CONSOLIDATED STATEMENT OF INCOME - USD ($) shares in Thousands, $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Revenue:
Operating interest income	$ 1,215	$ 1,279	$ 1,207
Operating interest expense	(129)	(205)	(238)
Net operating interest income	1,086	1,074	969
Commissions	424	456	420
Fees and service charges	210	200	168
Principal transactions	0	10	73
Gains (losses) on securities and other	(331)	36	61
Other-than-temporary impairment (OTTI)	0	0	(1)
Less: noncredit portion of OTTI recognized into (out of) other comprehensive income (loss) (before tax)	0	0	(2)
Net impairment	0	0	(3)
Other revenues	39	38	35
Total non-interest income (loss)	342	740	754
Total net revenue	1,428	1,814	1,723
Provision (benefit) for loan losses	(40)	36	143
Operating expense:
Compensation and benefits	466	412	363
Advertising and market development	124	120	108
Clearing and servicing	95	94	124
FDIC insurance premiums	41	79	104
Professional services	103	112	85
Occupancy and equipment	88	79	73
Communications	90	71	69
Depreciation and amortization	81	78	89
Amortization of other intangibles	20	22	24
Impairment of goodwill	0	0	142
Restructuring and other exit activities	17	8	28
Other operating expenses	82	70	66
Total operating expense	1,207	1,145	1,275
Income before other income (expense) and income tax expense (benefit)	261	633	305
Other income (expense):
Corporate interest expense	(65)	(113)	(114)
Losses on early extinguishment of debt	(112)	(71)	0
Other	7	3	4
Total other income (expense)	(170)	(181)	(110)
Income before income tax expense (benefit)	91	452	195
Income tax expense (benefit)	(177)	159	109
Net income	$ 268	$ 293	$ 86
Basic earnings per share (in dollars per share)	$ 0.92	$ 1.02	$ 0.30
Diluted earnings per share (in dollars per share)	$ 0.91	$ 1.00	$ 0.29
Shares used in computation of per share data:
Basic (in thousands)	290,762	288,705	286,991
Diluted (in thousands)	295,011	294,103	292,589