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DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
 6 Months Ended
Jun. 30, 2014
Fair Value Disclosures [Abstract]  
Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a recurring basis
 
  
 
    
June 30, 2014
Fair Value Measurements Using
  
 
 
  
 
Fair Value
    
 
Quoted Prices in Active Markets for Identical Assets
(Level 1)
    
 
Significant Other Observable Inputs
(Level 2)
    
 
Significant Unobservable Inputs
(Level 3)
  
 
  
 
(Unaudited; In Thousands)
  
Available-for-sale securities
  
 
 
    
 
 
    
 
 
    
 
 
  
Federal agencies
  
$
34,585
    
$
-
    
$
34,585
    
$
-
  
State and municipal
    
 
34,705
      
 
-
      
 
34,705
      
 
-
  
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities
    
 
47,334
      
 
-
      
 
47,334
      
 
-
  
Corporate
    
 
3,379
      
 
-
      
 
1,995
      
 
1,384
  
Total
  
$
120,003
    
$
-
    
$
118,619
    
$
1,384
  
 
 
  
 
    
 
December 31, 2013
Fair Value Measurements Using
  
 
 
  
 
Fair Value
    
 
Quoted Prices in Active Markets for Identical Assets
(Level 1)
    
 
Significant Other Observable Inputs
(Level 2)
    
 
Significant Unobservable Inputs
(Level 3)
  
 
  
 
(In Thousands)
  
Available-for-sale securities
  
 
 
    
 
 
    
 
 
    
 
 
  
Federal agencies
  
$
37,213
    
$
-
    
$
37,213
    
$
-
  
State and municipal
    
 
37,122
      
 
-
      
 
37,122
      
 
-
  
Government-sponsored enterprise (GSE) residential mortgage-backed and other asset-backed agency securities
    
 
41,801
      
 
-
      
 
41,801
      
 
-
  
Corporate
    
 
3,751
      
 
-
      
 
2,483
      
 
1,268
  
Total
  
$
119,887
    
$
-
    
$
118,619
    
$
1,268
  
 
Schedule of reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheets using significant unobservable (Level 3) inputs
 
  
Available-for-Sale Securities
  
 
 
  
 
Three Months Ended
June 30, 2014
    
 
Three Months Ended
June 30, 2013
  
 
 
  
 
(Unaudited; In Thousands)
  
 
  
 
 
    
 
 
  
Beginning balance
  
$
1,365
    
$
1,208
  
Accretion
    
 
3
      
 
2
  
Total realized and unrealized gains and losses
                
Unrealized gains included in other comprehensive income
    
 
28
      
 
15
  
Settlements, including pay downs
    
(12
)
    
(4
)
 
                
Ending balance
  
$
1,384
    
$
1,221
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
  
$
-
    
$
-
  
 
 
  
 
Available-for-Sale Securities
  
 
 
  
 
Six Months Ended
June 30, 2014
    
 
Six Months Ended
June 30, 2013
  
 
 
  
 
(Unaudited; In Thousands)
  
 
  
 
 
    
 
 
  
Beginning balance
  
$
1,268
    
$
1,197
  
Accretion
    
 
5
      
 
8
  
Total realized and unrealized gains and losses
                
Unrealized gains included in other comprehensive income
    
 
130
      
 
78
  
Settlements, including pay downs
    
(19
)
    
(62
)
 
                
Ending balance
  
$
1,384
    
$
1,221
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
  
$
-
    
$
-
  
 
Schedule of fair value measurements of assets and liabilities recognized in the accompanying balance sheets measured at fair value on a nonrecurring basis
 
  
 
    
Fair Value Measurements Using
  
As of June 30, 2014
  
Fair Value
    
Quoted Prices in Active Markets for Identical Assets
(Level 1)
    
Significant Other Observable Inputs
(Level 2)
    
Significant Unobservable Inputs
(Level 3)
  
 
 
  
 
(Unaudited; In Thousands)
  
 
 
  
 
 
    
 
 
    
 
 
    
 
 
  
Real estate held for sale
  
$
400
    
$
-
    
$
-
    
$
400
  
 
 
  
 
    
 
Fair Value Measurements Using
  
As of December 31, 2013
  
Fair Value
    
Quoted Prices in Active Markets for Identical Assets
(Level 1)
    
Significant Other Observable Inputs
(Level 2)
    
Significant Unobservable Inputs
(Level 3)
  
 
 
  
 
(In Thousands)
  
 
  
 
 
    
 
 
    
 
 
    
 
 
  
Impaired loans
  
$
5,987
    
$
-
    
$
-
    
$
5,987
  
 
          
 
  
Real estate held for sale
  
$
65
    
$
-
    
$
-
    
$
65
 
Schedule of quantitative information about level 3 fair value measurements
 
  
Fair Value at
June 30, 2014
  
Valuation Techniques
Unobservable Input
  
Range (Weighted Average)
 
  
(Unaudited; In Thousands)
  
 
  
 
 
  
 
  
 
  
 
  
Real estate held for sale
  
$     400
  
Comparative sales based on independent appraisal
Marketability Discount
  
10
%
 
      
 
  
 
      
Securities available for sale
      
 
  
 
      
 
      
 
  
 
      
Corporate
  
$  1,384
  
Discounted cash flows
*Default probability
  
0.85%-100
%
 
      
 
        
*Loss, given default
  
85%-100
%
 
      
 
        
*Discount rate
  
4.29%-9.50
%
 
      
 
        
*Recovery rate
  
0%-90
%
 
      
 
        
*Prepayment rate
  
0%-100
%
 
 
  
Fair Value at
December 31, 2013
  
Valuation Techniques
Unobservable Input
  
Range (Weighted Average) 
 
  
(In Thousands)
  
 
Impaired loans
  
$  5,987
  
Comparative sales based on independent appraisal
Marketability Discount
  
10%-20
%
 
      
 
  
 
      
Real estate held for sale
  
$       65
  
Comparative sales based on independent appraisal
Marketability Discount
  
10
%
 
      
 
  
 
      
Securities available for sale
      
 
  
 
      
 
      
 
  
 
      
Corporate
  
$  1,268
  
Discounted cash flows
*Default probability
  
1.04%-100
%
 
      
 
        
*Loss, given default
  
85%-100
%
 
      
 
        
*Discount rate
  
4.41%-9.50
%
 
      
 
        
*Recovery rate
  
0%-90
%
 
      
 
        
*Prepayment rate
  
0%-100
%
 
Schedule of estimated fair values of the company's financial instruments
 
  
 
    
Fair Value Measurements Using
  
 
  
Carrying
Amount
    
Quoted Prices in Active Markets for Identical Assets (Level 1)
    
Significant Other Observable Inputs
(Level 2)
    
Significant Unobservable Inputs
(Level 3)
  
 
 
  
 
(Unaudited; In Thousands)
  
June 30, 2014:
  
 
 
    
 
 
    
 
 
    
 
 
  
Assets
  
 
 
    
 
 
    
 
 
    
 
 
  
Cash and cash equivalents
  
$
11,699
    
$
11,699
    
$
-
    
$
-
  
Interest-bearing deposits
    
 
1,984
      
 
1,984
      
 
-
      
 
-
  
Loans, held for sale
    
 
525
      
 
-
      
 
525
      
 
-
  
Loans, net of allowance for losses
    
 
317,303
      
 
-
      
 
328,951
      
 
-
  
Stock in Federal Home Loan Bank
    
 
4,595
      
 
-
      
 
4,595
      
 
-
  
Interest receivable
    
 
1,759
      
 
-
      
 
1,759
      
 
-
  
Liabilities
                                
Deposits
    
 
401,588
      
 
-
      
 
402,254
      
 
-
  
Borrowings
    
 
42,717
      
 
-
      
 
37,337
      
 
7,220
  
Interest payable
    
 
226
      
 
-
      
 
226
      
 
-
  
 
 
  
 
    
Fair Value Measurements Using
  
 
  
Carrying
Amount
    
Quoted Prices in Active Markets for Identical Assets (Level 1)
    
Significant Other Observable Inputs
(Level 2)
    
Significant Unobservable Inputs
(Level 3)
  
 
 
  
 
(In Thousands)
  
December 31, 2013:
  
 
 
    
 
 
    
 
 
    
 
 
  
Assets
  
 
 
    
 
 
    
 
 
    
 
 
  
Cash and cash equivalents
  
$
10,244
    
$
10,244
    
$
-
    
$
-
  
Interest-bearing deposits
    
 
1,984
      
 
1,984
      
 
-
      
 
-
  
Loans, held for sale
    
 
341
      
 
-
      
 
341
      
 
-
  
Loans, net of allowance for losses
    
 
316,228
      
 
-
      
 
330,073
      
 
-
  
Stock in Federal Home Loan Bank
    
 
4,595
      
 
-
      
 
4,595
      
 
-
  
Interest receivable
    
 
2,178
      
 
-
      
 
2,178
      
 
-
  
Liabilities
                                
Deposits
    
 
395,015
      
 
-
      
 
395,924
      
 
-
  
Borrowings
    
 
49,717
      
 
-
      
 
44,538
      
 
7,218
  
Interest payable
    
 
270
      
 
-
      
 
270
      
 
-