Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Mar. 31, 2021
Cash and cash equivalents:
Cash and due from banks	$ 65,475	$ 75,337
Money market investments	254	254
Total cash and cash equivalents	65,729	75,591
Investment securities:
Available-for-sale	75,268	86,507
Held-to-maturity	5,407	7,807
Total investment securities	80,675	94,314
Loans receivable:
Loans, gross	552,877	483,549
Allowance for loan and lease losses	(5,488)	(5,140)
Total loans receivable, net	547,389	478,409
Premises and equipment, net	4,022	4,611
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	584	552
Accrued interest receivable	2,688	2,640
Right-of-use assets	14,239	15,344
Other assets	7,484	5,287
Total assets	722,810	676,748
Deposits:
Non-interest bearing checking	127,906	110,525
Interest-bearing deposits:
Interest-bearing checking	70,882	45,605
Savings	111,015	108,199
Money market	153,094	137,230
Certificates of deposit	157,229	152,723
Escrow	1,980	2,277
Total interest-bearing deposits	494,200	446,034
Total deposits	622,106	556,559
Advances from the FHLB-NY and other borrowed money	16,359	37,222
Operating lease liability	14,976	16,003
Other liabilities	11,671	14,663
Total liabilities	665,112	624,447
EQUITY
Common stock	63	58
Additional paid-in capital	79,029	75,204
Accumulated deficit	$ (43,632)	$ (42,656)
Treasury Stock	2,503,803	2,503,803
Treasury stock	$ (2,908)	$ (2,908)
Accumulated other comprehensive loss	(1,882)	(3,175)
Total equity	57,698	52,301
Total liabilities and equity	722,810	676,748
Series D Preferred Stock
EQUITY
Preferred stock	14,851	17,601
Series E Preferred Stock
EQUITY
Preferred stock	3,177	3,177
Series F Preferred Stock
EQUITY
Preferred stock	9,000	5,000
Real Estate
Loans receivable:
Loans, gross	392,655	333,422
Business
Loans receivable:
Loans, gross	158,487	147,680
Allowance for loan and lease losses	(2,108)	(1,855)
Consumer
Loans receivable:
Loans, gross	1,735	2,447
Allowance for loan and lease losses	$ (131)	$ (165)