DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

9 Months Ended

Sep. 30, 2015

Fair Value Disclosures [Abstract]

Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a recurring basis

			September 30, 2015Fair Value Measurements Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Available-for-sale securities	(Unaudited; In Thousands)
Federal agencies	$	31,911	$	-	$	31,911	$	-
State and municipal		48,274		-		48,274		-
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities		51,498		-		51,498		-
Corporate		3,295		-		2,001		1,294
Total	$	134,978	$	-	$	133,684	$	1,294

			December 31, 2014Fair Value Measurements Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Available-for-sale securities	(In Thousands)
Federal agencies	$	31,622	$	-	$	31,622	$	-
State and municipal		42,200		-		42,200		-
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities		51,741		-		51,741		-
Corporate		3,322		-		2,000		1,322
Total	$	128,885	$	-	$	127,563	$	1,322

Schedule of reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheets using significant unobservable (Level 3) inputs

	Available-for-Sale Securities
	Three Months Ended September 30, 2015			Three Months Ended September 30, 2014
	(Unaudited; In Thousands)
Beginning balance	$	1,317		$	1,384
Accretion		2			2
Total realized and unrealized gains and losses
Unrealized losses included in other comprehensive income		(17	)		(101	)
Settlements, including pay downs		(8	)		(6	)
Ending balance	$	1,294		$	1,279
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$	-		$	-

	Available-for-Sale Securities
	Nine Months Ended September 30, 2015			Nine Months Ended September 30, 2014
	(Unaudited; In Thousands)
Beginning balance	$	1,322		$	1,268
Accretion		7			7
Total realized and unrealized gains and losses
Unrealized gains (losses) included in other comprehensive income		(10	)		29
Settlements, including pay downs		(25	)		(25	)
Ending balance	$	1,294		$	1,279
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$	-		$	-

Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a nonrecurring basis

			Fair Value Measurements Using
As of September 30, 2015	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(Unaudited; In Thousands)
Impaired loans	$	12	$	-	$	-	$	12
Real estate held for sale	$	283	$	-	$	-	$	283

			Fair Value Measurements Using
As of December 31, 2014	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In Thousands)
Impaired loans	$	3,357	$	-	$	-	$	3,357

Schedule of quantitative information about level 3 fair value measurements

	Fair Value at September 30, 2015		Valuation Techniques	Unobservable Input	Range (Weighted Average)
	(Unaudited; In Thousands)
Impaired loans	$	12	Comparative sales based on independent appraisal	Marketability Discount		70	%
Real estate held for sale	$	283	Comparative sales based on independent appraisal	Marketability Discount		10%-20	%
Securities available-for-sale
Corporate	$	1,294	Discounted cash flows	*Default probability		1.80%-75	%
				*Loss, given default		85%-100	%
				*Discount rate		3.03%-4.75	%
				*Recovery rate		10%-75	%
				*Prepayment rate		1%-2	%

	Fair Value atDecember 31, 2014		Valuation Techniques	Unobservable Input	Range (Weighted Average)
	(In Thousands)
Impaired loans	$	3,357	Comparative sales based on independent appraisal	Marketability Discount		10%-20	%
Securities available-for-sale
Corporate	$	1,322	Discounted cash flows	*Default probability		1.80%-75	%
				*Loss, given default		85%-100	%
				*Discount rate		3.03%-4.75	%
				*Recovery rate		10%-75	%
				*Prepayment rate		1%-2	%

Schedule of estimated fair values of the company's financial instruments

			Fair Value Measurements Using
	CarryingAmount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs(Level 2)		Significant Unobservable Inputs(Level 3)
	(Unaudited; In Thousands)
September 30, 2015:
Assets
Cash and cash equivalents	$	15,177	$	15,177	$	-	$	-
Interest-bearing deposits		2,964		2,964		-		-
Loans, net of allowance for losses		329,670		-		327,172		-
Stock in Federal Home Loan Bank		3,127		-		3,127		-
Interest receivable		2,563		-		2,563		-
Liabilities
Deposits		400,658		-		400,685		-
Borrowings		50,967		-		44,992		7,179
Interest payable		199		-		199		-

			Fair Value Measurements Using
	CarryingAmount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs(Level 2)		Significant Unobservable Inputs(Level 3)
	(In Thousands)
December 31, 2014:
Assets
Cash and cash equivalents	$	13,264	$	13,264	$	-	$	-
Interest-bearing deposits		1,984		1,984		-		-
Loans, held for sale		423		-		423		-
Loans, net of allowance for losses		331,995		-		340,790		-
Stock in Federal Home Loan Bank		3,796		-		3,796		-
Interest receivable		2,391		-		2,391		-
Liabilities
Deposits		397,083		-		397,388		-
Borrowings		54,872		4,155		44,920		7,218
Interest payable		209		-		209		-