Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2020

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The Company's and the Bank's actual capital amounts and ratios are presented as of December 31, 2020 and December 31, 2019 in the tables below:


	Actual				Minimum Capital for Capital Adequacy Purposes(1)				Minimum Capital To Be Well Capitalized(2)
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2020
The Company
Total Capital to risk-weighted assets ("RWA")	$	415,999	14.62	%	$	227,631	8.00	%	N/A		N/A
Tier 1 Capital to RWA	306,577		10.77	%	170,723		6.00	%	N/A		N/A
Tier 1 Capital to average assets ("AA") or Leverage Ratio	306,577		7.52	%	163,127		4.00	%	N/A		N/A
Common Equity Tier 1 Capital to RWA	306,577		10.77	%	128,042		4.50	%	N/A		N/A

The Bank
Total Capital to RWA	$	413,862	14.55	%	$	227,631	8.00	%	$	284,538	10.00	%
Tier 1 Capital to RWA	378,184		13.29	%	170,723		6.00	%	227,631		8.00	%
Tier 1 Capital to AA, Leverage Ratio	378,184		9.27	%	163,127		4.00	%	203,909		5.00	%
Common Equity Tier 1 Capital to RWA	378,184		13.29	%	128,042		4.50	%	184,950		6.50	%


	Actual				Minimum Capital for Capital Adequacy Purposes(1)				Minimum Capital To Be Well Capitalized(2)
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2019
The Company
Total Capital to RWA	$	328,961	11.88	%	$	221,435	8.00	%	N/A		N/A
Tier 1 Capital to RWA	280,475		10.13	%	166,077		6.00	%	N/A		N/A
Tier 1 Capital to AA, Leverage Ratio	280,475		8.86	%	126,661		4.00	%	N/A		N/A
Common Equity Tier 1 Capital to RWA	280,475		10.13	%	124,557		4.50	%	N/A		N/A

The Bank
Total Capital to RWA	$	328,489	11.87	%	$	221,435	8.00	%	$	276,794	10.00	%
Tier 1 Capital to RWA	294,875		10.65	%	166,077		6.00	%	221,435		8.00	%
Tier 1 Capital to AA, Leverage Ratio	294,875		9.31	%	126,661		4.00	%	158,326		5.00	%
Common Equity Tier 1 Capital to RWA	294,875		10.65	%	124,557		4.50	%	179,916		6.50	%

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(1) Before application of the capital conservation buffer of 2.50% as of December 31, 2020 and December 31, 2019. See discussion below.

(2) For the Bank to qualify as "well-capitalized," it must maintain at least the minimum ratios listed under the regulatory prompt corrective action framework. This framework does not apply to the Company.

Schedule of Basel III Minimum Requirements at Full Phase In

The Basel III minimum capital ratio requirements as applicable to the Company and the Bank with the capital conversation buffer are summarized in the table below:


	Basel III Minimum for Capital Adequacy Purposes	Basel III Additional Capital Conservation Buffer	Basel III "Adequate" Ratio with Capital Conservation Buffer
Total Capital to RWA	8.00%	2.50%	10.50%
Tier 1 Capital to RWA	6.00%	2.50%	8.50%
Tier 1 Capital to AA, or Leverage Ratio	4.00%	—%	4.00%
Common equity tier 1 capital to RWA	4.50%	2.50%	7.00%