796105 308 6,767 SH   DFND   0 0 6,767
SYSCO CORP COM 871829107 2,780 32,500 SH   DFND   0 0 32,500
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 465 3,795 SH   DFND   0 0 3,795
TARGET CORP COM 87612E106 704 5,488 SH   DFND   0 0 5,488
TC ENERGY CORP COM 87807B107 280 5,246 SH   DFND   0 0 5,246
TEAM INC COM 878155100 265 16,614 SH   DFND   0 0 16,614
TECOGEN INC NEW COM NEW 87876P201 52 24,369 SH   DFND   0 0 24,369
TESLA INC COM 88160R101 684 1,634 SH   DFND   0 0 1,634
TEXAS INSTRS INC COM 882508104 1,773 13,820 SH   DFND   0 0 13,820
THERMO FISHER SCIENTIFIC INC COM 883556102 11,656 35,878 SH   DFND   0 0 35,878
TJX COS INC NEW COM 872540109 2,196 35,957 SH   DFND   0 0 35,957
TORONTO DOMINION BK ONT COM NEW 891160509 2,045 36,432 SH   DFND   0 0 36,432
TOTAL S A SPONSORED ADS 89151E109 240 4,337 SH   DFND   0 0 4,337
TRAVELERS COMPANIES INC COM 89417E109 504 3,677 SH   DFND   0 0 3,677
TRUIST FINL CORP COM 89832Q109 2,255 40,036 SH   DFND   0 0 40,036
ULTA BEAUTY INC COM 90384S303 686 2,711 SH   DFND   0 0 2,711
UNILEVER PLC SPON ADR NEW 904767704 2,107 36,856 SH   DFND   0 0 36,856
UNION PACIFIC CORP COM 907818108 1,725 9,543 SH   DFND   0 0 9,543
UNITED PARCEL SERVICE INC CL B 911312106 821 7,014 SH   DFND   0 0 7,014
UNITED TECHNOLOGIES CORP COM 913017109 6,384 42,628 SH   DFND   0 0 42,628
UNITEDHEALTH GROUP INC COM 91324P102 413 1,406 SH   DFND   0 0 1,406
UNIVERSAL DISPLAY CORP COM 91347P105 2,506 12,163 SH   DFND   0 0 12,163
UNIVERSAL HLTH SVCS INC CL B 913903100 996 6,940 SH   DFND   0 0 6,940
US BANCORP DEL COM NEW 902973304 3,876 65,381 SH   DFND   0 0 65,381
V F CORP COM 918204108 1,407 14,115 SH   DFND   0 0 14,115
VANECK VECTORS ETF TRUST GOLD MINERS ETF 92189F106 205 7,000 SH   DFND   0 0 7,000
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,118 12,820 SH   DFND   0 0 12,820
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 221 2,635 SH   DFND   0 0 2,535
VANGUARD GROUP DIV APP ETF 921908844 903 7,240 SH   DFND   0 0 7,151
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,351 34,994 SH   DFND   0 0 34,842
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 685 7,384 SH   DFND   0 0 7,384
VANGUARD INDEX FDS SM CP VAL ETF 922908611 894 6,522 SH   DFND   0 0 6,522
VANGUARD INDEX FDS MID CAP ETF 922908629 4,100 23,012 SH   DFND   0 0 22,952
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,275 8,624 SH   DFND   0 0 8,624
VANGUARD INDEX FDS GROWTH ETF 922908736 628 3,445 SH   DFND   0 0 3,445
VANGUARD INDEX FDS VALUE ETF 922908744 275 2,293 SH   DFND   0 0 2,293
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,083 6,540 SH   DFND   0 0 6,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769 790 4,826 SH   DFND   0 0 4,826
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,872 72,035 SH   DFND   0 0 72,035
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,706 105,829 SH   DFND   0 0 105,707
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,311 65,549 SH   DFND   0 0 65,474
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 256 3,160 SH   SOLE   0 0 2,905
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,278 46,846 SH   DFND   0 0 46,673
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 246 2,697 SH   SOLE   0 0 2,597
VANGUARD STAR FD VG TL INTL STK F 921909768 225 4,041 SH   DFND   0 0 4,041
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,148 139,541 SH   DFND   0 0 139,289
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,364 14,558 SH   DFND   0 0 14,558
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 917 4,781 SH   DFND   0 0 4,781
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,094 4,467 SH   DFND   0 0 4,467
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,952 14,550 SH   DFND   0 0 14,550
VERASTEM INC COM 92337C104 17 12,783 SH   DFND   0 0 12,783
VERIZON COMMUNICATIONS INC COM 92343V104 7,672 124,953 SH   DFND   0 0 124,953
VISA INC COM CL A 92826C839 6,489 34,532 SH   DFND   0 0 34,532
W P CAREY INC COM 92936U109 1,020 12,747 SH   DFND   0 0 12,747
WALMART INC COM 931142103 2,554 21,495 SH   DFND   0 0 21,495
WATERS CORP COM 941848103 2,374 10,162 SH   DFND   0 0 10,162
WEC ENERGY GROUP INC COM 92939U106 2,715 29,441 SH   DFND   0 0 29,441
WELLS FARGO CO NEW COM 949746101 1,212 22,519 SH   DFND   0 0 22,519
WELLTOWER INC COM 95040Q104 2,412 29,488 SH   DFND   0 0 29,488
WESTERN ALLIANCE BANCORP COM 957638109 1,910 33,514 SH   DFND   0 0 33,514
WHITE MTNS INS GROUP LTD COM G9618E107 1,177 1,055 SH   DFND   0 0 1,055
WISDOMTREE TR US LARGECAP FUND 97717W588 332 9,040 SH   DFND   0 0 8,730
XCEL ENERGY INC COM 98389B100 401 6,316 SH   DFND   0 0 6,316
XILINX INC COM 983919101 1,692 17,310 SH   DFND   0 0 17,310
XYLEM INC COM 98419M100 1,644 20,863 SH   DFND   0 0 20,863
YUM BRANDS INC COM 988498101 577 5,726 SH   DFND   0 0 5,726
YUM CHINA HLDGS INC COM 98850P109 244 5,077 SH   DFND   0 0 5,077