ACCOUNTING FOR CERTAIN LOANS ACQUIRED IN A TRANSFER (Tables)

3 Months Ended

Mar. 31, 2015

Accounting For Certain Loans Acquired In Transfer [Abstract]

Schedule of carrying amount of loans

	March 31, 2015			December 31, 2014
	(Unaudited)
Construction/Land	$	650		$	682
One-to-four family residential		1,389			1,400
Multi-family residential		-			-
Nonresidential real estate and agricultural land		562			568
Commercial		24			24
Consumer and other		26			29
Outstanding balance of acquired credit-impaired loans		2,651			2,703
Fair value adjustment for credit-impaired loans		(784	)		(830	)
Carrying balance of acquired credit-impaired loans	$	1,867		$	1,873

Schedule of accretable yield or income expected to be collected

	Three Months Ended March 31,
	2015			2014
	(Unaudited; In Thousands)
Balance at the beginning of the period	$	1,262		$	1,345
Additions		-			-
Accretion		(83	)		(113	)
Reclassification from non-accretable difference		23			34
Disposals		-			-
Balance at March 31	$	1,202		$	1,266

Schedule of loans acquired

Contractually required payments receivable at acquisition
Construction / Land	$	750
One-to-four family residential		2,193
Multi-family residential		687
Nonresidential and agricultural land		1,530
Commercial		73
Consumer		52
Total required payments receivable at acquisition	$	5,285
Cash flows expected to be collected at acquisition	$	3,838
Basis in acquired loans at acquisition	$	3,088