Consolidated Condensed Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest Income
Loans receivable	$ 4,003	$ 4,057
Investment securities	745	686
Interest-earning deposits and other	71	49
Total interest income	4,819	4,792
Interest Expense
Deposits	516	616
Borrowings	391	474
Total interest expense	907	1,090
Net Interest Income	3,912	3,702
Provision for loan losses	174	318
Net Interest Income After Provision for Loan Losses	3,738	3,384
Other Income
Service fees and charges	544	593
Net realized gains on sale of available-for-sale securities (includes $87 and $79 for the three months ended March 31, 2014 and 2013, respectively, related to accumulated other comprehensive earnings reclassifications)	87	79
Net gains on loan sales	78	325
Interchange fee income	147	140
Increase in cash value of life insurance	82	68
Loss on real estate held for sale	(21)	(144)
Other income	106	109
Total other income	1,023	1,170
Other Expenses
Salaries and employee benefits	1,841	1,689
Net occupancy and equipment expenses	537	476
Data processing fees	144	130
Advertising	99	106
Mortgage servicing rights	44	65
Office supplies	16	32
Professional fees	135	91
Federal Deposit Insurance Corporation assessment	105	82
Loan related expenses	134	102
Other expenses	363	408
Total other expenses	3,418	3,181
Income Before Income Tax	1,343	1,373
Income tax expense (includes $29 and $27 for the three months ended March 31, 2014 and 2013, respectively, related to income tax expense from reclassification items)	277	367
Net Income	1,066	1,006
Dividends on preferred stock	91	90
Net Income Available to Common Stockholders	$ 975	$ 916
Basic earnings per common share (in dollars per share)	$ 0.64	$ 0.60
Diluted earnings per common share (in dollars per share)	$ 0.63	$ 0.60
Dividends per share (in dollars per share)	$ 0.21	$ 0.21