CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and equivalents	$ 2,233	$ 1,783
Cash required to be segregated under federal or other regulations	1,057	555
Available-for-sale securities	12,589	12,388
Held-to-maturity securities (fair value of $13,123 and $12,476 at December 31, 2015 and December 31, 2014, respectively)	13,013	12,248
Receivables from brokers, dealers and clearing organizations	520	884
Margin receivables	7,398	7,675
Loans receivable, net (net of allowance for loan losses of $353 and $404 at December 31, 2015 and December 31, 2014, respectively)	4,613	5,979
Property and equipment, net	236	245
Goodwill	1,792	1,792
Other intangibles, net	174	194
Deferred tax assets, net	1,033	951
Other assets	769	836
Total assets	45,427	45,530
Liabilities:
Deposits	29,445	24,890
Payables to brokers, dealers and clearing organizations	1,576	1,699
Customer payables	6,544	6,455
Other borrowings	491	4,971
Corporate debt	997	1,366
Other liabilities	575	774
Total liabilities	$ 39,628	$ 40,155
Commitments and contingencies (see Note 19)
Shareholders’ equity:
Common stock, $0.01 par value, shares authorized: 400,000,000 at December 31, 2015 and 2014; shares issued and outstanding: 291,335,241 and 289,272,576 at December 31, 2015 and 2014, respectively	$ 3	$ 3
Additional paid-in-capital	7,356	7,350
Accumulated deficit	(1,461)	(1,729)
Accumulated other comprehensive loss	(99)	(249)
Total shareholders’ equity	5,799	5,375
Total liabilities and shareholders’ equity	$ 45,427	$ 45,530