DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

3 Months Ended

Mar. 31, 2015

Fair Value Disclosures [Abstract]

Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a recurring basis

			March 31, 2015Fair Value Measurements Using
	Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Available-for-sale securities	(Unaudited; In Thousands)
Federal agencies	$	32,018		$	-	$	32,018	$	-
State and municipal		44,731			-		44,731		-
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities		55,077			-		55,077		-
Corporate		3,294			-		2,001		1,293
Total	$	135,120		$	-	$	133,827	$	1,293

			December 31, 2014Fair Value Measurements Using
	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
Available-for-sale securities	(In Thousands)
Federal agencies	$	31,622	$	-	$	31,622	$	-
State and municipal		42,200		-		42,200		-
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities		51,741		-		51,741		-
Corporate		3,322		-		2,000		1,322
Total	$	128,885	$	-	$	127,563	$	1,322

Schedule of reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheets using significant unobservable (Level 3) inputs

	Available-for-Sale Securities
	Three Months Ended March 31, 2015			Three Months Ended March 31, 2014
	(Unaudited; In Thousands)
Beginning balance	$	1,322		$	1,268
Accretion		2			2
Total realized and unrealized gains and losses
Unrealized gains included in other comprehensive income		(18	)		102
Settlements, including pay downs		(13	)		(7	)
Ending balance	$	1,293		$	1,365
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date	$	-		$	-

Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a nonrecurring basis

			Fair Value Measurements Using
As of March 31, 2015	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In Thousands)
Impaired loans	$	77	$	-	$	-	$	77

			Fair Value Measurements Using
As of December 31, 2014	Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In Thousands)
Impaired loans	$	3,357	$	-	$	-	$	3,357

Schedule of quantitative information about level 3 fair value measurements

	Fair Value at March 31, 2015		Valuation Techniques	Unobservable Input	Range(Weighted Average)
	(Unaudited; In Thousands)
Impaired loans	$	77	Comparative sales based on independent appraisal	Marketability Discount		7.6	%
Securities available for sale:
Corporate	$	1,293	Discounted cash flows	*Default probability		1.80%-75	%
				*Loss, given default		85%-100	%
				*Discount rate		3.03%-4.75	%
				*Recovery rate		10%-75	%
				*Prepayment rate		1%-2	%

	Fair Value atDecember 31, 2014		Valuation Techniques	Unobservable Input	Range(Weighted Average)
	(In Thousands)
Impaired loans	$	3,357	Comparative sales based on independent appraisal	Marketability Discount		10%-20	%
Securities available-for-sale:
Corporate	$	1,322	Discounted cash flows	*Default probability		1.80%-75	%
				*Loss, given default		85%-100	%
				*Discount rate		3.03%-4.75	%
				*Recovery rate		10%-75	%
				*Prepayment rate		1%-2	%

Schedule of estimated fair values of the company's financial instruments

	Fair Value Measurements Using
		CarryingAmount		Quoted Prices in Active Markets for Identical Assets(Level 1)		Significant Other Observable Inputs(Level 2)		Significant Unobservable Inputs(Level 3)
		(Unaudited; In Thousands)
March 31, 2015:
Assets
Cash and cash equivalents		$	10,404	$	10,404	$	-	$	-
Interest-bearing deposits			2,964		2,964		-		-
Loans, held for sale			430		-		430		-
Loans, net of allowance for losses			327,911		-		335,815		-
Stock in Federal Home Loan Bank			3,796		-		3,796		-
Interest receivable			2,221		-		2,221		-
Liabilities
Deposits			391,302		-		391,657		-
Borrowings			58,911		194		53,070		7,236
Interest payable			212		-		212		-

			Fair Value Measurements Using
	CarryingAmount		Quoted Prices in Active Markets for Identical Assets(Level 1)		Significant Other Observable Inputs(Level 2)		Significant Unobservable Inputs(Level 3)
	(In Thousands)
December 31, 2014:
Assets
Cash and cash equivalents	$	13,264	$	13,264	$	-	$	-
Interest-bearing deposits		1,984		1,984		-		-
Loans, held for sale		423		-		423		-
Loans, net of allowance for losses		331,995		-		340,790		-
Stock in Federal Home Loan Bank		3,796		-		3,796		-
Interest receivable		2,391		-		2,391		-
Liabilities
Deposits		397,083		-		397,388		-
Borrowings		54,872		4,155		44,920		7,218
Interest payable		209		-		209		-