EARNINGS PER SHARE (Detail Textuals) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Earnings Per Share [Abstract]
Net income (loss)	$ 846,000	$ (207,000)	$ 2,129,000	$ 1,216,000
Dividends on preferred stock	91,000	91,000	272,000	272,000
Net income available to common stockholders	$ 755,000	$ (298,000)	$ 1,857,000	$ 944,000
Options to purchase shares (in shares)	5,000	5,000	5,000	5,000
Exercise price (in dollares per share)	$ 22.25	$ 22.25	$ 22.25	$ 22.25
Addition options to purchase shares (in shares)		8,400
Addition exercise price (in dollares per share)		$ 13.25
Addition options to purchase shares (in shares)		19,000
Addition exercise price (in dollares per share)		$ 14.56