ACCOUNTING FOR CERTAIN LOANS ACQUIRED IN A TRANSFER (Tables)

6 Months Ended

Jun. 30, 2014

Accounting For Certain Loans Acquired In Transfer [Abstract]

Schedule of carrying amount of loans

	June 30, 2014			December 31, 2013
	(Unaudited)
Construction/Land	$	713		$	713
One-to-four family residential		1,424			1,812
Multi-family residential		-			685
Nonresidential real estate and agricultural land		582			1,124
Commercial		25			26
Consumer and other		34			38
Outstanding balance of acquired credit-impaired loans		2,778			4,398
Fair value adjustment for credit-impaired loans		(911	)		(1,541	)
Carrying balance of acquired credit-impaired loans	$	1,867		$	2,857

Schedule of accretable yield or income expected to be collected

	Three Months EndedJune 30, 2014			Six Months EndedJune 30, 2014
	(Unaudited; In Thousands)
Balance at the beginning of the period	$	1,266		$	1,345
Additions		-			-
Accretion		(97	)		(210	)
Reclassification from non-accretable difference		142			176
Disposals		-			-
Balance June 30, 2014	$	1,311		$	1,311

	Three Months Ended June 30, 2013			Six Months Ended June 30, 2013
	(Unaudited; In Thousands)
Balance at the beginning of the period	$	554		$	673
Additions		-			-
Accretion		(171	)		(295	)
Reclassification from non-accretable difference		192			197
Disposals		-			-
Balance at June 30, 2013	$	575		$	575

Schedule of loans acquired

Contractually required payments receivable at acquisition
Construction / Land	$	750
One-to-four family residential		2,193
Multi-family residential		687
Nonresidential and agricultural land		1,530
Commercial		73
Consumer		52
Total required payments receivable at acquisition	$	5,285
Cash flows expected to be collected at acquisition	$	3,838
Basis in acquired loans at acquisition	$	3,088