Non-interest Revenue and Expense (Tables)

9 Months Ended

Dec. 31, 2021

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended December 31, 2021 and 2020:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2021		2020		2021		2020
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	432	$	692	$	1,628	$	2,041
Loan fees and service charges	52		27		190		167
Other non-interest income	976		18		2,487		722
Non-interest income (in-scope of Topic 606)	1,460		737		4,305		2,930
Non-interest income (out-of-scope of Topic 606)	371		162		2,331		1,625
Total non-interest income	$	1,831	$	899	$	6,636	$	4,555

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2021		2020		2021		2020
Other non-interest income:
Compliance fee	$	—	$	78	$	—	$	78
Correspondent banking fees	965		7		2,454		687
Other	177		57		267		153
Total non-interest income	$	1,142	$	142	$	2,721	$	918
Other non-interest expense:
Advertising	$	133	$	119	$	412	$	189
Legal expense	285		93		612		355
Insurance and surety	253		232		631		565
Audit expense	425		138		674		413
Data lines / internet	94		109		307		318
Retail expenses	115		216		602		607
Loss contingency	(770)		—		1,203		—
Director's fees	131		85		273		255
Other	704		467		2,030		1,555
Total non-interest expense	$	1,370	$	1,459	$	6,744	$	4,257