Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Mar. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 70,673	$ 47,280
Money market investments	260	260
Total cash and cash equivalents	70,933	47,540
Investment securities:
Available-for-sale	103,075	65,829
Held-to-maturity	9,501	10,151
Total investment securities	112,576	75,980
Loans receivable:
Loans, gross	464,199	428,732
Allowance for loan losses	(4,916)	(4,946)
Total loans receivable, net	459,283	423,786
Premises and equipment, net	4,982	5,377
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	552	568
Accrued interest receivable	2,565	2,052
Right-of-use assets	16,514	17,614
Other assets	5,248	5,853
Total assets	672,653	578,770
Deposits:
Non-interest bearing checking	87,002	57,489
Interest-bearing deposits:
Interest-bearing checking	27,373	24,016
Savings	109,011	97,812
Money market	122,914	112,634
Certificates of deposit	192,588	194,287
Escrow	1,858	2,577
Total interest-bearing deposits	453,744	431,326
Total deposits	540,746	488,815
Advances from the FHLB-NY and other borrowed money	41,844	13,573
Operating lease liability	17,116	18,153
Other liabilities	26,551	9,335
Total liabilities	626,257	529,876
EQUITY
Preferred stock	18,076	45,118
Common stock	54	61
Additional paid-in capital	71,534	55,476
Accumulated deficit	$ (40,381)	$ (52,285)
Treasury Stock	2,503,803	1,944
Treasury stock	$ (2,908)	$ (408)
Accumulated other comprehensive income	21	932
Total equity	46,396	48,894
Total liabilities and equity	672,653	578,770
Real Estate
Loans receivable:
Loans, gross	332,682	339,825
Business
Loans receivable:
Loans, gross	128,641	85,659
Allowance for loan losses	(1,636)	(1,567)
Consumer
Loans receivable:
Loans, gross	2,876	3,248
Allowance for loan losses	$ (189)	$ (212)