The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHECK POINT SOFTWARE TECH LT ORD M22465104 7,264 60,361 SH   SOLE   60,361 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 274 4,293 SH   SOLE   4,293 0 0
ABBOT LABS COM 002824100 361 3,321 SH   SOLE   3,321 0 0
ABIOMED INC COM 003654100 375 1,354 SH   SOLE   1,354 0 0
ADOBE INC COM 00724F101 4,739 9,662 SH   SOLE   9,662 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 5,966 20,295 SH   SOLE   20,295 0 0
ALPHABET INC CAP STK CL C 02079K107 10,143 6,902 SH   SOLE   6,902 0 0
ALPHABET INC CAP STK CL A 02079K305 1,794 1,224 SH   SOLE   1,224 0 0
AMAZON COM INC COM 023135106 951 302 SH   SOLE   302 0 0
AMGEN INC COM 031162100 12,194 47,977 SH   SOLE   47,977 0 0
APPLE INC COM 037833100 20,138 173,892 SH   SOLE   173,892 0 0
BANK OZK COM 06417N103 8,813 413,350 SH   SOLE   413,350 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12,111 56,873 SH   SOLE   56,873 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 3,063 36,914 SH   SOLE   36,914 0 0
CDW CORP COM 12514G108 8,541 71,456 SH   SOLE   71,456 0 0
CHEMED CORP NEW COM 16359R103 8,887 18,501 SH   SOLE   18,501 0 0
CHEVRON CORP NEW COM 166764100 343 4,769 SH   SOLE   4,769 0 0
CINTAS CORP COM 172908105 9,139 27,458 SH   SOLE   27,458 0 0
CITIGROUP INC COM NEW 172967424 434 10,061 SH   SOLE   10,061 0 0
COCA COLA CO COM 191216100 343 6,940 SH   SOLE   6,940 0 0
COUPA SOFTWARE INC COM 22266L106 4,740 17,284 SH   SOLE   17,284 0 0
DISNEY WALT CO COM DISNEY 254687106 9,801 78,991 SH   SOLE   78,991 0 0
DOMINION ENERGY INC COM 25746U109 226 2,868 SH   SOLE   2,868 0 0
EBAY INC COM 278642103 10,850 208,256 SH   SOLE   208,256 0 0
ECOLAB INC COM 278865100 5,249 26,264 SH   SOLE   26,264 0 0
EXXON MOBIL CORP COM 30231G102 480 13,987 SH   SOLE   13,987 0 0
FACEBOOK INC CL A 30303M102 1,751 6,686 SH   SOLE   6,686 0 0
FEDEX CORP COM 31428X106 16,188 64,362 SH   SOLE   64,362 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 12,317 112,934 SH   SOLE   112,934 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 4,180 161,713 SH   SOLE   161,713 0 0
GALLAGHER ARTHUR J & CO COM 363576109 285 2,700 SH   SOLE   2,700 0 0
GENERAC HLDGS INC COM 368736104 4,188 21,627 SH   SOLE   21,627 0 0
GENERAL DYNAMICS CORP COM 369550108 264 1,908 SH   SOLE   1,908 0 0
GENERAL ELECTRIC CO COM 369604103 86 13,814 SH   SOLE   13,814 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 13,702 274,262 SH   SOLE   274,262 0 0
HEXCEL CORP NEW COM 428291108 3,182 94,853 SH   SOLE   94,853 0 0
HOME DEPOT INC COM 437076102 9,285 33,434 SH   SOLE   33,434 0 0
IDEX CORP COM 45167R104 6,060 33,223 SH   SOLE   33,223 0 0
IDEXX LABS INC COM 45168D104 1,527 3,884 SH   SOLE   3,884 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 546 1,964 SH   SOLE   1,964 0 0
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 7,364 340,708 SH   SOLE   340,708 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 5,441 83,979 SH   SOLE   83,979 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 3,852 156,466 SH   SOLE   156,466 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 459 21,545 SH   SOLE   21,545 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 400 18,472 SH   SOLE   18,472 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 543 24,289 SH   SOLE   24,289 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 316 14,464 SH   SOLE   14,464 0 0
ISHARES INC MSCI FRNTR100ETF 464286145 1,779 69,519 SH   SOLE   69,519 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,180 3,511 SH   SOLE   3,511 0 0
ISHARES TR IBOXX INV CP ETF 464287242 944 7,008 SH   SOLE   7,008 0 0
ISHARES TR S&P 500 VAL ETF 464287408 337 2,994 SH   SOLE   2,994 0 0
ISHARES TR MSCI EAFE ETF 464287465 209 3,276 SH   SOLE   3,276 0 0
ISHARES TR NASDAQ BIOTECH 464287556 330 2,437 SH   SOLE   2,437 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 258 1,721 SH   SOLE   1,721 0 0
ISHARES TR MBS ETF 464288588 22,598 204,693 SH   SOLE   204,693 0 0
ISHARES TR SH TR CRPORT ETF 464288646 812 14,792 SH   SOLE   14,792 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 371 7,307 SH   SOLE   7,307 0 0
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 297 5,924 SH   SOLE   5,924 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,769 17,052 SH   SOLE   17,052 0 0
ISHARES TR MSCI USA VALUE 46432F388 513 6,950 SH   SOLE   6,950 0 0
ISHARES TR MSCI USA MMENTM 46432F396 5,755 39,046 SH   SOLE   39,046 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,762 45,821 SH   SOLE   45,821 0 0
ISHARES INC CORE MSCI EMKT 46434G103 847 16,049 SH   SOLE   16,049 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 381 10,689 SH   SOLE   10,689 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 330 13,561 SH   SOLE   13,561 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 1,669 49,104 SH   SOLE   49,104 0 0
JPMORGAN CHASE & CO COM 46625H100 10,090 104,810 SH   SOLE   104,810 0 0
JOHNSON & JOHNSON COM 478160104 639 4,290 SH   SOLE   4,290 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 4,234 86,889 SH   SOLE   86,889 0 0
LILLY ELI & CO COM 532457108 285 1,925 SH   SOLE   1,925 0 0
LOWES COS INC COM 548661107 650 3,916 SH   SOLE   3,916 0 0
MATCH GROUP INC NEW COM 57667L107 3,660 33,081 SH   SOLE   33,081 0 0
MCDONALDS CORP COM 580135101 201 915 SH   SOLE   915 0 0
MERCADOLIBRE INC COM 58733R102 12,941 11,955 SH   SOLE   11,955 0 0
MERCK & CO. INC COM 58933Y105 248 2,985 SH   SOLE   2,985 0 0
MICROSOFT CORP COM 594918104 574 2,731 SH   SOLE   2,731 0 0
NEWMONT CORP COM 651639106 10,771 169,752 SH   SOLE   169,752 0 0
NOVO-NORDISK A S ADR 670100205 6,829 98,355 SH   SOLE   98,355 0 0
OMNICOM GROUP INC COM 681919106 6,868 138,742 SH   SOLE   138,742 0 0
ORACLE CORP COM 68389X105 703 11,783 SH   SOLE   11,783 0 0
PAYCOM SOFTWARE INC COM 70432V102 5,266 16,915 SH   SOLE   16,915 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 378 36,680 SH   SOLE   36,680 0 0
PEPSICO INC COM 713448108 204 1,474 SH   SOLE   1,474 0 0
PFIZER INC COM 717081103 211 5,739 SH   SOLE   5,739 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 224 2,386 SH   SOLE   2,386 0 0
PROCTER AND GAMBLE CO COM 742718109 984 7,079 SH   SOLE   7,079 0 0
RPM INTL INC COM 749685103 338 4,085 SH   SOLE   4,085 0 0
ROCKWELL AUTOMATION INC COM 773903109 9,388 42,539 SH   SOLE   42,539 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 4,527 25,558 SH   SOLE   25,558 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 347 6,139 SH   SOLE   6,139 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 770 21,071 SH   SOLE   21,071 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,720 58,792 SH   SOLE   58,792 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,170 28,618 SH   SOLE   28,618 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,001 40,577 SH   SOLE   40,577 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 10,107 330,521 SH   SOLE   330,521 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 300 7,009 SH   SOLE   7,009 0 0
SALESFORCE COM INC COM 79466L302 4,001 15,921 SH   SOLE   15,921 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 578 7,256 SH   SOLE   7,256 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14,340 177,849 SH   SOLE   177,849 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 577 5,006 SH   SOLE   5,006 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,084 30,498 SH   SOLE   30,498 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,349 311,982 SH   SOLE   311,982 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 7,694 324,373 SH   SOLE   324,373 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,779 59,493 SH   SOLE   59,493 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15,520 631,655 SH   SOLE   631,655 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 521 15,774 SH   SOLE   15,774 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 7,936 204,905 SH   SOLE   204,905 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,256 326,639 SH   SOLE   326,639 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 554 9,876 SH   SOLE   9,876 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,055 20,489 SH   SOLE   20,489 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 491 7,961 SH   SOLE   7,961 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,835 56,403 SH   SOLE   56,403 0 0
SERVICENOW INC COM 81762P102 5,303 10,935 SH   SOLE   10,935 0 0
SONY CORP SPONSORED ADR 835699307 13,993 182,313 SH   SOLE   182,313 0 0
SYSCO CORP COM 871829107 5,241 84,232 SH   SOLE   84,232 0 0
TJX COS INC NEW COM 872540109 9,800 176,108 SH   SOLE   176,108 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 11,962 147,547 SH   SOLE   147,547 0 0
TESLA INC COM 88160R101 6,832 15,926 SH   SOLE   15,926 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 275 622 SH   SOLE   622 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,447 31,295 SH   SOLE   31,295 0 0
UNITED PARCEL SERVICE INC CL B 911312106 454 2,724 SH   SOLE   2,724 0 0
VALE S A SPONSORED ADS 91912E105 1,917 181,186 SH   SOLE   181,186 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 5,204 132,890 SH   SOLE   132,890 0 0
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 2,052 37,069 SH   SOLE   37,069 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,667 52,273 SH   SOLE   52,273 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 216 1,671 SH   SOLE   1,671 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 432 5,219 SH   SOLE   5,219 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 8,602 144,589 SH   SOLE   144,589 0 0
VISA INC COM CL A 92826C839 10,063 50,324 SH   SOLE   50,324 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 297 10,400 SH   SOLE   10,400 0 0
WISDOMTREE TR CBOE S&P 500 97717X560 3,722 139,076 SH   SOLE   139,076 0 0
WISDOMTREE TR US MULTIFACTOR 97717Y857 1,120 35,780 SH   SOLE   35,780 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 1,856 98,704 SH   SOLE   98,704 0 0