0002066578-25-000851.txt : 20250926 0002066578-25-000851.hdr.sgml : 20250926 20250926171903 ACCESSION NUMBER: 0002066578-25-000851 CONFORMED SUBMISSION TYPE: NPORT-P PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20250731 FILED AS OF DATE: 20250926 DATE AS OF CHANGE: 20250926 PERIOD START: 20251031 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HARDING LOEVNER FUNDS INC CENTRAL INDEX KEY: 0001018170 ORGANIZATION NAME: EIN: 000000000 FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: NPORT-P SEC ACT: 1940 Act SEC FILE NUMBER: 811-07739 FILM NUMBER: 251351454 BUSINESS ADDRESS: STREET 1: 400 CROSSING BLVD. STREET 2: FOURTH FLOOR CITY: BRIDGEWATER STATE: NJ ZIP: 08807 BUSINESS PHONE: 8774358105 MAIL ADDRESS: STREET 1: 333 S. WABASH AVENUE CITY: CHICAGO STATE: IL ZIP: 60604 FORMER COMPANY: FORMER CONFORMED NAME: HLM FUNDS INC/ FA DATE OF NAME CHANGE: 19960705 0001018170 S000004200 Harding Loevner Global Equity Portfolio C000011819 Advisor HLMGX C000079785 Institutional HLMVX C000179659 Institutional Class Z HLGZX NPORT-P 1 primary_doc.xml NPORT-P false 0001018170 XXXXXXXX S000004200 C000011819 C000079785 C000179659 HARDING LOEVNER FUNDS INC 811-07739 0001018170 549300RX80LYD8D1FL23 400 Crossing Blvd. Fourth Floor Bridgewater 08807 877-435-8105 Harding Loevner Global Equity Portfolio S000004200 549300JCSDWU17MOOL12 2025-10-31 2025-07-31 N 575179685.620000000000 541261.010000000000 574638424.610000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 0.000000000000 45373.020000000000 N Alcon AG 549300LDT5AP8S0NBM78 Alcon AG CHF0.04 H01301128 92799 NS USD 8124552.45 1.4138547132 Long EC CORP CH N 1 N N N Tencent Holdings Ltd. 254900N4SLUMW4XUYY11 Tencent Holdings Ltd. HKD0.00002 G87572163 210500 NS 14756135.81 2.5678992525 Long EC CORP KY N 2 N N N Compass Group PLC 2138008M6MH9OZ6U2T68 Compass Group PLC ORD GBP0.1105 G23296208 205728 NS 7230570.7 1.2582817978 Long EC CORP GB N 2 N N N Northern Institutional Funds 549300Y178DO5JBR1S04 Northern Institutional Funds TREAS PRT PRMR 665279873 16794192.25 NS USD 16794192.25 2.9225668752 Long STIV RF US N 1 N N N SGS SA 2138007JNS19JHNA2336 SGS SA CHF0.04 (REGD) H63838116 49687 NS 5038444.36 0.8768025500 Long EC CORP CH N 2 N N N Danaher Corporation S4BKK9OTCEWQ3YHPFM11 Danaher Corporation COM USD0.01 235851102 31644 NS USD 6238931.04 1.0857142114 Long EC CORP US N 1 N N N Johnson & Johnson 549300G0CFPGEF6X2043 Johnson & Johnson COM USD1.00 478160104 32371 NS USD 5332798.54 0.9280267924 Long EC CORP US N 1 N N N Microsoft Corp. INR2EJN1ERAN0W5ZP974 Microsoft Corp. COM USD0.00000625 594918104 53478 NS USD 28530513 4.9649504416 Long EC CORP US N 1 N N N Schlumberger Limited 213800ZUA17OK3QLGM62 Schlumberger Limited COM USD0.01 806857108 172487 NS USD 5830060.6 1.0145615661 Long EC CORP CW N 1 N N N Broadcom Inc 549300WV6GIDOZJTV909 Broadcom Inc COM USD0.001 11135F101 42388 NS USD 12449355.6 2.1664676546 Long EC CORP US N 1 N N N Haleon PLC 549300PSB3WWEODCUP19 Haleon PLC ORD GBP0.01 G4232K100 1824064 NS 8590990.58 1.4950254303 Long EC CORP GB N 2 N N N Epiroc AB 5493004Q73OEYW1SPE91 Epiroc AB SER'A'NPV W25918124 223571 NS 4529241.88 0.7881898749 Long EC CORP SE N 2 N N N ASML Holding N.V. 724500Y6DUVHQD6OXN27 ASML Holding N.V. EUR0.09 N07059202 11403 NS 7912609.13 1.3769718124 Long EC CORP NL N 2 N N N Wal-Mart De Mexico N/A Wal-Mart De Mexico COM NPV P98180188 1456900 NS 4294630.74 0.7473622640 Long EC CORP MX N 1 N N N Atkore Inc 52990002TI38AM4RPV48 Atkore Inc COM USD0.01 047649108 45498 NS USD 3504255.96 0.6098192898 Long EC CORP US N 1 N N N Booking Holdings Inc FXM8FAOHMYDIPD38UZ17 Booking Holdings Inc COM USD0.008 09857L108 1993 NS USD 10969591.58 1.9089554597 Long EC CORP US N 1 N N N Alimentation Couche-Tard Inc. 549300OSW32RVX8CCZ87 Alimentation Couche-Tard Inc. COM 01626P148 108400 NS 5632794.46 0.9802328245 Long EC CORP CA N 1 N N N DBS Group Holdings Ltd. 5493007FKT78NKPM5V55 DBS Group Holdings Ltd. NPV Y20246107 196700 NS 7219848.98 1.2564159776 Long EC CORP SG N 2 N N N Chugai Pharmaceutical Co Ltd. 529900T9LAII161DCN95 Chugai Pharmaceutical Co Ltd. NPV J06930101 191400 NS 9327115.13 1.6231276452 Long EC CORP JP N 2 N N N Symrise AG 529900D82I6R9601CF26 Symrise AG NPV (BR) D827A1108 49071 NS 4451154.06 0.7746008393 Long EC CORP DE N 2 N N N DISCO Corp. N/A DISCO Corp. NPV J12327102 24200 NS 7209604.46 1.2546332009 Long EC CORP JP N 2 N N N Keyence Corp. 529900M7PQBS7A89DZ11 Keyence Corp. NPV J32491102 14600 NS 5278642.39 0.9186024053 Long EC CORP JP N 2 N N N Tradeweb Markets Inc N/A Tradeweb Markets Inc COM USD0.00001 CL A 892672106 98431 NS USD 13637615.05 2.3732515032 Long EC CORP US N 1 N N N Roche Holding AG 549300U41AUUVOAAOB37 Roche Holding AG GENUSSCHEINE NPV H69293217 29213 NS 9166272.11 1.5951373451 Long EP CORP CH N 2 N N N Alfa Laval AB 549300UCKT2UK88AG251 Alfa Laval AB NPV W04008152 122287 NS 5302229.58 0.9227071064 Long EC CORP SE N 2 N N N Bank Central Asia Tbk PT 254900BR956G2OHVOM21 Bank Central Asia Tbk PT IDR12.50 Y7123P138 7022770 NS 3503086.25 0.6096157340 Long EC CORP ID N 2 N N N Visa Inc 549300JZ4OKEHW3DPJ59 Visa Inc COM STK USD0.0001 92826C839 15217 NS USD 5257016.99 0.9148390997 Long EC CORP US N 1 N N N Meta Platforms Inc BQ4BKCS1HXDV9HN80Z93 Meta Platforms Inc COM USD0.000006 CL 'A' 30303M102 26601 NS USD 20574277.44 3.5803866499 Long EC CORP US N 1 N N N Alphabet Inc. 5493006MHB84DD0ZWV18 Alphabet Inc. CAP STK USD0.001 CL A 02079K305 128688 NS USD 24695227.2 4.2975245202 Long EC CORP US N 1 N N N AbbVie Inc. FR5LCKFTG8054YNNRU85 AbbVie Inc. COM USD0.01 00287Y109 31893 NS USD 6028414.86 1.0490796650 Long EC CORP US N 1 N N N Diploma PLC 2138008OGI7VYG8FGR19 Diploma PLC ORD GBP0.05 G27664112 108965 NS 7722165.03 1.3438302590 Long EC CORP GB N 2 N N N Amazon.com, Inc. ZXTILKJKG63JELOEG630 Amazon.com, Inc. COM USD0.01 023135106 100628 NS USD 23558021.08 4.0996250983 Long EC CORP US N 1 N N N Adobe Inc FU4LY2G4933NH2E1CP29 Adobe Inc COM USD0.0001 00724F101 22942 NS USD 8206123.98 1.4280499926 Long EC CORP US N 1 N N N Honeywell International Inc. ISRPG12PN4EIEOEMW547 Honeywell International Inc. COM USD1 438516106 21819 NS USD 4851454.65 0.8442621381 Long EC CORP US N 1 N N N NVIDIA Corp. 549300S4KLFTLO7GSQ80 NVIDIA Corp. COM USD0.001 67066G104 56611 NS USD 10069398.57 1.7523016455 Long EC CORP US N 1 N N N Applied Materials Inc. 41BNNE1AFPNAZELZ6K07 Applied Materials Inc. COM USD0.01 038222105 36609 NS USD 6591816.54 1.1471242189 Long EC CORP US N 1 N N N Costar Group Inc N/A Costar Group Inc COM USD0.01 22160N109 80467 NS USD 7659653.73 1.3329518880 Long EC CORP US N 1 N N N Ametek, Inc. 549300WZDEF9KKE40E98 Ametek, Inc. COM USD0.01 031100100 29425 NS USD 5439211.25 0.9465449954 Long EC CORP US N 1 N N N Taiwan Semiconductor Manufacturing Co., Ltd. 549300KB6NK5SBD14S87 Taiwan Semiconductor Manufacturing Co., Ltd. SPON ADS REP 5 ORD TWD10 874039100 39583 NS USD 9564044.46 1.6643586733 Long EC CORP TW N 1 N N N Amphenol Corporation 549300D3L3G0R4U4VT04 Amphenol Corporation CL'A'COM USD0.001 032095101 78021 NS USD 8310016.71 1.4461296624 Long EC CORP US N 1 N N N Deere & Company PWFTNG3EI0Y73OXWDH08 Deere & Company COM USD1 244199105 23356 NS USD 12247185.72 2.1312855520 Long EC CORP US N 1 N N N Heico Corp 529900O1DTDLCJ7L0I14 Heico Corp COM USD0.01 422806109 22578 NS USD 7378490.4 1.2840231499 Long EC CORP US N 1 N N N HDFC Bank Ltd. 335800ZQ6I4E2JXENC50 HDFC Bank Ltd. SPON ADS EACH REP 3 ORD SHS 40415F101 103302 NS USD 7930494.54 1.3800842757 Long EC CORP IN N 1 N N N Northrop Grumman Corporation RIMU48P07456QXSO0R61 Northrop Grumman Corporation COM USD1 666807102 9491 NS USD 5472605.51 0.9523563472 Long EC CORP US N 1 N N N The Progressive Corporation 529900TACNVLY9DCR586 The Progressive Corporation COM USD1.00 743315103 40050 NS USD 9693702 1.6869219991 Long EC CORP US N 1 N N N Netflix, Inc. 549300Y7VHGU0I7CE873 Netflix, Inc. COM USD0.001 64110L106 16656 NS USD 19310966.4 3.3605421380 Long EC CORP US N 1 N N N SAP SE 529900D6BF99LW9R2E68 SAP SE SPON ADR EA REP 1 ORD NPV 803054204 29345 NS USD 8413211.5 1.4640878750 Long EC CORP DE N 1 N N N Synopsys Inc QG7T915N9S0NY5UKNE63 Synopsys Inc COM USD0.01 871607107 21758 NS USD 13783040.26 2.3985587579 Long EC CORP US N 1 N N N Thermo Fisher Scientific Inc HCHV7422L5HDJZCRFL38 Thermo Fisher Scientific Inc COM USD1 883556102 12842 NS USD 6005946.56 1.0451696759 Long EC CORP US N 1 N N N Vertex Pharmaceuticals Incorporated 54930015RAQRRZ5ZGJ91 Vertex Pharmaceuticals Incorporated COM USD0.01 92532F100 34389 NS USD 15711302.43 2.7341197103 Long EC CORP US N 1 N N N Accenture PLC 5493000EWHDSR3MZWH98 Accenture PLC CLS'A'USD0.0000225 G1151C101 34401 NS USD 9188507.1 1.5990067330 Long EC CORP IE N 1 N N N AIA Group Ltd, Hong Kong ZP5ILWVSYE4LJGMMVD57 AIA Group Ltd, Hong Kong NPV Y002A1105 977405 NS 9145070.66 1.5914478163 Long EC CORP HK N 2 N N N Servicenow Inc 549300HJTQM36M0E1G39 Servicenow Inc COM USD0.001 81762P102 7171 NS USD 6763113.52 1.1769337431 Long EC CORP US N 1 N N N Schneider Electric SE 969500A1YF1XUYYXS284 Schneider Electric SE EUR4.00 F86921107 75633 NS 19735023.01 3.4343375181 Long EC CORP FR N 2 N N N CME Group Inc. LCZ7XYGSLJUHFXXNXD88 CME Group Inc. COM USD0.01 12572Q105 51059 NS USD 14208698.52 2.4726328612 Long EC CORP US N 1 N N N Sony Group Corp. 529900R5WX9N2OI2N910 Sony Group Corp. NPV J76379106 522600 NS 12647286.82 2.2009121351 Long EC CORP JP N 2 N N N Shell PLC 21380068P1DRHMJ8KU70 Shell PLC ORD EUR0.07 G80827101 169564 NS 6084347.69 1.0588132344 Long EC CORP GB N 2 N N N Shenzhen Mindray Bio-Medical Electronics Co Ltd. N/A Shenzhen Mindray Bio-Medical Electronics Co Ltd. A CNY1 Y774E3101 250700 NS 8049701.82 1.4008290214 Long EC CORP CN N 2 N N N Atlas Copco AB 213800T8PC8Q4FYJZR07 Atlas Copco AB SER'A'NPV W1R924252 272893 NS 4135141.13 0.7196074876 Long EC CORP SE N 2 N N N The Trade Desk Inc 549300GXPD31VT3E0P46 The Trade Desk Inc COM USD0.000001 CL A 88339J105 99463 NS USD 8649302.48 1.5051730113 Long EC CORP US N 1 N N N 2025-08-22 HARDING LOEVNER FUNDS INC Tracy L. Dotolo Tracy L. Dotolo Chief Financial Officer XXXX NPORT-EX 2 edgar.htm EDGAR HTML
Harding, Loevner Funds, Inc.
Global Equity Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.8%
Canada - 1.0%
Alimentation Couche-Tard Inc.
(Consumer Staples
Distribution & Retail)
108,400
$5,632,794
China - 4.0%
Shenzhen Mindray Bio-Medical
Electronics Co., Ltd., Class A
(Health Care Equipment &
Services)†
250,700
8,049,702
Tencent Holdings Ltd. (Media &
Entertainment)†
210,500
14,756,136
 
22,805,838
France - 3.4%
Schneider Electric SE (Capital
Goods)†
75,633
19,735,023
Germany - 2.2%
SAP SE - Sponsored ADR
(Software & Services)
29,345
8,413,212
Symrise AG (Materials)†
49,071
4,451,154
 
12,864,366
Hong Kong - 1.6%
AIA Group Ltd. (Insurance)†
977,405
9,145,071
India - 1.4%
HDFC Bank Ltd. - ADR (Banks)
103,302
7,930,494
Indonesia - 0.6%
Bank Central Asia Tbk PT
(Banks)†
7,022,770
3,503,086
Japan - 6.0%
Chugai Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
191,400
9,327,115
Disco Corp. (Semiconductors &
Semiconductor Equipment)†
24,200
7,209,605
Keyence Corp. (Technology
Hardware & Equipment)†
14,600
5,278,642
Sony Group Corp. (Consumer
Durables & Apparel)†
522,600
12,647,287
 
34,462,649
Mexico - 0.7%
Wal-Mart de Mexico SAB de CV
(Consumer Staples
Distribution & Retail)
1,456,900
4,294,631
Netherlands - 1.4%
ASML Holding NV
(Semiconductors &
Semiconductor Equipment)†
11,403
7,912,609
Singapore - 1.3%
DBS Group Holdings Ltd.
(Banks)†
196,700
7,219,849
Sweden - 2.4%
Alfa Laval AB (Capital Goods)†
122,287
5,302,230
 
Shares
Value
COMMON STOCKS - 96.8% (continued)
Sweden - 2.4% (continued)
Atlas Copco AB, Class A
(Capital Goods)†
272,893
$4,135,141
Epiroc AB, Class A (Capital
Goods)†
223,571
4,529,242
 
13,966,613
Switzerland - 3.9%
Alcon AG (Health Care
Equipment & Services)
92,799
8,124,553
Roche Holding AG, Genusschein
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
29,213
9,166,272
SGS SA, Reg S (Commercial &
Professional Services)†
49,687
5,038,444
 
22,329,269
Taiwan - 1.7%
Taiwan Semiconductor
Manufacturing Co., Ltd. -
Sponsored ADR
(Semiconductors &
Semiconductor Equipment)
39,583
9,564,044
United Kingdom - 5.2%
Compass Group plc (Consumer
Services)†
205,728
7,230,571
Diploma plc (Capital Goods)†
108,965
7,722,165
Haleon plc (Pharmaceuticals,
Biotechnology & Life
Sciences)†
1,824,064
8,590,990
Shell plc (Energy)†
169,564
6,084,348
 
29,628,074
United States - 60.0%
AbbVie Inc. (Pharmaceuticals,
Biotechnology & Life
Sciences)
31,893
6,028,415
Accenture plc, Class A (Software
& Services)
34,401
9,188,507
Adobe Inc. (Software &
Services)*
22,942
8,206,124
Alphabet Inc., Class A (Media &
Entertainment)
128,688
24,695,227
Amazon.com Inc. (Consumer
Discretionary Distribution &
Retail)*
100,628
23,558,021
AMETEK Inc. (Capital Goods)
29,425
5,439,211
Amphenol Corp., Class A
(Technology Hardware &
Equipment)
78,021
8,310,017
Applied Materials Inc.
(Semiconductors &
Semiconductor Equipment)
36,609
6,591,817
Atkore Inc. (Capital Goods)
45,498
3,504,256
Booking Holdings Inc.
(Consumer Services)
1,993
10,969,592
1

Harding, Loevner Funds, Inc.
Global Equity Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.8% (continued)
United States - 60.0% (continued)
Broadcom Inc. (Semiconductors
& Semiconductor
Equipment)
42,388
$12,449,356
CME Group Inc. (Financial
Services)
51,059
14,208,698
CoStar Group Inc. (Real Estate
Management &
Development)*
80,467
7,659,654
Danaher Corp. (Pharmaceuticals,
Biotechnology & Life
Sciences)
31,644
6,238,931
Deere & Co. (Capital Goods)
23,356
12,247,186
HEICO Corp. (Capital Goods)
22,578
7,378,490
Honeywell International Inc.
(Capital Goods)
21,819
4,851,455
Johnson & Johnson
(Pharmaceuticals,
Biotechnology & Life
Sciences)
32,371
5,332,799
Meta Platforms Inc., Class A
(Media & Entertainment)
26,601
20,574,277
Microsoft Corp. (Software &
Services)
51,892
27,684,382
Netflix Inc. (Media &
Entertainment)*
16,656
19,310,966
Northrop Grumman Corp.
(Capital Goods)
9,491
5,472,605
NVIDIA Corp. (Semiconductors
& Semiconductor
Equipment)
56,611
10,069,399
Progressive Corp. (Insurance)
40,050
9,693,702
Schlumberger NV (Energy)
172,487
5,830,061
ServiceNow Inc. (Software &
Services)*
7,171
6,763,113
Synopsys Inc. (Software &
Services)*
21,758
13,783,040
Thermo Fisher Scientific Inc.
(Pharmaceuticals,
Biotechnology & Life
Sciences)
12,842
6,005,947
Trade Desk Inc., Class A (Media
& Entertainment)*
99,463
8,649,302
Tradeweb Markets Inc., Class A
(Financial Services)
98,431
13,637,615
Vertex Pharmaceuticals Inc.
(Pharmaceuticals,
Biotechnology & Life
Sciences)*
34,389
15,711,302
Visa Inc., Class A (Financial
Services)
15,217
5,257,017
 
345,300,484
Total Common Stocks (Cost $340,818,619)
$556,294,894
 
Shares
Value
SHORT TERM INVESTMENTS - 2.9%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
16,794,192
$16,794,192
Total Short Term Investments (Cost $16,794,192)
$16,794,192
Total Investments — 99.7%
(Cost $357,612,811)
$573,089,086
Other Assets Less Liabilities - 0.3%
1,913,129
Net Assets — 100.0%
$575,002,215
Summary of Abbreviations
ADR
American Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
*
Non-income producing security.
Industry
Percentage of
Net Assets
Banks
3.3
%
Capital Goods
13.8
Commercial & Professional Services
0.9
Consumer Discretionary Distribution & Retail
4.1
Consumer Durables & Apparel
2.2
Consumer Services
3.2
Consumer Staples Distribution & Retail
1.7
Energy
2.1
Financial Services
5.8
Health Care Equipment & Services
2.8
Insurance
3.3
Materials
0.8
Media & Entertainment
15.4
Pharmaceuticals, Biotechnology & Life Sciences
11.5
Real Estate Management & Development
1.3
Semiconductors & Semiconductor Equipment
9.5
Software & Services
12.8
Technology Hardware & Equipment
2.3
Money Market Fund
2.9
Total Investments
99.7
Other Assets Less Liabilities
0.3
Net Assets
100.0
%
2

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.1%
Australia - 1.4%
BHP Group Ltd. - Sponsored
ADR (Materials)
3,414,868
$173,031,362
Canada - 4.0%
Alimentation Couche-Tard Inc.
(Consumer Staples
Distribution & Retail)
3,023,349
157,102,431
Canadian National Railway Co.
(Transportation)
977,613
91,357,935
Manulife Financial Corp.
(Insurance)
7,606,073
235,329,351
 
483,789,717
China - 9.5%
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
6,553,257
239,004,933
Haier Smart Home Co., Ltd.,
Class A (Consumer Durables
& Apparel)†
39,285,788
134,851,750
NetEase Inc. - ADR (Media &
Entertainment)
1,182,078
154,024,763
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
13,762,000
94,638,668
SF Holding Co., Ltd., Class A
(Transportation)†
19,044,400
121,668,317
Shenzhen Mindray Bio-Medical
Electronics Co., Ltd., Class A
(Health Care Equipment &
Services)†
2,816,564
90,436,779
Tencent Holdings Ltd. (Media &
Entertainment)†
3,032,210
212,559,157
ZTO Express Cayman Inc. -
ADR (Transportation)
5,870,628
115,592,665
 
1,162,777,032
Denmark - 2.2%
Coloplast A/S, Class B (Health
Care Equipment &
Services)†
893,466
81,228,420
Genmab A/S (Pharmaceuticals,
Biotechnology & Life
Sciences)*†
426,361
92,609,274
Novonesis (Novozymes), Class B
(Materials)†
1,525,367
99,070,455
 
272,908,149
France - 6.6%
Air Liquide SA (Materials)†
744,590
146,562,662
Dassault Systemes SE (Software
& Services)†
3,141,318
103,341,915
L'Oreal SA (Household &
Personal Products)†
573,594
254,134,737
Safran SA (Capital Goods)†
408,731
134,597,714
Schneider Electric SE (Capital
Goods)†
657,165
171,474,970
 
810,111,998
 
Shares
Value
COMMON STOCKS - 98.1% (continued)
Germany - 4.6%
Allianz SE, Reg S (Insurance)†
764,070
$302,606,855
SAP SE - Sponsored ADR
(Software & Services)
541,463
155,237,442
Symrise AG (Materials)†
1,198,909
108,751,170
 
566,595,467
Hong Kong - 3.5%
AIA Group Ltd. (Insurance)†
35,112,174
328,526,366
Techtronic Industries Co., Ltd.
(Capital Goods)†
8,566,000
102,961,112
 
431,487,478
India - 3.5%
HDFC Bank Ltd. - ADR (Banks)
5,577,710
428,200,797
Indonesia - 1.0%
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
689,525,700
119,573,999
Ireland - 1.2%
Ryanair Holdings plc -
Sponsored ADR
(Transportation)
2,254,686
140,399,297
Israel - 0.6%
Nice Ltd. - Sponsored ADR
(Software & Services)*
493,490
77,009,114
Japan - 13.4%
Chugai Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
5,896,500
287,342,395
Daifuku Co., Ltd. (Capital
Goods)†
4,856,600
124,080,442
Disco Corp. (Semiconductors &
Semiconductor Equipment)†
511,500
152,384,822
Keyence Corp. (Technology
Hardware & Equipment)†
282,234
102,041,942
Komatsu Ltd. (Capital Goods)†
5,290,400
169,146,815
Obic Co., Ltd. (Software &
Services)†
3,317,314
118,872,270
Shionogi & Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
7,492,100
124,799,975
Sony Group Corp. (Consumer
Durables & Apparel)†
10,716,800
259,354,082
Sysmex Corp. (Health Care
Equipment & Services)†
10,860,121
176,951,369
Unicharm Corp. (Household &
Personal Products)†
16,315,900
114,007,723
 
1,628,981,835
Mexico - 2.7%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
2,240,501
202,675,720
3

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.1% (continued)
Mexico - 2.7% (continued)
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
14,693,800
$130,947,345
 
333,623,065
Netherlands - 3.6%
Adyen NV (Financial
Services)*^†
93,458
160,059,251
ASML Holding NV
(Semiconductors &
Semiconductor Equipment)†
392,858
272,606,490
 
432,665,741
Peru - 1.4%
Credicorp Ltd. (Banks)
712,122
168,772,914
Singapore - 3.9%
DBS Group Holdings Ltd.
(Banks)†
12,911,618
473,919,329
South Korea - 2.8%
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
273,810
342,432,461
Spain - 1.7%
Banco Bilbao Vizcaya
Argentaria SA (Banks)†
12,570,422
209,826,950
Sweden - 6.9%
Alfa Laval AB (Capital Goods)†
4,862,923
210,850,983
Assa Abloy AB, Class B (Capital
Goods)†
4,473,884
147,115,483
Atlas Copco AB, Class A
(Capital Goods)†
6,936,365
105,106,574
Epiroc AB, Class A (Capital
Goods)†
7,412,267
150,162,365
Skandinaviska Enskilda Banken
AB, Class A (Banks)†
12,720,439
222,114,163
 
835,349,568
Switzerland - 7.0%
Alcon AG (Health Care
Equipment & Services)
2,218,258
194,208,488
Nestle SA - Sponsored ADR
(Food, Beverage & Tobacco)
2,386,367
207,566,202
Novartis AG, Reg S
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
1,036,077
117,280,042
Roche Holding AG, Genusschein
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
751,644
235,846,145
Sonova Holding AG, Reg S
(Health Care Equipment &
Services)†
364,410
99,115,116
 
854,015,993
 
Shares
Value
COMMON STOCKS - 98.1% (continued)
Taiwan - 6.6%
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
15,223,000
$287,671,708
Taiwan Semiconductor
Manufacturing Co., Ltd. -
Sponsored ADR
(Semiconductors &
Semiconductor Equipment)
2,134,563
515,753,112
 
803,424,820
United Kingdom - 6.5%
Haleon plc (Pharmaceuticals,
Biotechnology & Life
Sciences)†
52,633,563
247,893,958
Rio Tinto plc (Materials)†
2,972,227
176,492,849
Shell plc (Energy)†
10,224,764
366,888,132
 
791,274,939
United States - 3.5%
Linde plc (Materials)
399,351
183,805,291
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
101,010
239,786,629
 
423,591,920
Total Common Stocks (Cost $7,713,182,051)
$11,963,763,945
SHORT TERM INVESTMENTS - 2.0%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
237,230,532
237,230,532
Total Short Term Investments (Cost
$237,230,532)
$237,230,532
Total Investments — 100.1%
(Cost $7,950,412,583)
$12,200,994,477
Liabilities Less Other Assets - (0.1)%
(8,646,640
)
Net Assets — 100.0%
$12,192,347,837
4

Harding, Loevner Funds, Inc.
International Equity Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
*
Non-income producing security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 1.3%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
Industry
Percentage of
Net Assets
Banks
13.4
%
Capital Goods
12.8
Consumer Discretionary Distribution & Retail
2.0
Consumer Durables & Apparel
3.2
Consumer Staples Distribution & Retail
1.3
Energy
3.0
Financial Services
1.3
Food, Beverage & Tobacco
3.3
Health Care Equipment & Services
5.3
Household & Personal Products
3.0
Insurance
7.9
Materials
7.3
Media & Entertainment
3.0
Pharmaceuticals, Biotechnology & Life Sciences
9.0
Semiconductors & Semiconductor Equipment
7.8
Software & Services
3.6
Technology Hardware & Equipment
6.0
Telecommunication Services
1.0
Transportation
3.9
Money Market Fund
2.0
Total Investments
100.1
Liabilities Less Other Assets
(0.1
)
Net Assets
100.0
%
5

Harding, Loevner Funds, Inc.
International Developed Markets Equity Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.6%
Australia - 1.7%
BHP Group Ltd. - Sponsored
ADR (Materials)
31,331
$1,587,542
Canada - 5.7%
Alimentation Couche-Tard Inc.
(Consumer Staples
Distribution & Retail)
39,315
2,042,927
Canadian National Railway Co.
(Transportation)
11,087
1,036,080
Manulife Financial Corp.
(Insurance)
78,090
2,416,079
 
5,495,086
Denmark - 2.9%
Coloplast A/S, Class B (Health
Care Equipment &
Services)†
9,329
848,135
Genmab A/S (Pharmaceuticals,
Biotechnology & Life
Sciences)*†
4,158
903,154
Novonesis (Novozymes), Class B
(Materials)†
15,523
1,008,197
 
2,759,486
France - 9.0%
Air Liquide SA (Materials)†
7,506
1,477,457
Dassault Systemes SE (Software
& Services)†
37,517
1,234,220
L'Oreal SA (Household &
Personal Products)†
5,786
2,563,527
Safran SA (Capital Goods)†
4,574
1,506,247
Schneider Electric SE (Capital
Goods)†
6,858
1,789,467
 
8,570,918
Germany - 7.1%
Allianz SE, Reg S (Insurance)†
8,014
3,173,912
SAP SE - Sponsored ADR
(Software & Services)
8,464
2,426,628
Symrise AG (Materials)†
12,952
1,174,856
 
6,775,396
Hong Kong - 4.8%
AIA Group Ltd. (Insurance)†
375,400
3,512,423
Techtronic Industries Co., Ltd.
(Capital Goods)†
87,000
1,045,717
 
4,558,140
India - 1.1%
HDFC Bank Ltd. - ADR (Banks)
13,378
1,027,029
Ireland - 1.6%
Ryanair Holdings plc -
Sponsored ADR
(Transportation)
24,304
1,513,410
Israel - 0.8%
Nice Ltd. - Sponsored ADR
(Software & Services)*
4,734
738,741
 
Shares
Value
COMMON STOCKS - 96.6% (continued)
Japan - 18.0%
Chugai Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
59,100
$2,880,003
Daifuku Co., Ltd. (Capital
Goods)†
48,100
1,228,899
Disco Corp. (Semiconductors &
Semiconductor Equipment)†
5,300
1,578,963
Keyence Corp. (Technology
Hardware & Equipment)†
2,800
1,012,342
Komatsu Ltd. (Capital Goods)†
58,200
1,860,794
Obic Co., Ltd. (Software &
Services)†
36,567
1,310,338
Shionogi & Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
85,400
1,422,554
Sony Group Corp. (Consumer
Durables & Apparel)†
120,200
2,908,924
Sysmex Corp. (Health Care
Equipment & Services)†
115,100
1,875,403
Unicharm Corp. (Household &
Personal Products)†
166,700
1,164,820
 
17,243,040
Netherlands - 4.7%
Adyen NV (Financial
Services)*^†
1,052
1,801,690
ASML Holding NV
(Semiconductors &
Semiconductor Equipment)†
3,825
2,654,190
 
4,455,880
Singapore - 4.7%
DBS Group Holdings Ltd.
(Banks)†
122,100
4,481,665
South Korea - 1.2%
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
892
1,115,554
Spain - 2.4%
Banco Bilbao Vizcaya
Argentaria SA (Banks)†
136,459
2,277,790
Sweden - 8.8%
Alfa Laval AB (Capital Goods)†
46,999
2,037,825
Assa Abloy AB, Class B (Capital
Goods)†
41,013
1,348,637
Atlas Copco AB, Class A
(Capital Goods)†
75,212
1,139,686
Epiroc AB, Class A (Capital
Goods)†
75,885
1,537,326
Skandinaviska Enskilda Banken
AB, Class A (Banks)†
137,307
2,397,545
 
8,461,019
6

Harding, Loevner Funds, Inc.
International Developed Markets Equity Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.6% (continued)
Switzerland - 9.1%
Alcon AG (Health Care
Equipment & Services)
21,311
$1,865,778
Nestle SA, Reg S (Food,
Beverage & Tobacco)†
24,007
2,093,652
Novartis AG, Reg S
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
12,430
1,407,029
Roche Holding AG, Genusschein
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
7,554
2,370,247
Sonova Holding AG, Reg S
(Health Care Equipment &
Services)†
3,735
1,015,875
 
8,752,581
Taiwan - 2.6%
Taiwan Semiconductor
Manufacturing Co., Ltd. -
Sponsored ADR
(Semiconductors &
Semiconductor Equipment)
10,397
2,512,123
United Kingdom - 8.5%
Haleon plc (Pharmaceuticals,
Biotechnology & Life
Sciences)†
563,621
2,654,546
Rio Tinto plc (Materials)†
29,366
1,743,773
Shell plc (Energy)†
104,809
3,760,789
 
8,159,108
United States - 1.9%
Linde plc (Materials)
3,934
1,810,663
Total Common Stocks (Cost $78,615,945)
$92,295,171
SHORT TERM INVESTMENTS - 3.4%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
3,292,132
3,292,132
Total Short Term Investments (Cost $3,292,132)
$3,292,132
Total Investments — 100.0%
(Cost $81,908,077)
$95,587,303
Liabilities Less Other Assets - (0.0)%
(31,004
)
Net Assets — 100.0%
$95,556,299
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
*
Non-income producing security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 1.9%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
Industry
Percentage of
Net Assets
Banks
10.7
%
Capital Goods
14.1
Consumer Durables & Apparel
3.0
Consumer Staples Distribution & Retail
2.1
Energy
3.9
Financial Services
1.9
Food, Beverage & Tobacco
2.2
Health Care Equipment & Services
5.8
Household & Personal Products
3.9
Insurance
9.5
Materials
9.2
Pharmaceuticals, Biotechnology & Life Sciences
12.2
Semiconductors & Semiconductor Equipment
7.0
Software & Services
6.1
Technology Hardware & Equipment
2.3
Transportation
2.7
Money Market Fund
3.4
Total Investments
100.0
Liabilities Less Other Assets
(0.0
)
Net Assets
100.0
%
7

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.8%
Bangladesh - 0.8%
Square Pharmaceuticals plc
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
1,126,640
$2,112,901
Belgium - 0.7%
Lotus Bakeries NV (Food,
Beverage & Tobacco)†
222
1,879,512
Canada - 1.2%
Kinaxis Inc. (Software &
Services)*
21,894
3,249,338
China - 5.0%
Haitian International Holdings
Ltd. (Capital Goods)†
656,000
1,764,591
Shanghai Friendess Electronic
Technology Corp., Ltd.,
Class A (Technology
Hardware & Equipment)†
207,426
3,762,378
TravelSky Technology Ltd.,
Class H (Consumer
Services)†
3,164,000
5,032,253
Yantai China Pet Foods Co.,
Ltd., Class A (Food,
Beverage & Tobacco)†
404,499
3,192,877
 
13,752,099
Finland - 1.6%
Vaisala OYJ, Class A
(Technology Hardware &
Equipment)†
84,362
4,539,315
France - 2.4%
Alten SA (Software & Services)†
30,761
2,508,979
Rubis SCA (Utilities)†
129,707
4,115,652
 
6,624,631
Germany - 14.5%
Bechtle AG (Software &
Services)†
100,527
4,371,012
Brenntag SE (Capital Goods)†
34,511
2,146,061
Carl Zeiss Meditec AG (Bearer)
(Health Care Equipment &
Services)†
53,812
2,985,582
Evotec SE (Pharmaceuticals,
Biotechnology & Life
Sciences)*†
451,355
3,627,764
FUCHS SE (Materials)†
132,159
4,658,380
KWS Saat SE & Co. KGaA
(Food, Beverage &
Tobacco)†
70,971
5,063,941
Nemetschek SE (Software &
Services)†
25,947
3,879,221
Pfeiffer Vacuum Technology AG
(Capital Goods)†
21,575
3,826,050
Scout24 SE (Media &
Entertainment)^†
41,229
5,522,457
STRATEC SE (Health Care
Equipment & Services)†
47,953
1,521,301
 
Shares
Value
COMMON STOCKS - 98.8% (continued)
Germany - 14.5% (continued)
TeamViewer SE (Software &
Services)*^†
239,865
$2,464,557
 
40,066,326
India - 2.8%
Max Financial Services Ltd.
(Insurance)*†
291,126
4,966,730
SH Kelkar & Co., Ltd.
(Materials)^†
966,431
2,825,136
 
7,791,866
Israel - 1.9%
CyberArk Software Ltd.
(Software & Services)*
12,460
5,126,916
Italy - 4.5%
Carel Industries SpA (Capital
Goods)^†
94,568
2,570,694
DiaSorin SpA (Health Care
Equipment & Services)†
45,071
4,395,168
Reply SpA (Software &
Services)†
35,435
5,556,548
 
12,522,410
Japan - 11.9%
Ariake Japan Co., Ltd. (Food,
Beverage & Tobacco)†
110,300
4,892,976
Asahi Intecc Co., Ltd. (Health
Care Equipment &
Services)†
190,900
2,978,033
GMO Payment Gateway Inc.
(Financial Services)†
70,400
3,958,787
JCU Corp. (Materials)†
111,900
2,644,080
MISUMI Group Inc. (Capital
Goods)†
150,000
2,161,642
Rohto Pharmaceutical Co., Ltd.
(Household & Personal
Products)†
353,200
5,075,045
Santen Pharmaceutical Co., Ltd.
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
261,500
2,891,459
SHIFT Inc. (Software &
Services)*†
418,700
4,398,685
Stanley Electric Co., Ltd.
(Automobiles &
Components)†
209,400
3,950,740
 
32,951,447
Lithuania - 2.0%
Artea bankas AB (Banks)†
6,148,519
5,644,808
Malaysia - 1.2%
Dialog Group Bhd. (Energy)†
2,961,040
1,206,185
TIME dotCom Bhd.
(Telecommunication
Services)†
1,719,400
2,090,969
 
3,297,154
8

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.8% (continued)
Mexico - 2.9%
Grupo Herdez SAB de CV
(Food, Beverage & Tobacco)
923,247
$2,681,894
Megacable Holdings SAB de CV
(Media & Entertainment)
1,895,700
5,268,569
 
7,950,463
Netherlands - 1.1%
BE Semiconductor Industries NV
(Semiconductors &
Semiconductor Equipment)†
21,824
2,940,151
Norway - 1.8%
Medistim ASA (Health Care
Equipment & Services)†
122,312
2,560,176
TOMRA Systems ASA (Capital
Goods)†
181,382
2,532,918
 
5,093,094
Panama - 1.3%
Copa Holdings SA, Class A
(Transportation)
31,751
3,513,566
Philippines - 2.1%
Robinsons Retail Holdings Inc.
(Consumer Staples
Distribution & Retail)†
3,494,670
2,276,344
Wilcon Depot Inc. (Consumer
Discretionary Distribution &
Retail)†
21,151,700
3,617,982
 
5,894,326
Poland - 0.9%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
245,226
2,411,164
Romania - 0.8%
Societatea Nationala de Gaze
Naturale ROMGAZ SA
(Energy)†
1,202,530
2,142,403
South Korea - 0.7%
Cheil Worldwide Inc. (Media &
Entertainment)†
141,200
2,021,902
Spain - 2.3%
Bankinter SA (Banks)†
202,782
2,890,140
Linea Directa Aseguradora SA
Cia de Seguros y Reaseguros
(Insurance)†
2,165,552
3,340,384
 
6,230,524
Sweden - 2.9%
Cellavision AB (Health Care
Equipment & Services)†
169,114
3,009,008
Paradox Interactive AB (Media
& Entertainment)†
103,153
1,760,217
Thule Group AB (Consumer
Durables & Apparel)^†
112,331
3,176,382
 
7,945,607
 
Shares
Value
COMMON STOCKS - 98.8% (continued)
Switzerland - 6.3%
Belimo Holding AG, Reg S
(Capital Goods)†
3,892
$4,530,088
Bossard Holding AG, Class A,
Reg S (Capital Goods)†
14,913
3,156,129
Burckhardt Compression
Holding AG (Capital
Goods)†
5,806
5,163,067
LEM Holding SA, Reg S
(Technology Hardware &
Equipment)*†
3,959
3,205,954
Temenos AG, Reg S (Software &
Services)†
13,768
1,234,171
 
17,289,409
Taiwan - 1.3%
ASPEED Technology Inc.
(Semiconductors &
Semiconductor Equipment)†
16,000
2,430,006
Eclat Textile Co., Ltd.
(Consumer Durables &
Apparel)†
81,909
1,095,857
 
3,525,863
United Kingdom - 20.1%
Airtel Africa plc
(Telecommunication
Services)^†
3,148,185
8,474,319
Baltic Classifieds Group plc
(Media & Entertainment)†
716,167
3,378,475
Clarkson plc (Transportation)†
135,430
6,162,247
Cranswick plc (Food, Beverage
& Tobacco)†
89,407
6,256,949
Croda International plc
(Materials)†
88,529
3,047,267
Diploma plc (Capital Goods)†
83,939
5,948,615
Grafton Group plc (Capital
Goods)†
281,431
3,303,546
Rathbones Group plc (Financial
Services)†
80,541
2,032,718
Rightmove plc (Media &
Entertainment)†
230,166
2,482,182
Senior plc (Capital Goods)†
3,408,752
9,060,627
Spirax Group plc (Capital
Goods)†
30,386
2,538,928
YouGov plc (Media &
Entertainment)†
717,903
2,948,777
 
55,634,650
United States - 0.8%
Globant SA (Software &
Services)*
24,779
2,087,878
Vietnam - 3.0%
FPT Corp. (Software &
Services)†
257,715
1,012,225
9

Harding, Loevner Funds, Inc.
International Small Companies Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 98.8% (continued)
Vietnam - 3.0% (continued)
Hoa Phat Group JSC
(Materials)*†
7,828,102
$7,386,047
 
8,398,272
Total Common Stocks (Cost $184,223,072)
$272,637,995
SHORT TERM INVESTMENTS - 1.1%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
3,160,406
3,160,406
Total Short Term Investments (Cost $3,160,406)
$3,160,406
Total Investments — 99.9%
(Cost $187,383,478)
$275,798,401
Other Assets Less Liabilities - 0.1%
226,362
Net Assets — 100.0%
$276,024,763
Summary of Abbreviations
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
*
Non-income producing security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 9.9%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
Industry
Percentage of
Net Assets
Automobiles & Components
1.4
%
Banks
3.1
Capital Goods
17.5
Consumer Discretionary Distribution & Retail
2.2
Consumer Durables & Apparel
1.6
Consumer Services
1.8
Consumer Staples Distribution & Retail
0.8
Energy
1.2
Financial Services
2.1
Food, Beverage & Tobacco
8.8
Health Care Equipment & Services
6.3
Household & Personal Products
1.8
Insurance
3.0
Materials
7.5
Media & Entertainment
8.4
Pharmaceuticals, Biotechnology & Life Sciences
3.1
Semiconductors & Semiconductor Equipment
2.0
Software & Services
13.1
Technology Hardware & Equipment
4.2
Telecommunication Services
3.9
Transportation
3.5
Utilities
1.5
Money Market Fund
1.1
Total Investments
99.9
Other Assets Less Liabilities
0.1
Net Assets
100.0
%
10

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 94.2%
Brazil - 3.2%
B3 SA - Brasil Bolsa Balcao
(Financial Services)
949,800
$2,133,829
Lojas Renner SA (Consumer
Discretionary Distribution &
Retail)*
445,830
1,295,399
Raia Drogasil SA (Consumer
Staples Distribution & Retail)
485,735
1,168,460
WEG SA (Capital Goods)
608,652
4,033,731
 
8,631,419
China - 23.6%
Alibaba Group Holding Ltd.
(Consumer Discretionary
Distribution & Retail)†
559,262
8,249,599
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
140,079
5,108,845
Hefei Meiya Optoelectronic
Technology Inc., Class A
(Capital Goods)†
701,600
1,646,065
JD.com Inc., Class A (Consumer
Discretionary Distribution &
Retail)†
111,181
1,720,579
Li Ning Co., Ltd. (Consumer
Durables & Apparel)†
663,500
1,408,771
Midea Group Co., Ltd., Class A
(Consumer Durables &
Apparel)†
391,849
3,801,565
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
644,000
4,428,666
Sany Heavy Industry Co., Ltd.,
Class A (Capital Goods)†
928,200
2,569,556
SF Holding Co., Ltd., Class A
(Transportation)†
436,000
2,785,458
Shenzhen Inovance Technology
Co., Ltd., Class A (Capital
Goods)†
302,800
2,667,105
Shenzhen Mindray Bio-Medical
Electronics Co., Ltd., Class A
(Health Care Equipment &
Services)†
91,400
2,934,754
Shenzhou International Group
Holdings Ltd. (Consumer
Durables & Apparel)†
340,700
2,433,170
Tencent Holdings Ltd. (Media &
Entertainment)†
209,455
14,682,881
Trip.com Group Ltd. (Consumer
Services)†
134,688
8,446,842
Zhejiang Sanhua Intelligent
Controls Co., Ltd., Class A
(Capital Goods)†
431,711
1,570,760
 
64,454,616
Egypt - 1.4%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
1,956,368
3,743,021
 
Shares
Value
COMMON STOCKS - 94.2% (continued)
Hong Kong - 3.7%
AIA Group Ltd. (Insurance)†
542,685
$5,077,621
ASMPT Ltd. (Semiconductors &
Semiconductor Equipment)†
164,679
1,389,278
Budweiser Brewing Co. APAC
Ltd. (Food, Beverage &
Tobacco)^†
668,100
703,285
Techtronic Industries Co., Ltd.
(Capital Goods)†
253,401
3,045,815
 
10,215,999
India - 15.1%
Asian Paints Ltd. (Materials)†
25,128
686,214
Bajaj Auto Ltd. (Automobiles &
Components)†
20,051
1,825,705
HDFC Bank Ltd. (Banks)†
548,439
12,595,875
HDFC Life Insurance Co., Ltd.
(Insurance)^†
473,068
4,055,458
ICICI Bank Ltd. (Banks)†
424,506
7,167,456
Maruti Suzuki India Ltd.
(Automobiles &
Components)†
47,663
6,848,899
Supreme Industries Ltd.
(Materials)†
39,132
1,910,607
Tata Consultancy Services Ltd.
(Software & Services)†
176,247
6,071,454
 
41,161,668
Indonesia - 2.8%
Astra International Tbk PT
(Capital Goods)†
7,788,900
2,405,429
Bank Central Asia Tbk PT
(Banks)†
3,673,765
1,832,541
Bank Rakyat Indonesia Persero
Tbk PT (Banks)†
10,628,350
2,371,421
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
6,086,300
1,055,455
 
7,664,846
Italy - 1.8%
Tenaris SA - ADR (Energy)
141,532
4,945,128
Kazakhstan - 1.0%
Kaspi.KZ JSC - ADR (Financial
Services)
33,868
2,672,185
Kenya - 1.3%
Safaricom plc
(Telecommunication
Services)†
17,097,082
3,480,870
Mexico - 3.7%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
39,797
3,600,037
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
353,255
3,148,117
11

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 94.2% (continued)
Mexico - 3.7% (continued)
Wal-Mart de Mexico SAB de CV
(Consumer Staples
Distribution & Retail)
1,187,710
$3,501,116
 
10,249,270
Panama - 0.7%
Copa Holdings SA, Class A
(Transportation)
17,187
1,901,913
Poland - 1.5%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
409,567
4,027,033
Russia - 0.0%^^
Sberbank of Russia PJSC
(Banks)‡
36,588,248
Saudi Arabia - 1.7%
Al Rajhi Bank (Banks)†
117,054
2,947,111
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
35,904
1,601,753
 
4,548,864
South Africa - 2.5%
Clicks Group Ltd. (Consumer
Staples Distribution &
Retail)†
93,228
1,948,606
Discovery Ltd. (Insurance)†
184,485
2,178,367
Standard Bank Group Ltd.
(Banks)†
220,443
2,823,839
 
6,950,812
South Korea - 6.4%
Coway Co., Ltd. (Consumer
Durables & Apparel)†
54,852
4,296,063
NAVER Corp. (Media &
Entertainment)†
17,741
2,997,698
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
8,271
10,343,884
 
17,637,645
Taiwan - 16.1%
Airtac International Group
(Capital Goods)†
134,783
3,841,117
ASPEED Technology Inc.
(Semiconductors &
Semiconductor Equipment)†
53,668
8,150,848
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
395,950
7,482,337
Eclat Textile Co., Ltd.
(Consumer Durables &
Apparel)†
265,181
3,547,844
Hon Hai Precision Industry Co.,
Ltd. (Technology Hardware
& Equipment)†
892,545
5,289,450
 
Shares
Value
COMMON STOCKS - 94.2% (continued)
Taiwan - 16.1% (continued)
Taiwan Semiconductor
Manufacturing Co., Ltd.
(Semiconductors &
Semiconductor Equipment)†
406,527
$15,703,408
 
44,015,004
Thailand - 0.5%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
266,955
1,388,689
United Arab Emirates - 1.7%
Emaar Properties PJSC (Real
Estate Management &
Development)†
1,163,984
4,795,268
United Kingdom - 1.1%
Coca-Cola HBC AG - CDI
(Food, Beverage &
Tobacco)*†
57,948
3,014,325
United States - 3.0%
EPAM Systems Inc. (Software &
Services)*
10,675
1,683,554
Globant SA (Software &
Services)*
23,155
1,951,040
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
1,947
4,621,964
 
8,256,558
Vietnam - 1.4%
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
1,548,500
3,814,574
Total Common Stocks (Cost $208,326,841)
$257,569,707
PREFERRED STOCKS - 1.9%
Brazil - 1.1%
Itau Unibanco Holding SA -
Sponsored ADR, 3.97%
(Banks)+
504,366
3,162,375
Colombia - 0.5%
Grupo Cibest SA - ADR, 3.23%
(Banks)+
29,976
1,301,558
South Korea - 0.3%
Samsung Electronics Co., Ltd. -
GDR, Reg S, 2.60%
(Technology Hardware &
Equipment)+†
711
715,117
Total Preferred Stocks (Cost $2,112,299)
$5,179,050
12

Harding, Loevner Funds, Inc.
Institutional Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
SHORT TERM INVESTMENTS - 4.2%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
11,303,203
$11,303,203
Total Short Term Investments (Cost $11,303,203)
$11,303,203
Total Investments — 100.3%
(Cost $221,742,343)
$274,051,960
Liabilities Less Other Assets - (0.3)%
(720,602
)
Net Assets — 100.0%
$273,331,358
Summary of Abbreviations
ADR
American Depositary Receipt
CDI
Chess Depositary Interest
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
*
Non-income producing security.
Investment categorized as level 2 security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 3.2%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
Investment categorized as level 3 security that is effectively
valued at zero.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
^^
Amount is less than 0.005%.
Industry
Percentage of
Net Assets
Automobiles & Components
3.2
%
Banks
14.9
Capital Goods
9.9
Consumer Discretionary Distribution & Retail
8.7
Consumer Durables & Apparel
5.6
Consumer Services
3.1
Consumer Staples Distribution & Retail
2.4
Energy
1.8
Financial Services
1.8
Food, Beverage & Tobacco
2.6
Health Care Equipment & Services
1.6
Insurance
6.4
Materials
1.0
Media & Entertainment
6.5
Real Estate Management & Development
1.7
Semiconductors & Semiconductor Equipment
9.3
Software & Services
3.5
Technology Hardware & Equipment
8.7
Telecommunication Services
1.7
Transportation
1.7
Money Market Fund
4.2
Total Investments
100.3
Liabilities Less Other Assets
(0.3
)
Net Assets
100.0
%
13

Harding, Loevner Funds, Inc.
Emerging Markets Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 94.4%
Brazil - 3.1%
B3 SA - Brasil Bolsa Balcao
(Financial Services)
1,389,409
$3,121,459
Lojas Renner SA (Consumer
Discretionary Distribution &
Retail)*
708,890
2,059,744
Raia Drogasil SA (Consumer
Staples Distribution & Retail)
750,800
1,806,087
WEG SA (Capital Goods)
909,848
6,029,853
 
13,017,143
China - 23.6%
Alibaba Group Holding Ltd.
(Consumer Discretionary
Distribution & Retail)†
873,236
12,880,987
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
218,181
7,957,316
Hefei Meiya Optoelectronic
Technology Inc., Class A
(Capital Goods)†
1,106,470
2,595,955
JD.com Inc., Class A (Consumer
Discretionary Distribution &
Retail)†
171,300
2,650,949
Li Ning Co., Ltd. (Consumer
Durables & Apparel)†
956,500
2,030,881
Midea Group Co., Ltd., Class A
(Consumer Durables &
Apparel)†
595,315
5,775,512
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
979,000
6,732,398
Sany Heavy Industry Co., Ltd.,
Class A (Capital Goods)†
1,421,400
3,934,893
SF Holding Co., Ltd., Class A
(Transportation)†
699,700
4,470,150
Shenzhen Inovance Technology
Co., Ltd., Class A (Capital
Goods)†
464,101
4,087,867
Shenzhen Mindray Bio-Medical
Electronics Co., Ltd., Class A
(Health Care Equipment &
Services)†
146,500
4,703,954
Shenzhou International Group
Holdings Ltd. (Consumer
Durables & Apparel)†
524,710
3,747,310
Tencent Holdings Ltd. (Media &
Entertainment)†
322,800
22,628,411
Trip.com Group Ltd. (Consumer
Services)†
210,650
13,210,734
Zhejiang Sanhua Intelligent
Controls Co., Ltd., Class A
(Capital Goods)†
629,799
2,291,494
 
99,698,811
Egypt - 1.4%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
3,059,279
5,853,165
 
Shares
Value
COMMON STOCKS - 94.4% (continued)
Hong Kong - 3.8%
AIA Group Ltd. (Insurance)†
839,271
$7,852,623
ASMPT Ltd. (Semiconductors &
Semiconductor Equipment)†
251,845
2,124,634
Budweiser Brewing Co. APAC
Ltd. (Food, Beverage &
Tobacco)^†
1,144,900
1,205,195
Techtronic Industries Co., Ltd.
(Capital Goods)†
404,860
4,866,313
 
16,048,765
India - 15.1%
Asian Paints Ltd. (Materials)†
43,472
1,187,165
Bajaj Auto Ltd. (Automobiles &
Components)†
30,981
2,820,916
HDFC Bank Ltd. (Banks)†
844,735
19,400,839
HDFC Life Insurance Co., Ltd.
(Insurance)^†
719,310
6,166,411
ICICI Bank Ltd. (Banks)†
652,614
11,018,883
Maruti Suzuki India Ltd.
(Automobiles &
Components)†
74,479
10,702,204
Supreme Industries Ltd.
(Materials)†
62,788
3,065,603
Tata Consultancy Services Ltd.
(Software & Services)†
275,225
9,481,102
 
63,843,123
Indonesia - 2.8%
Astra International Tbk PT
(Capital Goods)†
11,549,500
3,566,807
Bank Central Asia Tbk PT
(Banks)†
5,633,864
2,810,275
Bank Rakyat Indonesia Persero
Tbk PT (Banks)†
16,314,836
3,640,202
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
9,609,900
1,666,499
 
11,683,783
Italy - 1.8%
Tenaris SA - ADR (Energy)
222,132
7,761,292
Kazakhstan - 1.0%
Kaspi.KZ JSC - ADR (Financial
Services)
54,215
4,277,563
Kenya - 1.3%
Safaricom plc
(Telecommunication
Services)†
26,438,873
5,382,806
Mexico - 3.7%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
59,492
5,381,646
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
528,874
4,713,188
14

Harding, Loevner Funds, Inc.
Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 94.4% (continued)
Mexico - 3.7% (continued)
Wal-Mart de Mexico SAB de CV
(Consumer Staples
Distribution & Retail)
1,855,215
$5,468,779
 
15,563,613
Panama - 0.7%
Copa Holdings SA, Class A
(Transportation)
27,712
3,066,610
Poland - 1.4%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
614,387
6,040,908
Russia - 0.0%^^
Sberbank of Russia PJSC
(Banks)‡
20,812,636
Saudi Arabia - 1.7%
Al Rajhi Bank (Banks)†
187,342
4,716,778
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
56,851
2,536,243
 
7,253,021
South Africa - 2.6%
Clicks Group Ltd. (Consumer
Staples Distribution &
Retail)†
150,459
3,144,820
Discovery Ltd. (Insurance)†
297,471
3,512,487
Standard Bank Group Ltd.
(Banks)†
339,589
4,350,079
 
11,007,386
South Korea - 6.5%
Coway Co., Ltd. (Consumer
Durables & Apparel)†
83,281
6,522,650
NAVER Corp. (Media &
Entertainment)†
27,186
4,593,620
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
12,898
16,130,506
 
27,246,776
Taiwan - 16.1%
Airtac International Group
(Capital Goods)†
201,823
5,751,658
ASPEED Technology Inc.
(Semiconductors &
Semiconductor Equipment)†
83,309
12,652,587
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
610,000
11,527,277
Eclat Textile Co., Ltd.
(Consumer Durables &
Apparel)†
414,846
5,550,205
Hon Hai Precision Industry Co.,
Ltd. (Technology Hardware
& Equipment)†
1,377,146
8,161,320
 
Shares
Value
COMMON STOCKS - 94.4% (continued)
Taiwan - 16.1% (continued)
Taiwan Semiconductor
Manufacturing Co., Ltd.
(Semiconductors &
Semiconductor Equipment)†
627,147
$24,225,562
 
67,868,609
Thailand - 0.5%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
422,800
2,199,388
United Arab Emirates - 1.8%
Emaar Properties PJSC (Real
Estate Management &
Development)†
1,799,097
7,411,745
United Kingdom - 1.1%
Coca-Cola HBC AG - CDI
(Food, Beverage &
Tobacco)*†
89,145
4,637,122
United States - 3.0%
EPAM Systems Inc. (Software &
Services)*
16,338
2,576,666
Globant SA (Software &
Services)*
37,365
3,148,375
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
2,998
7,116,922
 
12,841,963
Vietnam - 1.4%
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
2,349,100
5,786,772
Total Common Stocks (Cost $260,626,128)
$398,490,364
PREFERRED STOCKS - 1.8%
Brazil - 1.1%
Itau Unibanco Holding SA -
Sponsored ADR, 3.97%
(Banks)+
754,093
4,728,163
Colombia - 0.5%
Grupo Cibest SA - ADR, 3.23%
(Banks)+
47,433
2,059,541
South Korea - 0.2%
Samsung Electronics Co., Ltd. -
GDR, Reg S, 2.60%
(Technology Hardware &
Equipment)+†
1,057
1,063,120
Total Preferred Stocks (Cost $3,474,011)
$7,850,824
15

Harding, Loevner Funds, Inc.
Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
SHORT TERM INVESTMENTS - 3.9%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
16,387,444
$16,387,444
Total Short Term Investments (Cost $16,387,444)
$16,387,444
Total Investments — 100.1%
(Cost $280,487,583)
$422,728,632
Liabilities Less Other Assets - (0.1)%
(512,877
)
Net Assets — 100.0%
$422,215,755
Summary of Abbreviations
ADR
American Depositary Receipt
CDI
Chess Depositary Interest
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
*
Non-income producing security.
Investment categorized as level 2 security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 3.2%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
Investment categorized as level 3 security that is effectively
valued at zero.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
^^
Amount is less than 0.005%.
Industry
Percentage of
Net Assets
Automobiles & Components
3.2
%
Banks
15.0
Capital Goods
9.6
Consumer Discretionary Distribution & Retail
8.6
Consumer Durables & Apparel
5.7
Consumer Services
3.1
Consumer Staples Distribution & Retail
2.5
Energy
1.8
Financial Services
1.8
Food, Beverage & Tobacco
2.7
Health Care Equipment & Services
1.6
Insurance
6.4
Materials
1.0
Media & Entertainment
6.5
Real Estate Management & Development
1.8
Semiconductors & Semiconductor Equipment
9.3
Software & Services
3.5
Technology Hardware & Equipment
8.6
Telecommunication Services
1.7
Transportation
1.8
Money Market Fund
3.9
Total Investments
100.1
Liabilities Less Other Assets
(0.1
)
Net Assets
100.0
%
16

Harding, Loevner Funds, Inc.
Emerging Markets ex China Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.5%
Brazil - 3.4%
B3 SA - Brasil Bolsa Balcao
(Financial Services)
8,300
$18,647
Raia Drogasil SA (Consumer
Staples Distribution & Retail)
8,900
21,409
WEG SA (Capital Goods)
12,400
82,179
 
122,235
Egypt - 1.2%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
23,683
45,311
India - 22.6%
Asian Paints Ltd. (Materials)†
1,512
41,291
Bajaj Auto Ltd. (Automobiles &
Components)†
617
56,180
HDFC Asset Management Co.,
Ltd. (Financial Services)^†
1,068
68,539
HDFC Bank Ltd. (Banks)†
7,314
167,979
HDFC Life Insurance Co., Ltd.
(Insurance)^†
9,668
82,881
ICICI Bank Ltd. (Banks)†
8,846
149,358
Maruti Suzuki India Ltd.
(Automobiles &
Components)†
987
141,826
Tata Consultancy Services Ltd.
(Software & Services)†
3,259
112,268
 
820,322
Indonesia - 3.7%
Astra International Tbk PT
(Capital Goods)†
143,100
44,193
Bank Central Asia Tbk PT
(Banks)†
69,100
34,468
Bank Rakyat Indonesia Persero
Tbk PT (Banks)†
152,400
34,004
Telkom Indonesia Persero Tbk
PT (Telecommunication
Services)†
116,100
20,134
 
132,799
Kazakhstan - 1.6%
Kaspi.KZ JSC - ADR (Financial
Services)
737
58,149
Kenya - 1.3%
Safaricom plc
(Telecommunication
Services)†
241,300
49,127
Mexico - 4.9%
Fomento Economico Mexicano
SAB de CV - Sponsored
ADR (Food, Beverage &
Tobacco)
661
59,794
Grupo Financiero Banorte SAB
de CV, Series O (Banks)
6,700
59,709
 
Shares
Value
COMMON STOCKS - 96.5% (continued)
Mexico - 4.9% (continued)
Wal-Mart de Mexico SAB de CV
(Consumer Staples
Distribution & Retail)
20,300
$59,840
 
179,343
Panama - 1.0%
Copa Holdings SA, Class A
(Transportation)
315
34,858
Peru - 0.8%
Credicorp Ltd. (Banks)
116
27,492
Philippines - 3.9%
International Container Terminal
Services Inc.
(Transportation)†
7,500
57,416
Jollibee Foods Corp. (Consumer
Services)†
11,800
43,831
Wilcon Depot Inc. (Consumer
Discretionary Distribution &
Retail)†
225,700
38,606
 
139,853
Poland - 1.3%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
4,837
47,559
Saudi Arabia - 4.9%
Al Rajhi Bank (Banks)†
2,320
58,412
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
812
36,225
Mouwasat Medical Services Co.
(Health Care Equipment &
Services)†
1,743
35,068
Saudi Arabian Oil Co.
(Energy)^†
7,625
49,366
 
179,071
South Africa - 2.8%
Clicks Group Ltd. (Consumer
Staples Distribution &
Retail)†
2,059
43,036
Standard Bank Group Ltd.
(Banks)†
4,662
59,720
 
102,756
South Korea - 13.0%
Cheil Worldwide Inc. (Media &
Entertainment)†
4,408
63,120
Coway Co., Ltd. (Consumer
Durables & Apparel)†
1,570
122,964
NAVER Corp. (Media &
Entertainment)†
532
89,892
Samsung Electronics Co., Ltd. -
GDR, Reg S (Technology
Hardware & Equipment)†
157
196,347
 
472,323
Taiwan - 15.6%
Airtac International Group
(Capital Goods)†
1,200
34,198
17

Harding, Loevner Funds, Inc.
Emerging Markets ex China Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.5% (continued)
Taiwan - 15.6% (continued)
ASPEED Technology Inc.
(Semiconductors &
Semiconductor Equipment)†
300
$45,563
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
4,000
75,589
Hon Hai Precision Industry Co.,
Ltd. (Technology Hardware
& Equipment)†
8,000
47,410
Taiwan Semiconductor
Manufacturing Co., Ltd.
(Semiconductors &
Semiconductor Equipment)†
9,400
363,105
 
565,865
Thailand - 1.9%
Bangkok Dusit Medical Services
pcl, Class F, Reg S (Health
Care Equipment &
Services)†
42,200
27,763
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
8,100
42,136
 
69,899
United Arab Emirates - 2.6%
Agthia Group PJSC (Food,
Beverage & Tobacco)†
25,666
29,760
Emaar Properties PJSC (Real
Estate Management &
Development)†
15,779
65,005
 
94,765
United Kingdom - 3.6%
Baltic Classifieds Group plc
(Media & Entertainment)†
15,165
71,540
Coca-Cola HBC AG - CDI
(Food, Beverage &
Tobacco)*†
1,106
57,532
 
129,072
United States - 4.9%
EPAM Systems Inc. (Software &
Services)*
227
35,800
Globant SA (Software &
Services)*
454
38,254
MercadoLibre Inc. (Consumer
Discretionary Distribution &
Retail)*
43
102,077
 
176,131
Vietnam - 1.5%
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
22,100
54,441
Total Common Stocks (Cost $2,978,511)
$3,501,371
 
Shares
Value
PREFERRED STOCKS - 3.1%
Brazil - 2.0%
Itau Unibanco Holding SA -
Sponsored ADR, 3.97%
(Banks)+
11,251
$70,544
Colombia - 1.1%
Grupo Cibest SA - ADR, 3.23%
(Banks)+
918
39,860
Total Preferred Stocks (Cost $89,551)
$110,404
SHORT TERM INVESTMENTS - 1.3%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
48,090
48,090
Total Short Term Investments (Cost $48,090)
$48,090
Total Investments — 100.9%
(Cost $3,116,152)
$3,659,865
Liabilities Less Other Assets - (0.9)%
(32,425
)
Net Assets — 100.0%
$3,627,440
Summary of Abbreviations
ADR
American Depositary Receipt
CDI
Chess Depositary Interest
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 6.8%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
*
Non-income producing security.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
18

Harding, Loevner Funds, Inc.
Emerging Markets ex China Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
Industry
Percentage of
Net Assets
Automobiles & Components
5.5
%
Banks
20.5
Capital Goods
4.4
Consumer Discretionary Distribution & Retail
6.7
Consumer Durables & Apparel
3.4
Consumer Services
1.2
Consumer Staples Distribution & Retail
3.5
Energy
1.3
Financial Services
4.0
Food, Beverage & Tobacco
4.0
Health Care Equipment & Services
2.9
Insurance
3.3
Materials
1.1
Media & Entertainment
6.2
Real Estate Management & Development
1.8
Semiconductors & Semiconductor Equipment
11.3
Software & Services
5.2
Technology Hardware & Equipment
8.8
Telecommunication Services
1.9
Transportation
2.6
Money Market Fund
1.3
Total Investments
100.9
Liabilities Less Other Assets
(0.9
)
Net Assets
100.0
%
19

Harding, Loevner Funds, Inc.
Chinese Equity Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.6%
China - 77.9%
Alibaba Group Holding Ltd.
(Consumer Discretionary
Distribution & Retail)†
11,500
$169,635
ANTA Sports Products Ltd.
(Consumer Durables &
Apparel)†
5,000
57,351
China Tower Corp., Ltd.,
Class H (Telecommunication
Services)^†
53,500
74,987
Contemporary Amperex
Technology Co., Ltd.,
Class A (Capital Goods)†
2,540
92,637
Dongguan Yiheda Automation
Co., Ltd., Class A (Capital
Goods)†
18,400
59,737
Foshan Haitian Flavouring &
Food Co., Ltd., Class A
(Food, Beverage &
Tobacco)†
3,498
18,616
Fuyao Glass Industry Group Co.,
Ltd., Class A (Automobiles
& Components)†
3,900
29,589
Fuyao Glass Industry Group Co.,
Ltd., Class H (Automobiles
& Components)^†
4,800
34,712
Haier Smart Home Co., Ltd.,
Class H (Consumer Durables
& Apparel)†
6,200
19,520
Haitian International Holdings
Ltd. (Capital Goods)†
25,020
67,302
Hangzhou Tigermed Consulting
Co., Ltd., Class H
(Pharmaceuticals,
Biotechnology & Life
Sciences)^†
6,200
44,065
Hefei Meiya Optoelectronic
Technology Inc., Class A
(Capital Goods)†
16,680
39,134
Hongfa Technology Co., Ltd.,
Class A (Capital Goods)†
8,372
28,347
Inner Mongolia Yili Industrial
Group Co., Ltd., Class A
(Food, Beverage &
Tobacco)†
19,600
74,544
JD.com Inc., Class A (Consumer
Discretionary Distribution &
Retail)†
1,521
23,538
Kweichow Moutai Co., Ltd.,
Class A (Food, Beverage &
Tobacco)†
270
53,288
Li Ning Co., Ltd. (Consumer
Durables & Apparel)†
20,500
43,526
LONGi Green Energy
Technology Co., Ltd.,
Class A (Semiconductors &
Semiconductor
Equipment)*†
11,060
24,067
Meituan, Class B (Consumer
Services)*^†
3,530
54,712
 
Shares
Value
COMMON STOCKS - 96.6% (continued)
China - 77.9% (continued)
Midea Group Co., Ltd., Class A
(Consumer Durables &
Apparel)†
4,400
$42,687
NetEase Inc. (Media &
Entertainment)†
2,700
70,441
Ping An Insurance Group Co. of
China Ltd., Class H
(Insurance)†
12,500
85,960
Proya Cosmetics Co., Ltd.,
Class A (Household &
Personal Products)†
4,600
52,366
Qingdao Haier Biomedical Co.,
Ltd., Class A (Health Care
Equipment & Services)†
11,200
51,424
Sany Heavy Industry Co., Ltd.,
Class A (Capital Goods)†
18,300
50,660
SF Holding Co., Ltd., Class A
(Transportation)†
8,900
56,859
Shandong Sinocera Functional
Material Co., Ltd., Class A
(Materials)†
14,100
35,810
Shanghai Friendess Electronic
Technology Corp., Ltd.,
Class A (Technology
Hardware & Equipment)†
2,660
48,248
Shenzhen Inovance Technology
Co., Ltd., Class A (Capital
Goods)†
6,600
58,134
Shenzhen Mindray Bio-Medical
Electronics Co., Ltd., Class A
(Health Care Equipment &
Services)†
1,500
48,163
Shenzhou International Group
Holdings Ltd. (Consumer
Durables & Apparel)†
7,000
49,992
Tencent Holdings Ltd. (Media &
Entertainment)†
5,200
364,522
TravelSky Technology Ltd.,
Class H (Consumer
Services)†
67,000
106,562
Trip.com Group Ltd. (Consumer
Services)†
1,396
87,549
Wuliangye Yibin Co., Ltd.,
Class A (Food, Beverage &
Tobacco)†
1,100
18,499
WuXi AppTec Co., Ltd., Class H
(Pharmaceuticals,
Biotechnology & Life
Sciences)^†
3,400
45,809
Zhejiang Sanhua Intelligent
Controls Co., Ltd., Class A
(Capital Goods)†
7,400
26,925
Zhejiang Shuanghuan Driveline
Co., Ltd., Class A
(Automobiles &
Components)†
8,400
38,530
ZTO Express Cayman Inc.
(Transportation)†
3,800
74,414
 
2,422,861
20

Harding, Loevner Funds, Inc.
Chinese Equity Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 96.6% (continued)
Hong Kong - 10.8%
AIA Group Ltd. (Insurance)†
13,600
$127,248
ASMPT Ltd. (Semiconductors &
Semiconductor Equipment)†
1,400
11,811
Budweiser Brewing Co. APAC
Ltd. (Food, Beverage &
Tobacco)^†
27,400
28,843
Hong Kong Exchanges &
Clearing Ltd. (Financial
Services)†
2,100
114,306
Techtronic Industries Co., Ltd.
(Capital Goods)†
4,500
54,089
 
336,297
Taiwan - 7.9%
Airtac International Group
(Capital Goods)†
3,300
94,045
Delta Electronics Inc.
(Technology Hardware &
Equipment)†
8,000
151,177
 
245,222
Total Common Stocks (Cost $3,225,557)
$3,004,380
SHORT TERM INVESTMENTS - 4.3%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
135,229
135,229
Total Short Term Investments (Cost $135,229)
$135,229
Total Investments — 100.9%
(Cost $3,360,786)
$3,139,609
Liabilities Less Other Assets - (0.9)%
(28,495
)
Net Assets — 100.0%
$3,111,114
Investment categorized as level 2 security.
^Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 9.1% of net
assets as of July 31, 2025, are considered liquid and may be resold
in transactions exempt from registration, normally to qualified
buyers.
*Non-income producing security.
Industry
Percentage of
Net Assets
Automobiles & Components
3.2
%
Capital Goods
18.4
Consumer Discretionary Distribution & Retail
6.3
Consumer Durables & Apparel
6.8
Consumer Services
8.0
Financial Services
3.7
Food, Beverage & Tobacco
6.2
Health Care Equipment & Services
3.2
Household & Personal Products
1.7
Insurance
6.9
Materials
1.1
Media & Entertainment
14.0
Pharmaceuticals, Biotechnology & Life Sciences
2.9
Semiconductors & Semiconductor Equipment
1.2
Technology Hardware & Equipment
6.4
Telecommunication Services
2.4
Transportation
4.2
Money Market Fund
4.3
Total Investments
100.9
Liabilities Less Other Assets
(0.9
)
Net Assets
100.0
%
21

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 95.2%
Bangladesh - 3.9%
BRAC Bank plc (Banks)†
4,571,298
$2,636,400
GrameenPhone Ltd.
(Telecommunication
Services)†
271,823
694,474
Square Pharmaceuticals plc
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
1,073,017
2,012,337
 
5,343,211
Colombia - 2.4%
Cementos Argos SA - Sponsored
ADR (Materials)#†
242,986
3,187,004
Croatia - 0.1%
Ericsson Nikola Tesla
(Technology Hardware &
Equipment)†
800
160,886
Egypt - 2.3%
Commercial International Bank
Egypt - GDR, Reg S
(Banks)†
1,612,397
3,084,918
Indonesia - 3.5%
Astra International Tbk PT
(Capital Goods)†
5,210,200
1,609,055
Bank Central Asia Tbk PT
(Banks)†
4,130,100
2,060,169
Sumber Alfaria Trijaya Tbk PT
(Consumer Staples
Distribution & Retail)†
7,766,600
1,091,300
 
4,760,524
Kazakhstan - 5.7%
Halyk Savings Bank of
Kazakhstan JSC - GDR, Reg
S (Banks)†
178,223
4,420,494
Kaspi.KZ JSC - ADR (Financial
Services)
42,027
3,315,931
 
7,736,425
Kenya - 3.3%
East African Breweries plc
(Food, Beverage &
Tobacco)†
323,700
527,821
Equity Group Holdings plc
(Banks)†
3,703,700
1,445,226
Safaricom plc
(Telecommunication
Services)†
12,585,050
2,562,245
 
4,535,292
Morocco - 9.6%
Attijariwafa Bank (Banks)†
52,434
4,278,822
Itissalat Al-Maghrib
(Telecommunication
Services)†
165,873
2,209,132
Societe d'Exploitation des Ports
(Transportation)†
65,556
6,470,884
 
12,958,838
 
Shares
Value
COMMON STOCKS - 95.2% (continued)
Peru - 9.0%
Alicorp SAA (Food, Beverage &
Tobacco)
513,758
$1,365,731
Cementos Pacasmayo SAA
(Materials)
1,129,276
1,361,104
Credicorp Ltd. (Banks)
27,343
6,480,291
Ferreycorp SAA (Capital Goods)
3,122,997
3,016,506
 
12,223,632
Philippines - 16.8%
Bank of the Philippine Islands
(Banks)†
1,233,920
2,493,054
BDO Unibank Inc. (Banks)†
1,069,231
2,606,252
Century Pacific Food Inc. (Food,
Beverage & Tobacco)†
2,232,400
1,410,061
International Container Terminal
Services Inc.
(Transportation)†
658,930
5,044,385
Jollibee Foods Corp. (Consumer
Services)†
765,560
2,843,689
Robinsons Retail Holdings Inc.
(Consumer Staples
Distribution & Retail)†
1,539,350
1,002,696
SM Prime Holdings Inc. (Real
Estate Management &
Development)†
8,422,400
3,338,766
Universal Robina Corp. (Food,
Beverage & Tobacco)†
984,620
1,488,978
Wilcon Depot Inc. (Consumer
Discretionary Distribution &
Retail)†
14,619,700
2,500,689
 
22,728,570
Poland - 1.9%
Allegro.eu SA (Consumer
Discretionary Distribution &
Retail)*^†
265,807
2,613,525
Romania - 7.3%
Banca Transilvania SA (Banks)†
965,028
5,984,293
Societatea Nationala de Gaze
Naturale ROMGAZ SA
(Energy)†
2,156,306
3,841,630
 
9,825,923
Saudi Arabia - 2.2%
Al Rajhi Bank (Banks)†
42,020
1,057,953
Bupa Arabia for Cooperative
Insurance Co. (Insurance)†
15,851
707,147
Mouwasat Medical Services Co.
(Health Care Equipment &
Services)†
58,166
1,170,258
 
2,935,358
Slovenia - 1.8%
Krka dd Novo mesto
(Pharmaceuticals,
Biotechnology & Life
Sciences)†
10,652
2,417,059
22

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
 
Shares
Value
COMMON STOCKS - 95.2% (continued)
Thailand - 0.7%
Bumrungrad Hospital pcl, Reg S
(Health Care Equipment &
Services)†
180,500
$938,953
United Arab Emirates - 2.6%
Agthia Group PJSC (Food,
Beverage & Tobacco)†
581,568
674,332
Emaar Properties PJSC (Real
Estate Management &
Development)†
683,855
2,817,279
 
3,491,611
United Kingdom - 5.5%
Airtel Africa plc
(Telecommunication
Services)^†
1,052,373
2,832,789
Baltic Classifieds Group plc
(Media & Entertainment)†
789,605
3,724,915
Helios Towers plc
(Telecommunication
Services)*†
534,934
838,305
 
7,396,009
United States - 2.1%
EPAM Systems Inc. (Software &
Services)*
6,127
966,289
Globant SA (Software &
Services)*
21,820
1,838,553
 
2,804,842
Vietnam - 14.5%
Bank for Foreign Trade of
Vietnam JSC (Banks)*†
1,796,735
4,099,130
FPT Corp. (Software &
Services)†
675,375
2,652,664
Hoa Phat Group JSC
(Materials)*†
3,682,402
3,474,456
Mobile World Investment Corp.
(Consumer Discretionary
Distribution & Retail)†
1,653,900
4,074,216
Sai Gon Cargo Service Corp.
(Transportation)†
501,594
1,223,268
Saigon Beer Alcohol Beverage
Corp. (Food, Beverage &
Tobacco)†
1,025,720
1,852,163
Vietnam Dairy Products JSC
(Food, Beverage &
Tobacco)†
995,894
2,305,927
 
19,681,824
Total Common Stocks (Cost $87,408,987)
$128,824,404
 
Shares
Value
PREFERRED STOCKS - 3.0%
Colombia - 3.0%
Grupo Cibest SA - ADR, 3.23%
(Banks)+
95,155
$4,131,630
Total Preferred Stocks (Cost $2,981,566)
$4,131,630
PARTICIPATION NOTES - 0.7%
Qatar - 0.7%
Qatar National Bank, Issued by
HSBC BANK PLC, Maturity
Date 5/28/26 (Banks)^†
171,904
885,254
Total Participation Notes (Cost $819,398)
$885,254
SHORT TERM INVESTMENTS - 1.5%
Northern Institutional Funds -
Treasury Portfolio (Premier
Shares), 4.15% (Money
Market Funds)
2,043,551
2,043,551
Total Short Term Investments (Cost $2,043,551)
$2,043,551
Total Investments — 100.4%
(Cost $93,253,502)
$135,884,839
Liabilities Less Other Assets - (0.4)%
(498,480
)
Net Assets — 100.0%
$135,386,359
Summary of Abbreviations
ADR
American Depositary Receipt
GDR
Global Depositary Receipt
Reg S
Security sold outside United States without registration under
the Securities Act of 1933.
Investment categorized as level 2 security.
#
Security valued at fair value as determined in good faith under
policies and procedures established by and under the
supervision of the Portfolio’s Board of Directors.
*
Non-income producing security.
^
Security exempt from registration pursuant to Rule 144A of the
Securities Act of 1933. These securities, which represent 4.7%
of net assets as of July 31, 2025, are considered liquid and may
be resold in transactions exempt from registration, normally to
qualified buyers.
+
Current yield is disclosed. Dividends are calculated based on a
percentage of the issuer’s net income.
23

Harding, Loevner Funds, Inc.
Frontier Emerging Markets Portfolio
Portfolio of Investments (continued)
July 31, 2025 (unaudited)
Industry
Percentage of
Net Assets
Banks
33.6
%
Capital Goods
3.4
Consumer Discretionary Distribution & Retail
6.8
Consumer Services
2.1
Consumer Staples Distribution & Retail
1.5
Energy
2.9
Financial Services
2.4
Food, Beverage & Tobacco
7.2
Health Care Equipment & Services
1.6
Insurance
0.5
Materials
6.0
Media & Entertainment
2.8
Pharmaceuticals, Biotechnology & Life Sciences
3.3
Real Estate Management & Development
4.6
Software & Services
4.0
Technology Hardware & Equipment
0.1
Telecommunication Services
6.7
Transportation
9.4
Money Market Fund
1.5
Total Investments
100.4
Liabilities Less Other Assets
(0.4
)
Net Assets
100.0
%
24