Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2019	Mar. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 37,473	$ 30,719
Money market investments	260	509
Total cash and cash equivalents	37,733	31,228
Investment securities:
Available-for-sale	70,443	79,845
Held-to-maturity	10,447	11,137
Total investment securities	80,890	90,982
Loans receivable:
Loans, gross	422,319	428,828
Allowance for loan losses	(4,607)	(4,646)
Total loans receivable, net	417,712	424,182
Premises and equipment, net	5,570	5,056
Federal Home Loan Bank of New York (“FHLB-NY”) stock, at cost	1,108	926
Accrued interest receivable	2,019	2,019
Right-of-use assets	18,192	0
Other assets	5,838	9,320
Total assets	569,062	563,713
Deposits:
Non-interest bearing checking	59,704	60,201
Interest-bearing deposits:
Interest-bearing checking	24,204	23,473
Savings	95,867	99,310
Money market	99,150	94,376
Certificates of deposit	184,146	200,607
Escrow	1,227	2,229
Total interest-bearing deposits	404,594	419,995
Total deposits	464,298	480,196
Advances from the FHLB-NY and other borrowed money	25,590	21,403
Operating lease liability	18,700	0
Other liabilities	10,695	14,978
Total liabilities	519,283	516,577
EQUITY
Preferred stock	45,118	45,118
Common stock	61	61
Additional paid-in capital	55,520	55,514
Accumulated deficit	(50,487)	(52,201)
Treasury stock	(417)	(417)
Accumulated other comprehensive loss	(16)	(939)
Total equity	49,779	47,136
Total liabilities and equity	569,062	563,713
Real Estate
Loans receivable:
Loans, gross	332,848	328,104
Business
Loans receivable:
Loans, gross	85,883	96,661
Allowance for loan losses	(1,484)	(1,330)
Consumer
Loans receivable:
Loans, gross	3,588	4,063
Allowance for loan losses	$ (231)	$ (154)