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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Operating Activities    
Net income $ 4,440 $ 4,012
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 932 1,382
Bargain purchase gain on Dupont State Bank acquisition   (988)
Depreciation and amortization 778 677
Deferred income tax (32) 411
Investment securities gains (211) (997)
Loans originated for sale in the secondary market (22,703) (32,833)
Proceeds from sale of loans in the secondary market 23,298 33,371
Gain on sale of loans (732) (1,153)
Amortization of net loan origination cost 154 141
Amortization of expense related to stock benefit plans RRP 11 34
Net amortization (accretion) relative to purchased loans (566) 60
Loss on real estate held for sale 425 577
Net change in    
Interest receivable 114 68
Interest payable (92) (108)
Prepaid Federal Deposit Insurance Corporation assessment (703) (338)
Other adjustments 1,452 1,098
Net cash provided by operating activities 6,565 5,414
Investing Activities    
Net cash received in bank/branch acquisitions 6,250 9,193
Net change in interest-bearing deposits (1,984)  
Purchases of securities available for sale (53,493) (45,974)
Proceeds from maturities of securities available for sale 18,101 25,762
Proceeds from sales of securities available for sale 23,483 24,162
Net change in loans (12,145) (3,868)
Proceeds from sale of real estate acquired through foreclosure 1,941 2,686
Purchases of premises and equipment (575) (331)
Other investing activities 35 (59)
Net cash provided by (used in) investing activities (18,387) 11,571
Net change in    
Noninterest-bearing, interest-bearing demand, and savings deposits 19,253 10,667
Certificates of deposit (14,840) (9,938)
Proceeds from FHLB advances 23,000  
Repayment of FHLB advances (23,000) (15,500)
Cash dividends (1,646) (1,957)
Proceeds from exercise of stock options 108 140
Advances by borrowers for taxes and insurance 39 41
Net cash provided by (used in) financing activities 2,914 (16,547)
Net Change in Cash and Cash Equivalents (8,908) 438
Cash and Cash Equivalents, Beginning of Year 19,152 18,714
Cash and Cash Equivalents, End of Year 10,244 19,152
Additional Cash Flows and Supplementary Information    
Interest paid 4,258 5,108
Income tax paid, net of refunds 1,595 659
Transfers to real estate held for sale 915 2,048
Liabilities assumed, net of non-cash assets acquired in acquisition $ 6,245 $ 2,505