Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Operating Activities
Net income	$ 4,012	$ 1,772
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	1,382	2,771
Bargain purchase gain on Dupont State Bank acquistion	(988)
Depreciation and amortization	677	599
Deferred income tax	411	(226)
Investment securities gains	(997)	(312)
Loans originated for sale in the secondary market	(32,833)	(22,969)
Proceeds from sale of loans in the secondary market	33,371	24,463
Gain on sale of loans	(1,153)	(730)
Amortization of net loan origination cost	141	142
Loss on real estate held for sale	577	750
Employee Stock Ownership Plan Compensation	34	26
Net change in
Interest receivable	68	(43)
Interest payable	(108)	(84)
Prepaid Federal Deposit Insurance Corporation assessment	(338)	360
Other adjustments	1,158	(657)
Net cash provided by operating activities	5,414	5,862
Investing Activities
Net cash received in Dupont State Bank acquisition	9,193
Proceeds from sale of FHLB stock		270
Purchases of securities available for sale	(45,974)	(47,826)
Proceeds from maturities of securities available for sale	25,762	10,533
Proceeds from sales of securities available for sale	24,162	10,201
Net change in loans	(3,868)	4,658
Proceeds from sale of real estate acquired through foreclosure	2,686	2,024
Purchases of premises and equipment	(331)	(715)
Other investing activities	(59)	(328)
Net cash provided by (used in) investing activities	11,571	(21,183)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	10,667	14,880
Certificates of deposit	(9,938)	4,009
Proceeds from borrowings		15,000
Repayment of borrowings	(15,500)	(15,000)
Cash dividends	(1,957)	(1,634)
Acquisition of stock for stock benefit plans	(3)	(55)
Proceeds from exercise of stock options	140
Advances by borrowers for taxes and insurance	44	47
Net cash provided by (used in) financing activities	(16,547)	17,247
Net Change in Cash and Cash Equivalents	438	1,926
Cash and Cash Equivalents, Beginning of Year	18,714	16,788
Cash and Cash Equivalents, End of Year	19,152	18,714
Additional Cash Flows and Supplementary Information
Interest paid	5,108	5,907
Income tax paid, net of refunds	659	388
Transfers to real estate held for sale	2,048	4,781
Liabilities assumed, net of non-cash assets acquired in acquisition	$ 2,505