EARNINGS PER SHARE (Detail Textuals) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]
Net income (loss)	$ 1,136,000	$ 846,000	$ 3,330,000	$ 2,129,000
Dividends on preferred stock	91,000	91,000	272,000	272,000
Net income available to common stockholders	$ 1,045,000	$ 755,000	$ 3,058,000	$ 1,857,000
Options to purchase shares (in shares)		5,000		5,000
Exercise price (in dollars per share)		$ 22.25		$ 22.25