Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (857)	$ (2,756)
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for loan losses	(27)	72
Stock based compensation expense	20	26
Depreciation and amortization expense	260	259
Amortization and accretion of loan premiums and discounts and deferred charges	(65)	159
Amortization and accretion of premiums and discounts — securities	132	89
Decrease in accrued interest receivable	94	61
Increase in other assets	(4,800)	(162)
Decrease in other liabilities	(9,524)	(2,027)
Net cash used in operating activities	(14,767)	(4,279)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from principal payments, maturities and calls of investments: Available-for-sale	3,135	2,443
Proceeds from principal payments, maturities and calls of investments: Held-to-maturity	151	1,961
Payments for (Proceeds from) Other Loans and Leases	(33,178)	(1,883)
Loans purchased from third parties	(8,901)	(8,370)
Proceeds from participation loans sold	0	926
Purchase of FHLB-NY stock, net	(557)	(32)
Purchase of premises and equipment	(50)	(98)
Net cash provided by (used in) investing activities	26,956	(1,287)
CASH FLOWS FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(39,823)	11,717
Proceeds from (Repayments of) Other Borrowings	9,997	(4,515)
Proceeds from (Repayments of) Other Long-Term Debt	0	1,500
Net cash (used in) provided by financing activities	(29,826)	8,702
Net (decrease) increase in cash and cash equivalents	(17,637)	3,136
Cash and cash equivalents at beginning of period	61,018	75,591
Cash and cash equivalents at end of period	43,381	78,727
Noncash financing and investing activities
Recognition of right-of-use asset	0	680
Cash paid for:
Interest	559	3,765
Income taxes	17	16
Conversion of Stock, Amount Converted	$ 550	$ 1,100