Consolidated Statements of Cash Flows (USD $) In Thousands	3 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Net loss	$ (6,131)	$ (2,491)
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	5,170	6,248
Provision for REO losses	0	37
Stock based compensation expense	0	16
Depreciation and amortization expense	372	410
Amortization of intangibles	38	38
Loss from sale of real estate owned	0	8
Gain on sale of securities, net	0	(24)
Gain on sale of loans, net	(1)	(3)
Market Adjustment on held for sale loans	100	0
Proceeds from sale of loans held-for-sale	3,125	0
(Increase) decrease in accrued interest receivable	(445)	(169)
(Increase) decrease in loan premiums and discounts and deferred charges	311	(129)
(Increase) decrease in premiums and discounts — securities	115	173
(Increase) decrease in other assets	(1,181)	(3,261)
Increase (decrease) in other liabilities	3,675	(106)
Net cash provided by operating activities	5,148	747
Purchases of securities:
Available-for-sale	(7,315)	(11,000)
Held-to-maturity	0	(7,970)
Proceeds from calls of AFS securties	3,000	0
Proceeds from principal payments, maturities and sales of securities:
Available-for-sale	1,117	9,890
Held-to-maturity	3,748	296
Originations of loans held-for-investment	(2,380)	(4,559)
Loans purchased from third parties	0	0
Principal collections on loans	20,846	23,662
Proceeds on sale of loans	0	1,171
Increase in restricted cash	(6,214)	0
Redemption of FHLB-NY stock	554	393
Additions to premises and equipment	(51)	(517)
Proceeds from sale of real estate owned	326	21
Net cash provided by investing activities	13,631	11,387
FINANCING ACTIVITIES
Net decrease in deposits	(69,076)	11,883
Net change in FHLB-NY advances and other borrowings	(11,070)	(11,007)
Increase in capital	51,432	0
Dividends paid	0	(237)
Net cash (used in) provided by financing activities	(28,714)	639
Net (decrease) increase in cash and cash equivalents	(9,935)	12,773
Cash and cash equivalents at beginning of period	44,077	38,347
Cash and cash equivalents at end of period	34,142	51,120
Noncash Transfers-
Change in unrealized loss on valuation of available-for-sale investments, net	240	438
Transfers from loans held-for-investment to loans held-for-sale	11,988	0
Cash paid for-
Interest Paid	1,941	2,500
Income Taxes Paid	$ 775	$ 995