EXHIBIT h(7)(i)

                      AMENDMENT TO PARTICIPATION AGREEMENT

         THIS AGREEMENT is made by and among ReliaStar Life Insurance Company
(the "Company"), a life insurance company organized under the laws of the State
of Minnesota, ING Variable Portfolios Inc. (ING VPI) an open-end management
investment company and corporation organized under the laws of the State of
Maryland, and ING Funds Distributor, Inc. (the "Distributor"), a corporation
organized under the laws of the State of Delaware, (collectively, "the
Parties").

         WHEREAS, the Parties executed a Participation Agreement dated May 1,
2002 (the "Participation Agreement"), among ReliaStar Life Insurance Company,
ING Variable Portfolios, Inc., and ING Funds Distributor, Inc.

         WHEREAS, effective on October 1, 2002, the Company wishes to amend the
Participation Agreement with respect to the Contracts and Separate Accounts as
listed on Schedule A to include Separate Account N of ReliaStar Life Insurance
Company.

         NOW, THEREFORE, in consideration of their mutual promises, the Parties
agree as follows:

         The Participation Agreement is hereby amended to reflect the current
contracts and separate accounts.

         FURTHER, the Participation Agreement is hereby amended by substituting
for the current Schedule A an amended Schedule A in the form attached hereto.

Executed this 15th day of October 2002.

                           RELIASTAR LIFE INSURANCE COMPANY
                           BY ITS AUTHORIZED OFFICER

                           /s/ LAURIE M. TILLINGHAST
                           -------------------------------------
                           NAME: LAURIE M. TILLINGHAST
                           TITLE: VICE PRESIDENT

                           ING VARIABLE PORTFOLIOS, INC.
                           BY ITS AUTHORIZED OFFICER,

                           /s/ MICHAEL J. ROLAND
                           -----------------------------------
                           NAME: MICHAEL J. ROLAND
                           TITLE: EXECUTIVE VP

                           ING FUNDS DISTRIBUTOR, INC.
                           BY ITS AUTHORIZED OFFICER,

                           /s/ MICHAEL J. ROLAND
                           -------------------------------------
                           NAME: MICHAEL J. ROLAND
                           TITLE: EXECUTIVE VP

                                                      Amendment To Part Agr RLIC


                                   SCHEDULE A

                         CONTRACTS AND SEPARATE ACCOUNTS

SEPARATE ACCOUNT(S)                          CONTRACTS:

ReliaStar Select*Life Variable Account       FlexDesign VUL
(October 11, 1984)                           Variable Accumulation Design VUL
                                             Variable Estate Design VUL
                                             ING Protector Elite VUL

Separate Account N of ReliaStar              AdvantageSM
Life Insurance Company                       Advantage CenturySM
(October 1,2002)                             Advantage Century PlusSM

As amended October 15, 2002

                                                      Amendment To Part Agr RLIC