CONSOLIDATED STATEMENT OF INCOME - USD ($) shares in Thousands, $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Revenue:
Interest income	$ 308	$ 316
Interest expense	(21)	(66)
Net interest income	287	250
Commissions	107	114
Fees and service charges	58	52
Gains (losses) on securities and other	10	15
Other revenue	10	10
Total non-interest income	185	191
Total net revenue	472	441
Provision (benefit) for loan losses	(34)	5
Non-interest expense:
Compensation and benefits	126	113
Advertising and market development	43	34
Clearing and servicing	24	24
FDIC insurance premiums	6	18
Professional services	22	27
Occupancy and equipment	23	21
Communications	23	19
Depreciation and amortization	20	20
Amortization of other intangibles	5	5
Restructuring and other exit activities	2	4
Losses on early extinguishment of debt	0	73
Other non-interest expenses	18	15
Total non-interest expense	312	373
Income before income tax expense	194	63
Income tax expense	41	23
Net income	$ 153	$ 40
Basic earnings per share (in dollars per share)	$ 0.54	$ 0.14
Diluted earnings per share (in dollars per share)	$ 0.53	$ 0.14
Shares used in computation of per share data:
Basic (in thousands)	285,274	289,741
Diluted (in thousands)	286,680	294,722