Related Party Transactions (Tables)

12 Months Ended

Dec. 31, 2014

Related party activity for the years ended December 31, 2014 and 2013 is summarized as follows:

SUMMARY OF LOANS TO RELATED PARTIES


At or for the Years Ended December 31,	2014			2013
Balance, beginning of year	$	50,417		$	57,821
Additions		1,049			1,845
Other reductions⁽¹⁾		(123	)		(574	)
Repayments		(13,276	)		(8,675	)

Balance, end of year	$	38,066		$	50,417

⁽¹⁾	Represents balances at the beginning of the period for related parties who left the Company during the course of the year.

Summary of Leases

Terms of these five agreements at December 31, 2014 are as follows:

SUMMARY OF LEASES WITH AFFILIATES


December 31, 2014	Annual Rental Payment		Renewal Option Remaining	Annual Rental Increases
Expiration date:
January 2017	$	167	2 five-year terms	Fixed
October 2017⁽¹⁾		1,354	2 five-year terms	CPI
August 2025⁽²⁾		527	4 five-year terms	Fixed
January 2027		174	4 five-year terms	Fixed
June 2029⁽³⁾		269	4 five-year terms	CPI

(1)	This lease was amended in January 2015 retroactive to November 2014 and previously had an expiration in October 2027.

(2)	This lease is recorded as a $4.4 million obligation under capital lease at December 31, 2014.

(3)	This lease is recorded as a $2.7 million obligation under capital lease at December 31, 2014.

- Definition

Tabular disclosure of a lessee's leasing arrangements including: (1) the basis on which contingent rental payments are determined, (2) the existence and terms of renewal or purchase options and escalation clauses, (3) restrictions imposed by lease arrangements, such as those concerning dividends, additional debt, and further leasing, (4) rent holidays, rent concessions, or leasehold improvement incentives and unusual provisions or conditions. Disclosure may also include the specific period used to amortize material leasehold improvements made at the inception of the lease or during the lease term. Additionally, for operating leases having initial or remaining noncancelable lease terms in excess of one year: (a) future minimum rental payments required as of the date of the latest balance sheet presented, in the aggregate and for each of the five succeeding fiscal years, (b) the total of minimum rentals to be received in the future under noncancelable subleases as of the date of the latest balance sheet presented, and (c) for all operating leases, rental expense for each period for which an income statement is presented, with separate amounts for minimum rentals, contingent rentals, and sublease rentals. Rental payments under leases with terms of a month or less that were not renewed need not be included.

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