Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Activities
Net income	$ 3,330	$ 2,129
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	656	1,064
Depreciation and amortization	585	504
Investment securities gains	(195)	(450)
Loans originated for sale in the secondary market	(19,986)	(25,685)
Proceeds from sale of loans in the secondary market	20,316	25,017
Gain on sale of loans	(664)	(844)
Amortization of net loan origination cost	117	107
Amortization of expense related to stock benefit plans RRP	11	23
Loss on real estate held for sale	543	566
Net change in
Interest receivable	(32)	(164)
Interest payable	(74)	(80)
Prepaid Federal Deposit Insurance Corporation assessment	703	242
Other adjustments	135	1,036
Net cash provided by operating activities	5,445	3,465
Investing Activities
Purchases of securities available for sale	(41,513)	(31,071)
Proceeds from maturities and paydowns of securities available for sale	15,500	18,270
Proceeds from sales of securities available for sale	12,826	6,561
Net change in loans	(12,293)	(3,699)
Purchases of premises and equipment	(240)	(172)
Proceeds from sale of real estate acquired through foreclosure	1,481	2,373
Other investing activity	(2)	(62)
Net cash used in investing activities	(24,241)	(7,800)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	14,720	2,134
Certificates of deposit	(10,271)	(4,200)
Proceeds from borrowings	12,000
Repayment of borrowings	(2,000)	(3,000)
Cash dividends	(912)	(1,226)
Proceeds from exercise of stock options	61	140
Advances by borrowers for taxes and insurance	208	165
Net cash provided by (used in) financing activities	13,806	(5,987)
Net Change in Cash and Cash Equivalents	(4,990)	(10,322)
Cash and Cash Equivalents, Beginning of Period	19,152	18,714
Cash and Cash Equivalents, End of Period	14,162	8,392
Additional Cash Flows and Supplementary Information
Interest paid	3,244	3,885
Income tax paid, net of refunds	1,110	309
Transfers to real estate held for sale	912	1,643
Dividends declared not paid	$ 321	$ 320