LOANS AND ALLOWANCE - Activity in allowance for loan losses (Details 1) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period			$ 3,564
Provision for loan losses	20	268	656	1,064
Balances at end of period	4,340		4,340
Loans Receivable
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	4,036	3,521	3,564	4,003
Provision for loan losses	20	268	656	1,064
Loans charged off	(185)	(154)	(719)	(1,530)
Recoveries on loans	469	7	839	105
Balances at end of period	4,340	3,642	4,340	3,642
Loans Receivable | Construction / Land
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	673	734	649	1,016
Provision for loan losses	(350)	(123)	(283)	(69)
Loans charged off	(38)		(99)	(340)
Recoveries on loans			18	4
Balances at end of period	285	611	285	611
Loans Receivable | 1-4 Family
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	1,821	1,390	1,423	1,986
Provision for loan losses	421	(13)	904	273
Loans charged off	(83)	(32)	(170)	(994)
Recoveries on loans	3		5	80
Balances at end of period	2,162	1,345	2,162	1,345
Loans Receivable | Multi-Family
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	297	283	281	65
Provision for loan losses	28	5	44	223
Loans charged off
Recoveries on loans
Balances at end of period	325	288	325	288
Loans Receivable | Nonresidential and agricultural land
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	1,102	1,091	1,077	822
Provision for loan losses	(447)	301	(562)	599
Loans charged off		(102)	(175)	(131)
Recoveries on loans	438	3	753	3
Balances at end of period	1,093	1,293	1,093	1,293
Loans Receivable | Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	141	8	132	70
Provision for loan losses	191	82	337	20
Loans charged off	(2)		(139)
Recoveries on loans	8		8
Balances at end of period	338	90	338	90
Loans Receivable | Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Balances at beginning of period	2	15	2	44
Provision for loan losses	177	16	216	18
Loans charged off	(62)	(20)	(136)	(65)
Recoveries on loans	20	4	55	18
Balances at end of period	$ 137	$ 15	$ 137	$ 15