LOANS AND ALLOWANCE - the activity in the allowance for loan losses (Details 2) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Dec. 31, 2010
Allowance for losses:
Balances at end of period	$ 3,642		$ 4,003
Loans:
Total loans, gross	257,622		257,099
Loans Receivable
Allowance for losses:
Individually evaluated for impairment:	620		1,432
Collectively evaluated for impairment:	3,022		2,571
Balances at end of period	3,642	3,521	4,003	3,780	3,589	3,806
Loans:
Individually evaluated for impairment:	15,255		17,262
Collectively evaluated for impairment:	262,229		244,380
Total loans, gross	277,484		261,642
Loans Receivable | Construction
Allowance for losses:
Individually evaluated for impairment:
Collectively evaluated for impairment:	26		23
Balances at end of period	26	4	23	21	32	35
Loans:
Individually evaluated for impairment:	121
Collectively evaluated for impairment:	6,632		8,308
Total loans, gross	6,753		8,308
Loans Receivable | One-to-four family residential
Allowance for losses:
Individually evaluated for impairment:	184		913
Collectively evaluated for impairment:	1,161		1,073
Balances at end of period	1,345	1,390	1,986	1,647	1,088	746
Loans:
Individually evaluated for impairment:	5,176		6,331
Collectively evaluated for impairment:	106,154		104,867
Total loans, gross	111,330		111,198
Loans Receivable | Multi-family residential
Allowance for losses:
Individually evaluated for impairment:	195
Collectively evaluated for impairment:	93		65
Balances at end of period	288	283	65	131	108	138
Loans:
Individually evaluated for impairment:	1,118		1,966
Collectively evaluated for impairment:	17,149		16,616
Total loans, gross	18,267		18,582
Loans Receivable | Nonresidential
Allowance for losses:
Individually evaluated for impairment:	45
Collectively evaluated for impairment:	1,248		822
Balances at end of period	1,293	1,091	822	914	1,226	1,632
Loans:
Individually evaluated for impairment:	3,824		3,705
Collectively evaluated for impairment:	97,688		79,579
Total loans, gross	101,512		83,284
Loans Receivable | Land
Allowance for losses:
Individually evaluated for impairment:	196		519
Collectively evaluated for impairment:	389		474
Balances at end of period	585	730	993	913	959	976
Loans:
Individually evaluated for impairment:	4,429		4,972
Collectively evaluated for impairment:	12,111		14,109
Total loans, gross	16,540		19,081
Loans Receivable | Commercial
Allowance for losses:
Individually evaluated for impairment:
Collectively evaluated for impairment:	90		70
Balances at end of period	90	8	70	86	113	157
Loans:
Individually evaluated for impairment:	573		271
Collectively evaluated for impairment:	18,841		17,078
Total loans, gross	19,414		17,349
Loans Receivable | Consumer
Allowance for losses:
Individually evaluated for impairment:
Collectively evaluated for impairment:	15		44
Balances at end of period	15	15	44	68	63	122
Loans:
Individually evaluated for impairment:	14		17
Collectively evaluated for impairment:	3,654		3,823
Total loans, gross	$ 3,668		$ 3,840