Non-interest Revenue and Expense (Tables)

9 Months Ended

Dec. 31, 2019

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three and nine months ended December 31, 2019 and 2018:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2019		2018		2019		2018
Non-interest income
In-scope of Topic 606
Depository fees and charges	$	846	$	862	$	2,461	$	2,549
Loan fees and service charges	70		102		216		223
Other non-interest income	14		15		41		48
Non-interest income (in-scope of Topic 606)	930		979		2,718		2,820
Non-interest income (out-of-scope of Topic 606)	35		348		405		890
Total non-interest income	$	965	$	1,327	$	3,123	$	3,710

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:

	Three Months Ended December 31,				Nine Months Ended December 31,
$ in thousands	2019		2018		2019		2018
Other non-interest income:
Gain on sale of real estate owned	$	—	$	115	$	208	$	194
Other	37		82		186		272
Total non-interest income	$	37	$	197	$	394	$	466
Other non-interest expense:
Advertising	$	32	$	66	$	234	$	242
Legal expense	316		95		489		338
Insurance and surety	158		146		463		514
Audit expense	136		125		398		456
Outsourced service	33		143		277		451
Data lines / internet	105		139		315		311
Retail expenses	175		195		551		609
Regulatory assessment	53		86		161		259
Investor relations	—		75		16		112
Director's fees	77		86		232		259
Other	528		504		1,447		1,666
Total non-interest expense	$	1,613	$	1,660	$	4,583	$	5,217