The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLARIVATE PLC ORD SHS G21810109 1,826 61,452 SH   SOLE   61,452 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 8,710 65,536 SH   SOLE   65,536 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 400 4,293 SH   SOLE   4,293 0 0
ABBOT LABS COM 002824100 393 3,586 SH   SOLE   3,586 0 0
ABIOMED INC COM 003654100 411 1,267 SH   SOLE   1,267 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,783 9,564 SH   SOLE   9,564 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,813 20,680 SH   SOLE   20,680 0 0
ALPHABET INC CAP STK CL C 02079K107 12,063 6,886 SH   SOLE   6,886 0 0
ALPHABET INC CAP STK CL A 02079K305 2,233 1,274 SH   SOLE   1,274 0 0
AMAZON COM INC COM 023135106 697 214 SH   SOLE   214 0 0
AMGEN INC COM 031162100 11,904 51,774 SH   SOLE   51,774 0 0
APPLE INC COM 037833100 22,918 172,720 SH   SOLE   172,720 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 212 1,206 SH   SOLE   1,206 0 0
BANK OZK COM 06417N103 13,774 440,470 SH   SOLE   440,470 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,377 62,003 SH   SOLE   62,003 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 3,242 37,189 SH   SOLE   37,189 0 0
CDW CORP COM 12514G108 10,209 77,463 SH   SOLE   77,463 0 0
CHEMED CORP NEW COM 16359R103 10,361 19,453 SH   SOLE   19,453 0 0
CHEVRON CORP NEW COM 166764100 352 4,173 SH   SOLE   4,173 0 0
CINTAS CORP COM 172908105 10,036 28,395 SH   SOLE   28,395 0 0
CITIGROUP INC COM NEW 172967424 626 10,151 SH   SOLE   10,151 0 0
COCA COLA CO COM 191216100 375 6,842 SH   SOLE   6,842 0 0
COUPA SOFTWARE INC COM 22266L106 2,624 7,742 SH   SOLE   7,742 0 0
DISNEY WALT CO COM DISNEY 254687106 14,674 80,990 SH   SOLE   80,990 0 0
DOMINION ENERGY INC COM 25746U109 218 2,899 SH   SOLE   2,899 0 0
EASTERN BANKSHARES INC COM 27627N105 253 15,500 SH   SOLE   15,500 0 0
EBAY INC COM 278642103 10,907 217,046 SH   SOLE   217,046 0 0
ECOLAB INC COM 278865100 5,770 26,670 SH   SOLE   26,670 0 0
EXXON MOBIL CORP COM 30231G102 456 11,064 SH   SOLE   11,064 0 0
FACEBOOK INC CL A 30303M102 1,826 6,686 SH   SOLE   6,686 0 0
FEDEX CORP COM 31428X106 16,955 65,307 SH   SOLE   65,307 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 17,003 115,721 SH   SOLE   115,721 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 252 3,587 SH   SOLE   3,587 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 4,446 170,406 SH   SOLE   170,406 0 0
GALLAGHER ARTHUR J & CO COM 363576109 1,571 12,700 SH   SOLE   12,700 0 0
GENERAC HLDGS INC COM 368736104 4,892 21,512 SH   SOLE   21,512 0 0
GENERAL DYNAMICS CORP COM 369550108 284 1,908 SH   SOLE   1,908 0 0
GENERAL ELECTRIC CO COM 369604103 189 17,485 SH   SOLE   17,485 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 20,428 282,697 SH   SOLE   282,697 0 0
HEXCEL CORP NEW COM 428291108 4,937 101,824 SH   SOLE   101,824 0 0
HOME DEPOT INC COM 437076102 8,817 33,194 SH   SOLE   33,194 0 0
HONEYWELL INTL INC COM 438516106 345 1,622 SH   SOLE   1,622 0 0
IDEX CORP COM 45167R104 6,975 35,013 SH   SOLE   35,013 0 0
IDEXX LABS INC COM 45168D104 1,937 3,875 SH   SOLE   3,875 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 583 1,858 SH   SOLE   1,858 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,822 14,283 SH   SOLE   14,283 0 0
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 7,959 358,441 SH   SOLE   358,441 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 8,499 82,711 SH   SOLE   82,711 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 3,658 140,969 SH   SOLE   140,969 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 410 19,348 SH   SOLE   19,348 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 446 20,331 SH   SOLE   20,331 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 592 26,155 SH   SOLE   26,155 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 262 12,023 SH   SOLE   12,023 0 0
ISHARES INC MSCI FRNTR100ETF 464286145 4,280 150,984 SH   SOLE   150,984 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,339 3,567 SH   SOLE   3,567 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,048 7,585 SH   SOLE   7,585 0 0
ISHARES TR S&P 500 VAL ETF 464287408 455 3,550 SH   SOLE   3,550 0 0
ISHARES TR MSCI EAFE ETF 464287465 237 3,246 SH   SOLE   3,246 0 0
ISHARES TR NASDAQ BIOTECH 464287556 369 2,437 SH   SOLE   2,437 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 250 1,276 SH   SOLE   1,276 0 0
ISHARES TR RESIDENTIAL MULT 464288562 220 3,242 SH   SOLE   3,242 0 0
ISHARES TR MBS ETF 464288588 21,555 195,724 SH   SOLE   195,724 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 839 15,204 SH   SOLE   15,204 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 329 6,496 SH   SOLE   6,496 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 331 6,580 SH   SOLE   6,580 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,223 19,129 SH   SOLE   19,129 0 0
ISHARES TR MSCI USA VALUE 46432F388 801 9,216 SH   SOLE   9,216 0 0
ISHARES TR MSCI USA MMENTM 46432F396 8,256 51,185 SH   SOLE   51,185 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,149 45,579 SH   SOLE   45,579 0 0
ISHARES INC CORE MSCI EMKT 46434G103 991 15,972 SH   SOLE   15,972 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 564 13,423 SH   SOLE   13,423 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 487 17,920 SH   SOLE   17,920 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 1,989 52,830 SH   SOLE   52,830 0 0
JPMORGAN CHASE & CO COM 46625H100 14,295 112,493 SH   SOLE   112,493 0 0
JOHNSON & JOHNSON COM 478160104 759 4,825 SH   SOLE   4,825 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 3,586 86,900 SH   SOLE   86,900 0 0
LILLY ELI & CO COM 532457108 372 2,204 SH   SOLE   2,204 0 0
LOWES COS INC COM 548661107 641 3,991 SH   SOLE   3,991 0 0
MATCH GROUP INC NEW COM 57667L107 4,995 33,037 SH   SOLE   33,037 0 0
MERCADOLIBRE INC COM 58733R102 20,451 12,208 SH   SOLE   12,208 0 0
MERCK & CO. INC COM 58933Y105 252 3,078 SH   SOLE   3,078 0 0
MICROSOFT CORP COM 594918104 771 3,468 SH   SOLE   3,468 0 0
NEWMONT CORP COM 651639106 11,081 185,017 SH   SOLE   185,017 0 0
NEXTERA ENERGY INC COM 65339F101 2,532 32,820 SH   SOLE   32,820 0 0
NOVO-NORDISK A S ADR 670100205 7,010 100,359 SH   SOLE   100,359 0 0
OMNICOM GROUP INC COM 681919106 10,897 174,708 SH   SOLE   174,708 0 0
ORACLE CORP COM 68389X105 762 11,783 SH   SOLE   11,783 0 0
PAYCOM SOFTWARE INC COM 70432V102 6,123 13,539 SH   SOLE   13,539 0 0
PAYCHEX INC COM 704326107 214 2,298 SH   SOLE   2,298 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 479 37,019 SH   SOLE   37,019 0 0
PEPSICO INC COM 713448108 299 2,014 SH   SOLE   2,014 0 0
PFIZER INC COM 717081103 234 6,348 SH   SOLE   6,348 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 658 6,697 SH   SOLE   6,697 0 0
PROCTER AND GAMBLE CO COM 742718109 1,035 7,441 SH   SOLE   7,441 0 0
RPM INTL INC COM 749685103 346 3,806 SH   SOLE   3,806 0 0
ROCKWELL AUTOMATION INC COM 773903109 10,887 43,406 SH   SOLE   43,406 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 4,520 25,340 SH   SOLE   25,340 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 525 8,069 SH   SOLE   8,069 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 887 21,048 SH   SOLE   21,048 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,200 23,240 SH   SOLE   23,240 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,111 62,534 SH   SOLE   62,534 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,706 37,008 SH   SOLE   37,008 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 7,781 254,361 SH   SOLE   254,361 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 401 6,961 SH   SOLE   6,961 0 0
SALESFORCE COM INC COM 79466L302 3,526 15,845 SH   SOLE   15,845 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 591 6,495 SH   SOLE   6,495 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,441 136,785 SH   SOLE   136,785 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 549 4,272 SH   SOLE   4,272 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,935 32,975 SH   SOLE   32,975 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9,194 299,972 SH   SOLE   299,972 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 9,402 332,685 SH   SOLE   332,685 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 2,026 58,263 SH   SOLE   58,263 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 18,333 626,124 SH   SOLE   626,124 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 3,142 73,207 SH   SOLE   73,207 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 9,360 206,658 SH   SOLE   206,658 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,966 304,528 SH   SOLE   304,528 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 535 9,554 SH   SOLE   9,554 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 973 18,928 SH   SOLE   18,928 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 494 7,961 SH   SOLE   7,961 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,072 55,042 SH   SOLE   55,042 0 0
SERVICENOW INC COM 81762P102 6,002 10,905 SH   SOLE   10,905 0 0
SONY CORP SPONSORED ADR 835699307 18,118 179,211 SH   SOLE   179,211 0 0
STRYKER CORPORATION COM 853667101 252 1,027 SH   SOLE   1,027 0 0
SYSCO CORP COM 871829107 8,485 114,258 SH   SOLE   114,258 0 0
TJX COS INC NEW COM 872540109 12,682 185,706 SH   SOLE   185,706 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 15,800 144,903 SH   SOLE   144,903 0 0
TESLA INC COM 88160R101 7,911 11,210 SH   SOLE   11,210 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 347 744 SH   SOLE   744 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,766 31,295 SH   SOLE   31,295 0 0
UNITED PARCEL SERVICE INC CL B 911312106 442 2,624 SH   SOLE   2,624 0 0
VALE S A SPONSORED ADS 91912E105 2,898 172,903 SH   SOLE   172,903 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 4,872 135,258 SH   SOLE   135,258 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,116 139,255 SH   SOLE   139,255 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 229 1,671 SH   SOLE   1,671 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 406 4,876 SH   SOLE   4,876 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 344 1,765 SH   SOLE   1,765 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 490 2,518 SH   SOLE   2,518 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 9,059 154,195 SH   SOLE   154,195 0 0
VISA INC COM CL A 92826C839 11,507 52,609 SH   SOLE   52,609 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 349 10,400 SH   SOLE   10,400 0 0
WISDOMTREE TR US MULTIFACTOR 97717Y857 1,667 47,431 SH   SOLE   47,431 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 1,137 60,055 SH   SOLE   60,055 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 244 635 SH   SOLE   635 0 0