Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Interest Income:
Loans	$ 6,702	$ 8,948
Mortgage-backed securities	397	586
Investment securities	110	64
Money market investments	25	21
Total interest income	7,234	9,619
Interest expense:
Deposits	1,006	1,517
Advances and other borrowed money	950	1,041
Total interest expense	1,956	2,558
Net interest income	5,278	7,061
Provision for loan losses	5,170	6,248
Net interest income after provision for loan losses	108	813
Non-interest income:
Depository fees and charges	721	757
Loan fees and service charges	278	221
Gain on sale of securities, net	0	24
Gain on sales of loans, net	1	3
New Market Tax Credit (“NMTC”) fees	0	812
Lower of cost or market adjustment on loans held for sale	(100)	0
Other	192	46
Total non-interest income	1,092	1,863
Non-interest expense:
Employee compensation and benefits	3,045	3,206
Net occupancy expense	932	977
Equipment, net	543	538
Consulting fees	90	219
Federal deposit insurance premiums	454	356
Other	2,230	2,168
Total non-interest expense	7,294	7,464
Loss before income taxes	(6,094)	(4,788)
Income tax benefit	(109)	(2,297)
Non Controlling interest, net of taxes	146	0
Net loss	$ (6,131)	$ (2,491)
Loss per common share:	$ (2.51)	$ (1.09)