Deposits

12 Months Ended

Dec. 31, 2024

Deposits at December 31, are summarized as follows:


(Dollars in thousands)	2024		2023
Non-interest checking	$	1,077,998	$	1,061,009
Interest-bearing checking	699,671		697,632
Savings	270,367		294,865
Money market	1,454,443		1,402,939
CDs $250,000 or less	377,958		295,789
CDs greater than $250,000	307,261		225,287


Deposits	$	4,187,698	$	3,977,521

At both December 31, 2024 and 2023, the Company had no brokered deposits. Customer deposits include reciprocal balances from checking, money market deposits and CDs received from participating banks in nationwide deposit networks due to our customers electing to participate in Company offered programs which allow for third-party enhanced FDIC deposit insurance. Under this enhanced deposit insurance program, the equivalent of the customers' original deposited funds comes back to the Company and are carried within the appropriate category under deposits. The Company's balances in these reciprocal products were $903.2 million and $835.0 million at December 31, 2024 and December 31, 2023, respectively.

The aggregate amounts of overdrawn deposits that have been reclassified as loan balances were $899 thousand and $498 thousand at December 31, 2024 and 2023, respectively.

The following table presents the scheduled maturities of CDs as of December 31, of the years indicated:


(Dollars in thousands)	2024		2023
Due in less than twelve months	$	650,541	$	494,320
Due in over one year through two years	31,003		23,737
Due in over two years through three years	2,162		2,431
Due in over three years through four years	400		371
Due in over four years through five years	1,111		179
Due in over five years	2		38
Total CDs	$	685,219	$	521,076