Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating Activities
Net income	$ 1,066	$ 1,006
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	174	318
Depreciation and amortization	197	193
Investment securities gains	(87)	(79)
Loans originated for sale in the secondary market	(2,393)	(8,041)
Proceeds from sale of loans in the secondary market	2,783	8,326
Gain on sale of loans	(78)	(325)
Amortization of net loan origination cost	33	35
Loss on real estate held for sale	21	144
Net change in
Interest receivable	71	279
Interest payable	(24)	(28)
Other adjustments	714	541
Net cash provided by operating activities	2,477	2,369
Investing Activities
Purchases of securities available for sale	(9,500)	(21,599)
Proceeds from maturities and paydowns of securities available for sale	5,207	5,694
Proceeds from sales of securities available for sale	8,264	2,056
Net change in loans	2,301	9,502
Purchases of premises and equipment	(292)	(150)
Proceeds from sale of real estate acquired through foreclosure	45	221
Other investing activity	(1)	3
Net cash provided by (used in) investing activities	6,024	(4,273)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	10,714	12,051
Certificates of deposit	(4,483)	(2,848)
Proceeds from borrowings	10,000
Repayment of borrowings	(17,000)
Cash dividends	(412)	(91)
Proceeds from exercise of stock options	111
Advances by borrowers for taxes and insurance	180	125
Net cash used in financing activities	(890)	(9,237)
Net Change in Cash and Cash Equivalents	7,611	7,333
Cash and Cash Equivalents, Beginning of Period	10,244	19,152
Cash and Cash Equivalents, End of Period	17,855	26,485
Additional Cash Flows and Supplementary Information
Interest paid	931	1,118
Income tax paid, net of refunds
Transfers to real estate held for sale	1,166	690
Dividends declared not paid	$ 323	$ 320