ACCOUNTING FOR CERTAIN LOANS ACQUIRED IN A TRANSFER (Tables)

6 Months Ended

Jun. 30, 2013

Accounting For Certain Loans Acquired In Transfer [Abstract]

Schedule of carrying amount of loans

	June 30, 2013			December 31, 2012
	(Unaudited)
	(In Thousands)
Construction / Land	$	744		$	750
One-to-four family residential		2,055			2,149
Multi-family residential		685			685
Nonresidential and agricultural land		1,151			1,523
Commercial		27			64
Consumer		42			51
Outstanding balance of acquired credit-impaired loans		4,704			5,222
Fair value adjustment for credit-impaired loans		(1,715	)		(2,119	)
Carrying balance of acquired credit-impaired loans	$	2,989		$	3,103

Schedule of accretable yield or income expected to be collected

	Six Months Ended June 30, 2013			Three Months Ended June 30, 2013
	(Unaudited; In Thousands)			(Unaudited; In Thousands)
Balance at the beginning of the period	$	673		$	554
Additions		-			-
Accretion		(295	)		(171	)
Reclassification from non-accretable difference		197			192
Disposals		-			-
Balance at June 30, 2013	$	575		$	575

Schedule of loans acquired

Contractually required payments receivable at acquisition
Construction / Land	$	750
One-to-four family residential		2,193
Multi-family residential		687
Nonresidential and agricultural land		1,530
Commercial		73
Consumer		52
Total required payments receivable at acquisition	$	5,285
Cash flows expected to be collected at acquisition	$	3,838
Basis in acquired loans at acquisition	$	3,088