LOANS AND ALLOWANCE (Detail Textuals) (Loans Receivable, USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2012 Loans	Jun. 30, 2012 Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	$ 5,200,000	$ 5,200,000
Balance of accruing restructured loans	4,700,000	4,700,000
Number of loans restructured	3	9
Loans restructured	175,000	2,300,000
Number of restructured loans placed on 30 year amortizing schedule		3
Restructured loans amount placed on 30 year amortizing schedule	28,000	1,600,000
Loan refinanced with additional collateral and provisioned	147,000	46,000
Number of restructured loans placed on short term, low-rate notes	2	5
Residual restructured borrowings placed on short term, low-rate notes		649,000
Number of troubled debt restructuring	24	24
Number of troubled debt restructured loans	5
Loan amount removed from troubled debt restructured	215,000
Total principal balance of troubled debt restructuring	1,600,000	1,600,000
Single family residence real estate owned
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of troubled debt restructuring	1	1
Loss On sale of foreclosed real estate owned		1,000
Restructured amount of loan	345,000	345,000
Final selling price of restructured loan		$ 304,000