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Investment Securities (Tables)
 6 Months Ended
Sep. 30, 2014
INVESTMENT SECURITIES [Abstract]  
Investment Securities Amortized Cost and Estimated Fair Value [Table Text Block]
The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at September 30, 2014:
 
 
Amortized
 
Gross Unrealized
 
 
$ in thousands
 
Cost
 
Gains
 
Losses
 
Fair-Value
Available-for-Sale:
 
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
 
Government National Mortgage Association
 
$
5,811

 
$
—

 
$
(157
)
 
$
5,654

Federal Home Loan Mortgage Corporation
 
11,369

 
2

 
(341
)
 
11,030

Federal National Mortgage Association
 
10,278

 
—

 
(294
)
 
9,984

Other
 
48

 
—

 
—

 
48

Total mortgage-backed securities
 
27,506

 
2

 
(792
)
 
26,716

U.S. Government Agency Securities
 
54,737

 
12

 
(1,914
)
 
52,835

Other investments
 
15,533

 
—

 
(370
)
 
15,163

Total available-for-sale
 
97,776

 
14

 
(3,076
)
 
94,714

Held-to-Maturity*:
 
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
 
Government National Mortgage Association
 
3,429

 
212

 
—

 
3,641

Federal National Mortgage Association
 
5,225

 
—

 
(144
)
 
5,081

Total held-to-maturity mortgage-backed securities
 
8,654

 
212

 
(144
)
 
8,722

Total securities
 
$
106,430

 
$
226

 
$
(3,220
)
 
$
103,436


* The carrying amount and amortized cost are the same for all held-to-maturity securities, as no OTTI has been recorded.


The following table sets forth the amortized cost and estimated fair value of securities available-for-sale and held-to-maturity at March 31, 2014:
 
 
Amortized
 
Gross Unrealized
 
Estimated
$ in thousands
 
Cost
 
Gains
 
Losses
 
Fair Value
Available-for-Sale:
 
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
 
Government National Mortgage Association
 
$
5,972

 
$
—

 
$
(307
)
 
$
5,665

Federal Home Loan Mortgage Corporation
 
12,160

 
—

 
(564
)
 
11,596

Federal National Mortgage Association
 
10,897

 
—

 
(466
)
 
10,431

Other
 
49

 
—

 
—

 
49

Total mortgage-backed securities
 
29,078

 
—

 
(1,337
)
 
27,741

U.S. Government Agency Securities
 
55,155

 
—

 
(2,966
)
 
52,189

Other investments
 
10,000

 
—

 
(469
)
 
9,531

Total available-for-sale
 
94,233

 
—

 
(4,772
)
 
89,461

Held-to-Maturity*:
 
 
 
 
 
 
 
 
Mortgage-backed securities:
 
 
 
 
 
 
 
 
Government National Mortgage Association
 
3,743

 
225

 
—

 
3,968

Federal National Mortgage Association
 
5,079

 
—

 
(283
)
 
4,796

Total held-to-maturity mortgage-backed securities
 
8,822

 
225

 
(283
)
 
8,764

Other
 
207

 
—

 
—

 
207

Total held-to-maturity
 
9,029

 
225

 
(283
)
 
8,971

Total securities
 
$
103,262

 
$
225

 
$
(5,055
)
 
$
98,432


* The carrying amount and amortized cost are the same for all held-to-maturity securities, as no OTTI has been recorded.
Schedule of Unrealized Loss on Investments [Table Text Block]
The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at September 30, 2014 for less than 12 months and 12 months or longer:
 
 
Less than 12 months
 
12 months or longer
 
Total
$ in thousands
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
Available-for-Sale:
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
 
$
(4
)
 
$
652

 
$
(788
)
 
$
24,940

 
$
(792
)
 
$
25,592

U.S. Government Agency Securities
 
(3
)
 
1,997

 
(1,911
)
 
45,826

 
(1,914
)
 
47,823

Other investments (1)
 
—

 
—

 
(370
)
 
9,630

 
(370
)
 
9,630

Total available-for-sale securities
 
(7
)
 
2,649

 
(3,069
)
 
80,396

 
(3,076
)
 
83,045

 
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-Maturity:
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
 
—

 
—

 
(144
)
 
4,887

 
(144
)
 
4,887

  Total held-to-maturity securities
 
—

 
—

 
(144
)
 
4,887

 
(144
)
 
4,887

  Total securities
 
$
(7
)
 
$
2,649

 
$
(3,213
)
 
$
85,283

 
$
(3,220
)
 
$
87,932


(1) CRA fund comprised of over 95% agency securities.

The following table sets forth the unrealized losses and fair value of securities in an unrealized loss position at March 31, 2014 for less than 12 months and 12 months or longer:
 
 
Less than 12 months
 
12 months or longer
 
Total
$ in thousands
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
Available-for-Sale:
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
 
$
(322
)
 
$
7,569

 
$
(1,015
)
 
$
20,123

 
$
(1,337
)
 
$
27,692

U.S. Government Agency Securities
 
(1,646
)
 
34,074

 
(1,320
)
 
18,115

 
(2,966
)
 
52,189

Other investments (1)
 
(469
)
 
9,531

 
—

 
—

 
(469
)
 
9,531

Total available-for-sale securities
 
(2,437
)
 
51,174

 
(2,335
)
 
38,238

 
(4,772
)
 
89,412

 
 
 
 
 
 
 
 
 
 
 
 
 
Held-to-Maturity:
 
 
 
 
 
 
 
 
 
 
 
 
Mortgage-backed securities
 
(283
)
 
4,796

 
—

 
—

 
(283
)
 
4,796

Total held-to-maturity securities
 
(283
)
 
4,796

 
—

 
—

 
(283
)
 
4,796

Total securities
 
$
(2,720
)
 
$
55,970

 
$
(2,335
)
 
$
38,238

 
$
(5,055
)
 
$
94,208
Investments Classified by Contractual Maturity Date [Table Text Block]
The following is a summary of the carrying value (amortized cost) and fair value of securities at September 30, 2014, by remaining period to contractual maturity (ignoring earlier call dates, if any).  Actual maturities may differ from contractual maturities because certain security issuers have the right to call or prepay their obligations.  The table below does not consider the effects of possible prepayments or unscheduled repayments.
$ in thousands
Amortized Cost
 
Fair Value
 
Weighted
Average Yield
Available-for-Sale:
 
 
 
 
 
Less than one year
$
5,533

 
$
5,533

 
0.25
%
One through five years
13,000

 
12,893

 
1.42
%
Five through ten years
18,973

 
18,148

 
1.69
%
After ten years
60,270

 
58,140

 
2.02
%
Total
$
97,776

 
$
94,714

 
1.77
%
 
 
 
 
 
 
Held-to-maturity:
 
 
 
 
 
Five through ten years
$
5,032

 
$
4,888

 
2.38
%
After ten years
3,622

 
3,834

 
3.74
%
Total
$
8,654


$
8,722

 
2.95
%