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Consolidated Condensed Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Operating Activities    
Net income $ 1,284 $ 1,423
Adjustments to reconcile net income to net cash provided by operating activities    
Provision for loan losses 796 848
Depreciation and amortization 341 291
Investment securities gains (331) (165)
Loans originated for sale in the secondary market (15,985) (6,700)
Proceeds from sale of loans in the secondary market 15,161 7,933
Gain on sale of loans (509) (229)
Amortization of net loan origination cost 73 70
Loss on premises, equipment and real estate held for sale 394 149
Net change in    
Interest receivable 172 167
Interest payable (70) (23)
Prepaid Federal Deposit Insurance Corporation assessment 158 227
Other adjustments 595 (490)
Net cash provided by operating activities 2,079 3,501
Investing Activities    
Proceeds from sale of FHLB Stock   270
Purchases of securities available for sale (19,845) (21,523)
Proceeds from maturities of securities available for sale 10,428 4,732
Proceeds from sales of securities available for sale 4,821 3,334
Net change in loans (1,366) 1,077
Purchases of premises and equipment (122) (80)
Proceeds from sale of real estate acquired through foreclosure 1,329 148
Other investing activity (52) (78)
Net cash used in investing activities (4,807) (12,120)
Net change in    
Noninterest-bearing, interest-bearing demand and savings deposits 2,891 2,970
Certificates of deposit (2,636) 6,753
Proceeds from borrowings   15,000
Repayment of borrowings   (13,000)
Cash dividends (817) (817)
Acquisition of stock for stock benefit plans   (16)
Advances by borrowers for taxes and insurance 57 46
Net cash provided by (used in) financing activities (505) 10,936
Net Change in Cash and Cash Equivalents (3,233) 2,317
Cash and Cash Equivalents, Beginning of Period 18,714 16,788
Cash and Cash Equivalents, End of Period 15,481 19,105
Additional Cash Flows and Supplementary Information    
Interest paid 2,646 2,966
Income tax paid, net of refunds 119 253
Transfers to real estate held for sale $ 1,593 $ 2,545