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Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Operating Activities    
Net income $ 2,194 $ 1,284
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 636 796
Depreciation and amortization 397 341
Investment securities gains (193) (331)
Loans originated for sale in the secondary market (14,826) (15,985)
Proceeds from sale of loans in the secondary market 15,294 15,161
Gain on sale of loans (553) (509)
Amortization of net loan origination cost 76 73
Loss on real estate held for sale 202 394
Net change in    
Interest receivable 239 172
Interest payable (43) (70)
Prepaid Federal Deposit Insurance Corporation assessment 703 158
Other adjustments (137) 595
Net cash provided by operating activities 3,989 2,079
Investing Activities    
Purchases of securities available for sale (37,299) (19,845)
Proceeds from maturities and paydowns of securities available for sale 11,948 10,428
Proceeds from sales of securities available for sale 7,817 4,821
Net change in loans 9,854 (1,366)
Purchases of premises and equipment (227) (122)
Proceeds from sale of real estate acquired through foreclosure 657 1,329
Other investing activity (13) (52)
Net cash used in investing activities (7,263) (4,807)
Net change in    
Noninterest-bearing, interest-bearing demand and savings deposits 13,599 2,891
Certificates of deposit (9,236) (2,636)
Cash dividends (501) (817)
Exercise of stock options 50  
Advances by borrowers for taxes and insurance 37 57
Net cash provided by (used in) financing activities 3,949 (505)
Net Change in Cash and Cash Equivalents 675 (3,233)
Cash and Cash Equivalents, Beginning of Period 19,152 18,714
Cash and Cash Equivalents, End of Period 19,827 15,481
Additional Cash Flows and Supplementary Information    
Interest paid 2,197 2,646
Income tax paid, net of refunds 575 119
Transfers to real estate held for sale 839 1,593
Dividends declared not paid $ 321