Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Operating Activities
Net income	$ 2,129	$ 1,216
Adjustments to reconcile net income to net cash provided by operating activities
Provision for loan losses	1,064	2,297
Depreciation and amortization	504	441
Investment securities gains	(450)	(270)
Loans originated for sale in the secondary market	(25,685)	(12,932)
Proceeds from sale of loans in the secondary market	25,017	13,020
Gain on sale of loans	(844)	(367)
Amortization of net loan origination cost	107	103
Loss on premises, equipment and real estate held for sale	566	683
Employee Stock Ownership Plan compensation	23	26
Net change in
Interest receivable	(164)	(9)
Interest payable	(80)	(87)
Prepaid Federal Deposit Insurance Corporation assessment	242	268
Other adjustments	1,036	(292)
Net cash provided by operating activities	3,465	4,097
Investing Activities
Proceeds from sale of FHLB Stock		270
Purchases of securities available for sale	(31,071)	(31,803)
Proceeds from maturities of securities available for sale	18,270	7,057
Proceeds from sales of securities available for sale	6,561	7,585
Net change in loans	(3,699)	3,602
Purchases of premises and equipment	(172)	(585)
Proceeds from sale of real estate acquired through foreclosure	2,373	893
Other investing activity	(62)	(182)
Net cash used in investing activities	(7,800)	(13,163)
Net change in
Noninterest-bearing, interest-bearing demand and savings deposits	2,134	6,046
Certificates of deposit	(4,200)	6,753
Proceeds from borrowings		15,000
Repayment of borrowings	(3,000)	(15,000)
Cash dividends	(1,226)	(1,226)
Proceeds from exercise of stock options	140
Acquisition of stock for stock benefit plans		(16)
Advances by borrowers for taxes and insurance	165	126
Net cash provided by (used in) financing activities	(5,987)	11,683
Net Change in Cash and Cash Equivalents	(10,322)	2,617
Cash and Cash Equivalents, Beginning of Period	18,714	16,788
Cash and Cash Equivalents, End of Period	8,392	19,405
Additional Cash Flows and Supplementary Information
Interest paid	3,885	4,495
Income tax paid, net of refunds	309	388
Transfers to real estate held for sale	$ 1,643	$ 4,311