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<edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/ncen">
  <schemaVersion>X0201</schemaVersion>
  <headerData>
    <submissionType>N-CEN</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0001016809</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <flags>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
        <confirmingCopyFlag>false</confirmingCopyFlag>
      </flags>
      <investmentCompanyType>N-4</investmentCompanyType>
    </filerInfo>
    <seriesClass>
      <reportClass>
        <rptIncludeAllClassesFlag>true</rptIncludeAllClassesFlag>
      </reportClass>
    </seriesClass>
  </headerData>
  <formData>
    <generalInfo reportEndingPeriod="2018-12-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>RETIREMENT BUILDER VARIABLE ANNUITY ACCOUNT</registrantFullName>
      <investmentCompFileNo>811-07689</investmentCompFileNo>
      <registrantCik>0001016809</registrantCik>
      <registrantLei>549300GD5ZWJHRGUVR44</registrantLei>
      <registrantstreet1>4333 Edgewood Road NE</registrantstreet1>
      <registrantcity>Cedar Rapids</registrantcity>
      <registrantzipCode>52499</registrantzipCode>
      <registrantstate>US-IA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>8005256205</registrantphoneNumber>
      <websites>
        <website webpage="www.transamerica.com"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Transamerica Life Insurance Company</officeName>
          <officeAddress1>4333 Edgewood Road NE</officeAddress1>
          <officeCity>Cedar Rapids</officeCity>
          <officeStateCountry officeState="US-IA" officeCountry="US"/>
          <officeRecordsZipCode>52499</officeRecordsZipCode>
          <officePhone>8005256205</officePhone>
          <booksRecordsDesc>Records required to be maintained by Section 31(a) of the Investments Company Act of 1940 and Rules 31a-1 to 31a-3 promulgated thereunder</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>Y</isRegistrantFirstFiling>
      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <registrantFamilyInvComp isRegistrantFamilyInvComp="Y" familyInvCompFullName="Transamerica Life Insurance Company"/>
      <registrantClassificationType>N-4</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Michael Gordon Rae</ccoName>
          <crdNumber>004850279</crdNumber>
          <ccoStreet1>1801 California Street</ccoStreet1>
          <ccoCity>Denver</ccoCity>
          <ccoStateCountry ccoState="US-CO" ccoCountry="US"/>
          <ccoZipCode>80202</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>N</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="N/A" ccoEmployerId="N/A"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <isExemptionFromAct>N</isExemptionFromAct>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>Transamerica Capital, Inc.</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-24829</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000008217</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-CA" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>PricewaterhouseCoopers LLP</publicAccountantName>
          <pcaobNumber>00238</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-NY" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
    </registrantInfo>
    <unitInvestmentTrust>
      <depositors>
        <depositor>
          <depositorName>Transamerica Life Insurance Company</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>IESWU3ORVB7T21TZOK62</depositorLei>
          <depositorStateCountry depositorState="US-IA" depositorCountry="US"/>
          <depositorUltimateParentname>Aegon N.V.</depositorUltimateParentname>
        </depositor>
      </depositors>
      <uitAdmins>
        <uitAdmin>
          <uitAdminName>Transamerica Life Insurance Company</uitAdminName>
          <uitAdminLei>IESWU3ORVB7T21TZOK62</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>Y</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
      </uitAdmins>
      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount isRegistrantSeparateInsuranceAccount="Y" separateAccountSeriesId="S000006781"/>
      <numOfContracts>9798</numOfContracts>
      <contractSecurities>
        <contractSecurity separateAccountSecurityName="Retirement Income Builder Variable Annuity" separateAccountContractId="C000018380" separateAccountTotalAsset="66321999.980000000000" numContractsSold="0" grossPremiumReceived="1040872.610000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="8961745.790000000000" contractValueRedeemedSection1035="1439562.610000000000" numContractsAffectedRedeemed="19"/>
        <contractSecurity separateAccountSecurityName="Principal-Plus Variable Annuity" separateAccountContractId="C000132446" separateAccountTotalAsset="484625.790000000000" numContractsSold="0" grossPremiumReceived="51217.290000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="49761.790000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Immediate Income Builder II" separateAccountContractId="C000132447" separateAccountTotalAsset="0.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="227147.090000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Retirement Income Builder - BAI Variable Annuity" separateAccountContractId="C000132448" separateAccountTotalAsset="66321999.980000000000" numContractsSold="0" grossPremiumReceived="1040872.610000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="8961745.790000000000" contractValueRedeemedSection1035="1439562.610000000000" numContractsAffectedRedeemed="19"/>
        <contractSecurity separateAccountSecurityName="Transamerica Preferred Advantage Variable Annuity" separateAccountContractId="C000132449" separateAccountTotalAsset="34022942.400000000000" numContractsSold="0" grossPremiumReceived="344546.080000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="4138487.560000000000" contractValueRedeemedSection1035="215305.770000000000" numContractsAffectedRedeemed="6"/>
        <contractSecurity separateAccountSecurityName="Transamerica Traditions Variable Annuity" separateAccountContractId="C000132450" separateAccountTotalAsset="42987940.890000000000" numContractsSold="0" grossPremiumReceived="1880808.910000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="12013992.870000000000" contractValueRedeemedSection1035="3585427.960000000000" numContractsAffectedRedeemed="39"/>
        <contractSecurity separateAccountSecurityName="Transamerica Opportunity Builder Variable Annuity" separateAccountContractId="C000132451" separateAccountTotalAsset="42987940.890000000000" numContractsSold="0" grossPremiumReceived="1880808.910000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="12013992.870000000000" contractValueRedeemedSection1035="3585427.960000000000" numContractsAffectedRedeemed="39"/>
        <contractSecurity separateAccountSecurityName="Transamerica Principium Variable Annuity" separateAccountContractId="C000132452" separateAccountTotalAsset="17243830.560000000000" numContractsSold="0" grossPremiumReceived="3874705.520000000000" grossPremiumReceivedSection1035="97960.880000000000" numContractsAffected="1" contractValueRedeemed="25337334.720000000000" contractValueRedeemedSection1035="3188653.320000000000" numContractsAffectedRedeemed="22"/>
        <contractSecurity separateAccountSecurityName="Huntington Allstar Select" separateAccountContractId="C000132453" separateAccountTotalAsset="0.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="0.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Retirement Income Builder II Variable Annuity" separateAccountContractId="C000018381" separateAccountTotalAsset="31545494.780000000000" numContractsSold="0" grossPremiumReceived="399096.570000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="4228848.430000000000" contractValueRedeemedSection1035="637823.790000000000" numContractsAffectedRedeemed="40"/>
        <contractSecurity separateAccountSecurityName="Portfolio Select Variable Annuity" separateAccountContractId="C000018382" separateAccountTotalAsset="107279222.680000000000" numContractsSold="0" grossPremiumReceived="1812613.470000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="18570791.460000000000" contractValueRedeemedSection1035="2804061.310000000000" numContractsAffectedRedeemed="75"/>
        <contractSecurity separateAccountSecurityName="Immediate Income Builder" separateAccountContractId="C000018383" separateAccountTotalAsset="254825.540000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="0.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="One Income Annuity" separateAccountContractId="C000018384" separateAccountTotalAsset="47166.290000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="58893.309999999900" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="The Atlas Portfolio Builder Variable Annuity" separateAccountContractId="C000132442" separateAccountTotalAsset="52200578.610000000000" numContractsSold="0" grossPremiumReceived="365471.170000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="4978064.770000000000" contractValueRedeemedSection1035="407937.990000000000" numContractsAffectedRedeemed="24"/>
        <contractSecurity separateAccountSecurityName="Transamerica Access Variable Annuity" separateAccountContractId="C000132443" separateAccountTotalAsset="93554893.890000000000" numContractsSold="0" grossPremiumReceived="2501384.440000000000" grossPremiumReceivedSection1035="96873.860000000000" numContractsAffected="1" contractValueRedeemed="11154804.810000000000" contractValueRedeemedSection1035="762510.600000000000" numContractsAffectedRedeemed="24"/>
        <contractSecurity separateAccountSecurityName="Privilege Select Variable Annuity" separateAccountContractId="C000132444" separateAccountTotalAsset="3954038.930000000000" numContractsSold="0" grossPremiumReceived="3327.950000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="352445.740000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Premier Asset Builder Variable Annuity" separateAccountContractId="C000132445" separateAccountTotalAsset="4125845.390000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="1476214.190000000000" contractValueRedeemedSection1035="337136.400000000000" numContractsAffectedRedeemed="8"/>
      </contractSecurities>
      <isRule6C7Reliance>Y</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
    </unitInvestmentTrust>
    <signature registrantSignedName="RETIREMENT BUILDER VARIABLE ANNUITY ACCOUNT" signedDate="2019-03-12" signature="/s/ Eric J. Martin" title="Controller, Senior Vice President and Treasurer"/>
  </formData>
</edgarSubmission>
