Non-interest Revenue and Expense (Tables)

6 Months Ended

Sep. 30, 2020

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and six months ended September 30, 2020 and 2019:

	Three Months Ended September 30,				Six Months Ended September 30,
$ in thousands	2020		2019		2020		2019
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	762	$	811	$	1,349	$	1,615
Loan fees and service charges	82		70		140		146
Other non-interest income	612		14		704		27
Non-interest income (in-scope of Topic 606)	1,456		895		2,193		1,788
Non-interest income (out-of-scope of Topic 606)	517		115		1,463		164
Total non-interest income	$	1,973	$	1,010	$	3,656	$	1,952

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

	Three Months Ended September 30,				Six Months Ended September 30,
$ in thousands	2020		2019		2020		2019
Other non-interest income:
Grant income	$	500	$	—	$	500	$	—
Correspondent banking fees	601		—		680		—
Other	13		104		96		151
Total non-interest income	$	1,114	$	104	$	1,276	$	151
Other non-interest expense:
Advertising	$	45	$	109	$	70	$	202
Legal expense	192		75		262		173
Insurance and surety	174		160		333		304
Audit expense	138		136		275		262
Outsourced service	22		89		47		245
Data lines / internet	96		102		208		210
Retail expenses	207		177		391		377
Director's fees	85		77		170		154
Other	440		284		1,042		837
Total non-interest expense	$	1,399	$	1,209	$	2,798	$	2,764