Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income:
Loans	$ 6,958	$ 8,686	$ 13,660	$ 17,634
Mortgage-backed securities	342	525	739	1,111
Investment securities	116	94	226	158
Money market investments	25	38	49	59
Total interest income	7,441	9,343	14,674	18,962
Interest expense:
Deposits	937	1,504	1,943	3,021
Advances and other borrowed money	827	983	1,776	2,024
Total interest expense	1,764	2,487	3,719	5,045
Net interest income	5,677	6,856	10,955	13,917
Provision for loan losses	7,007	7,829	12,177	14,077
Net interest income after provision for loan losses	(1,330)	(973)	(1,222)	(160)
Non-interest income:
Depository fees and charges	751	742	1,472	1,499
Loan fees and service charges	208	214	486	435
Gain on sale of securities, net	0	739	0	763
Gain on sales of loans, net	134	4	134	7
New Market Tax Credit (“NMTC”) fees	0	370	0	1,182
Lower of cost or market adjustment on loans held for sale	(275)	0	(375)	0
Other	10	176	202	222
Total non-interest income	828	2,245	1,919	4,108
Non-interest expense:
Employee compensation and benefits	3,137	2,901	6,182	6,107
Net occupancy expense	970	975	1,902	1,952
Equipment, net	537	548	1,080	1,086
Consulting fees	116	326	206	545
Federal deposit insurance premiums	355	394	809	750
Other	2,512	2,492	4,740	4,660
Total non-interest expense	7,627	7,636	14,919	15,100
Loss before income taxes	(8,129)	(6,364)	(14,222)	(11,152)
Income tax benefit	185	16,998	76	14,702
Non Controlling interest, net of taxes	1,136	0	1,282	0
Net loss	$ (9,450)	$ (23,362)	$ (15,580)	$ (25,854)
Loss per common share:	$ (58.67)	$ (141.72)	$ (95.68)	$ (158.12)