-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, DzOrMPYWLwOwvRKuV3gm6lF5UYhaHmgf6MnCC5mLb7lnEZZDcGIqtXHoII8Tiz/P A/ROt6ng27eqpinBhdZxcQ== 0000000000-08-010333.txt : 20080414 0000000000-08-010333.hdr.sgml : 20080414 20080227162722 ACCESSION NUMBER: 0000000000-08-010333 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20080227 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: E TRADE FINANCIAL CORP CENTRAL INDEX KEY: 0001015780 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 942844166 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: UPLOAD BUSINESS ADDRESS: STREET 1: 135 E. 57TH STREET CITY: NEW YORK STATE: NY ZIP: 10022 BUSINESS PHONE: 6503316000 MAIL ADDRESS: STREET 1: 135 E. 57TH STREET CITY: NEW YORK STATE: NY ZIP: 10022 FORMER COMPANY: FORMER CONFORMED NAME: E TRADE GROUP INC DATE OF NAME CHANGE: 19960531 LETTER 1 filename1.pdf begin 644 filename1.pdf M)5!$1BTQ+C0-)>+CS],-"C4W(#`@;V)J#3P\+TQI;F5A-IB M8&#@9&!@?L(`!*+!#*B`"8A9&#@.,`@@"7)",0.#,@,/+^-,!N:_$EQ)O`S7 MF!;`-,FJ035;`3$C`X.D.81F?@\WA8V!0;<9(LKP"R#``#)Y"9X-"F5N9'-T M%LW(#4P72]$96-O9&5087)M6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P M(%(O5'EP92]#871A;&]G+TQA;F%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`V-R`P(%(^/CX^ M+U1Y<&4O4&%G93X^#65N9&]B:@TV,"`P(&]B:@T\/"]3=6)T>7!E+U1R=654 M>7!E+T9O;G1$97-CVT3>'NMA90%,$^ MJ#(=:VM+`2TWR-\O+Z(N#E7;,$C1,V=&,V<.;[/9_!]X]VZ^7GQ:`H+W[V^7 M"YC-%QL$Q4D98AP)#M9L2/*60%8**LQ)(BB%'BIQ%D MQYD#`&[VWVRUEH!]$&R"(.F,P,,^%CA+X6`S)\8L<3=<9HX'318>UO^M_LEX`_<^;,KCL:Y.]B0[-BB41.)Y9OL,HCP/SF)?LIT; M.G!75GE5E/D!_I;/\E>Z'G8*QB?2#4;HN$?'+;JS>I/Q?,L&V(N:/]4\;\JZ MLJ< M.BG$L`A[ITF[1?V M##]J_NL&^AT6UL2.'ETH@*$"^9,.X-A":EM%`\/TK2##-_861,\)1==:9R5$ M,NH=Z2/%J@Z#(9=S(299Q#'K79]C5')J]C'PJ1-@?+.>PJK9L"TM6 ML*,@/@18B4HTD46"51S30#Q/UZV5419*NWACY222WPN6KD+6&\5.; MTSKGQ=XD)+3.*LIH3!#<#;::%$_#]UG=GRL&`=*0D%=;V+"GIGUU3!FG>*]];N2Z_>4R2:D!B,.U74K,3.=P;[_#>#HCX^'5@C^EV? M.7#VNQ236^_@13XJ$EY2GBC>)'UQ'A39W,21?'.]V/FL.LO9(9>XN_)05H\G M>>:*>T)%K>H>&P_R##1KDJZ8[4Q)S3Z[V.&"R%SF[*:._+&J$<"-X'=YB%Z__D$PV= M@WYZT98W;BL2UD334:*3#0_054X$KP9'O[&YKFTNY/7U)W>A$GVC^+HQ'\^/ M>_@N:RYO5'%U6=\G".S3.\8R.?TE2T-,+=NEUO4ZZZ4M=Z-+.N[!HZFL6*AS MJ\':5N0:;-RM_<`!.0OMT!Z6HQ;NY!),-"T(+]BEQ.`/-UE`;6K0FZZRV?\" M#`"HAI[0#0IE;F1S=')E86T-96YD;V)J#38S(#`@;V)J#3P\+U-U8G1Y<&4O M5')U951Y<&4O1F]N=$1E7!E+T9O;G0^/@UE;F1O8FH--C0@,"!O M8FH-/#PO3&5N9W1H(#(U.3@O1FEL=&5R+T9L871E1&5C;V1E+TX@,R]!;'1E M(>'N&D"-BQ$?$!1E<3J:(;XM8,TF8S!7Q M6W%L,H>9#@"*)+8+.*QX$9N(F,0/#G01\7(`<*2X+SCF"Q9PL@3B0[FDI&;S MN7'Q`KHN2X]N:FW-H'MR,I,X`H&A/Y.5R.2SZ2XIR:E,7C8`BV?^+!EQ;>FB M(EN:6EM:&IH9F7Y1J/^Z^#'[:_\4NH`8,R*:K/K#UO, M?@`ZM@(@=_\/F^8A`"1%?6N_\<5Y:.)YB1<(4FV,C3,S,XVX'):1N*"_ZW\Z M_`U]\3TC\7:_EX?NRHEE"I,$=''=6"E)*4(^/3V5R>+0#?\\Q/\X\*_S6!K( MB>7P.3Q11*AHRKB\.%&[>6RN@)O"HW-Y_ZF)_S#L3UJ<:Y$H]9\`-5#<]=_[YH,/!>*;%Z8ZL3CWGP7]^ZYPB?B1SHW['.<2&$QG M"?D9BVOB:PG0@``D`17(`Q6@`72!(3`#5L`6.`(WL`+X@6`0#M8"%H@'R8`/ M,D$NV`P*0!'8!?:"2E`#ZD$C:`$G0`0A54@+,H#,(`9D#[E!/E`@%`Y%0W$0#Q)"N=`6J`@JA2JA6J@1 M^A8Z!5V`KD(#T#UH%)J"?H7>PPA,@JFP,JP-&\,,V`GVAH/A-7`WP!?@Z?`<>@9_#LPA`B`@-44,,$0;B@O@A$4@LPDVH'M0MU"AJ M!O4)348KH0W0-F@O]"IT'#H378`N1S>@V]"7T'?0X^@W&`R&AM'!6&$\,>&8 M!,PZ3#'F`*85P@=AS[%D?$ MJ>+,<.ZX"!P/EX;P47@MO@_?#L_'9^!)\/;X+?P,_CI\G M2!-T"':$8$("83.A@M!"N$1X2'A%)!+5B=;$`"*7N(E803Q.O$(<);XCR9#T M22ZD2)*0M)-TA'2>=(_TBDPF:Y,=R1%D`7DGN9%\D?R8_%:"(F$DX27!EM@H M4271+C$H\4(2+ZDEZ22Y5C)'LESRI.0-R6DIO)2VE(L44VJ#5)74*:EAJ5EI MBK2IM)]TLG2Q=)/T5>E)&:R,MHR;#%LF7^:PS$69,0I"T:"X4%B4+91ZRB7* M.!5#U:%Z41.H1=1OJ/W4&5D9V66RH;)9LE6R9V1':`A-F^9%2Z*5T$[0AFCO MER@O<5K"6;)C2"E?25`I76*1U6ZE.:5591]E!.5=ZO M?%%Y6H6FXJB2H%*F>JOZ(PV"!D,C5J-,HUMC1E-5TUYMVA_:DCIR.ETZ.3K/.0UVRKH-NFFZ=[FT]C!Y#+U'O@-Y- M?5C?0C]>OTK_A@%L8&G`-3A@,+`4O=1Z*6]IW=)A0Y*ADV&&8;/AJ!'-R,OWS,3MV.:5=K M-V)/MX^V/V0_XJ#FP'2H_M7]'B3O(.\*[V?^.C[\'VZ?&'?%;Y[?!^NU%K)6]GA!_R\_/;X M/?+7\4_S_SX`$^`?4!7P--`T,#>P-X@2%!74%/0FV#FX)/A!B&Z(,*0[5#(T M,K0Q="[,-:PT;&25\:KUJZZ'*X1SPSLCL!&A$0T1LZO=5N]=/1YI$5D0.;1& M9TW6FJMK%=8FK3T3)1G%C#H9C8X.BVZ*_L#T8]8Q9V.\8JIC9E@NK'VLYVQ' M=AE[BF/'*>5,Q-K%EL9.QMG%[8F;BG>(+X^?YKIP*[DO$SP3:A+F$OT2CR0N M)(4EM2;CDJ.33_%D>(F\GA25E*R4@52#U(+4D32;M+UI,WQO?D,ZE+XFO5-` M%?U,]0EUA5N%HQGV&549;S-#,T]F26?QLOJR];-W9$_DN.=\O0ZUCK6N.U[TE;$M7OG+^ MIORQK1Y;FPLD"O@%P]MLM]5L1VWG;N_?8;YC_XY/A>S":T4F1>5%'XI9Q=>^ M,OVJXJN%G;$[^TLL2P[NPNSB[1K:[;#[:*ET:4[IV![?/>UE]++"LM=[H_9> M+5]67K./L$^X;Z3"IZ)SO^;^7?L_5,97WJERKFJM5JK>43UW@'U@\*#CP98: MY9JBFO>'N(?NUGK4MM=IUY4?QAS../RT/K2^]VO&UXT-"@U%#1^/\(Z,'`T\ MVM-HU=C8I-14T@PW"YNGCD4>N_F-ZS>=+88MM:VTUJ+CX+CP^+-OH[\=.N%] MHOLDXV3+=UK?5;=1V@K;H?;L]IF.^(Z1SO#.@5,K3G5WV7:U?6_T_9'3:J>K MSLB>*3E+.)M_=N%]9_]O&;Y#?S?<=XU_L^[/W$?.8'[(>*CWH?NSYY?WJX MD+RP\)L``P#WA//["@T*96YD2A4:6UE2A4:6UE7!E+T5X=$=3=&%T92]302!F86QS92]3 M32`P+C`R/CX-96YD;V)J#3$@,"!O8FH-/#PO1FER-KDEMMN$S$0AGD42[V!B^+#V'N04*42J"B!MFJ*>E%QL6W=L"+=C38; M1-^>WYZF9]HU"+A`VF0R]C_?V#.[WN1"B4)HI40IJ,CQ2UB5":U%YF",R#,K M-(FB@(=?"@+M,$_X"H),"XTP"O,`.54*C2LC$@;2W.7":/Q$G#&P&<9Q:85Q M"YMAW&$*.4P&&_2X2"&H@'40E;!E(0A2:XT@3%GD(_`>P+Q>6I."#%ZJ+BW+L\]4K M.483E-B7>U7GF_Z@\Q[]N#VPX[_W8W\AM-QO9_YC-0^]"I*#B[F7D[Y;GD3= M?MOV;PXZ>IYOW+GOKLY<+"[B<\(GZUHT;/Z MJV^7JVDT^'7[7;ZIO\F=MCNO9G)/OFU.F[;W&,#7%EI[[7UJ3GUWG1W4[8#= MEEM==>XCYIVOH`'FUAZPCDLEIUDS:LT4A_YXS91RCXL1)XXTUU5S737757-= M-7='77&Q.+#C^@327,S$75G_B-\]ZZ-5+%^]F=MYZ\BMU&4IH\N2G?#B[!K__',(ZA0MU]* M3=GOY?Z-73^1VCCS5/+WRT5?GUW\B:+CZ/R#6S?YH\G7P_R_JOL_;'F8_DL/ MV;HM']KW?_W20>$W5X?@:'6HCX7"RZBX?!FM3OJI<.75D7@5-,;K_FDMW4U@ M!@39NT$T.&@L;(+6#="ZNXO)$DJ4)VB+!&V9TJ8A/7!E+U!A9V5S+TMI9'-;-3D@,"!273X^ M#65N9&]B:@TU(#`@;V)J#3P\+U-U8G1Y<&4O6$U,+TQE;F=T:"`T,#`R+U1Y M<&4O365T861A=&$^/G-TFMC.60B/SX*/'@Z>&UP;65T82!X;6QN M#IX;7!T:STB061O8F4@6$U0($-O&UL;G,Z<&1F M>#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]P9&9X+S$N,R\B/@H@("`@("`@("`\ M<&1F>#I#;VUP86YY/E-%0SPO<&1F>#I#;VUP86YY/@H@("`@("`@("`\<&1F M>#I3;W5R8V5-;V1I9FEE9#Y$.C(P,#@P,C(W,3,U.#(V/"]P9&9X.E-O=7)C M94UO9&EF:65D/@H@("`@("`\+W)D9CI$97-C&UL;G,Z M>&%P/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(CX*("`@("`@("`@ M/'AA<#I#&%P.D-R96%T;W)4;V]L/@H@("`@("`@("`\>&%P.DUO9&EF>41A=&4^ M,C`P."TP,BTR-U0Q-CHR-#HS-"TP-3HP,#PO>&%P.DUO9&EF>41A=&4^"B`@ M("`@("`@(#QX87`Z0W)E871E1&%T93XR,#`X+3`R+3(W5#$V.C(T.C,S+3`U M.C`P/"]X87`Z0W)E871E1&%T93X*("`@("`@("`@/'AA<#I-971A9&%T841A M=&4^,C`P."TP,BTR-U0Q-CHR-#HS-"TP-3HP,#PO>&%P.DUE=&%D871A1&%T M93X*("`@("`@/"]R9&8Z1&5S8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I M<'1I;VX@&%P34TZ M&%P34TZ"UD969A=6QT M(CY293H\+W)D9CIL:3X*("`@("`@("`@("`@/"]R9&8Z06QT/@H@("`@("`@ M("`\+V1C.G1I=&QE/@H@("`@("`\+W)D9CI$97-C&UP;65T83X*("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@(`H\ M/WAP86-K970@96YD/2)W(C\^#0IE;F1S=')E86T-96YD;V)J#38@,"!O8FH- M/#PO0W)E871I;VY$871E*$0Z,C`P.#`R,C -----END PRIVACY-ENHANCED MESSAGE-----